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Disclaimer: I am not a financial advisor. Brian Jung does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
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Disclaimer: I am not a financial advisor. Brian Jung does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
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So on this channel we talk a lot about credit cards and personal finance, but every once in a while. We do something interesting where we talk about what's inside of our wallet now i think it's been over a year since i last made a what's in my wallet, update video and a couple. Things have changed within my setup, so in this video we're going to be going over what my wallet is some advantages and disadvantages of the wallet itself and we're going to be talking also about the contents of what is in here and what i like about it And some of the cards that i also recommend to you guys to add to your own wallet. So before we get started with this video, i have one big favor to ask.
You guys hit that, like button down below it's been a really slow week as a content creator on this platform, i think the views are down just because of like holidays thanksgiving, at least in my channel. So if you guys want to help me out and drop a like down below on this video, that's going to help this video get pushed out over onto the algorithm and the right. The rest is it's up to me. So, thank you all so much for your help, though i really appreciate it and other than that.
Let's just get straight into this video. So one of the reasons why i chose this wallet was just because one it was unique and two. It held a lot more cards than some of my other wallets. As you can see, this thing has a ton of different pockets.
It has like this unique triangle thing where you can put a card in here cash in here, and then you can put some more cards back here. You could also put some more cards in this other column and you can put cards back here and you have about four different slots where you can also squeeze a couple different cards. This has been a great wallet to me. I would say the main advantage is because it's a little bit more bulky than your average wallet you're, definitely going to notice it.
So if you do lose it or it falls out of your pocket, i know instantly if it's gone, just because of the weight and how heavy it is. You definitely don't want to put a bulky wallet like this in your back pocket you're gon na get like instant scoliosis or something, if you do that, so i just always manage to keep this in the front of my pocket. I don't lose it. I know where it is so this pocket organizer has been great for me.
I do plan on getting another card holder, i'm not sure which one yet, if you guys have any suggestions or recommendations of your favorite ones. Let me know down below in the comments now. Other than the features, let's actually talk about the contents of what i keep in my wallet, so here we go. I have the american express gold card right here.
This is my daily driver. If i go out and i'm eating out and it's not a business meal or business expense, i will oftentimes use my gold card without any excuse. So the next card in my list is going to be the american express business platinum card, an amazing card, but the only times i primarily use this is, if i'm trying to separate my personal and business expenses just so, it makes it easier for my accountant and Bookkeeper at the end of the year, if i'm purchasing a camera lens, if i'm purchasing, um studio, equipment or or i don't know just anything related to the business, i will put it on the business platinum card just to make it easier. I know that i could definitely be making better use of my points. I could be getting the freedom cash back category depending on what month it is. I could be finding other promotions, but when it comes to organizing my finances, i value that a lot more than getting a couple extra percentage of cash back points, and on top of that, the american express cards offer some of the best purchase protection and extended warranty Out of all the cards in my wallet, so i will put that on my most expensive annual fee card, the business platinum, i know i'm covered. I know it's easy to track and it's just a reliable card. The next card in my wallet is gon na, be the chase freedom flex card, so i've already hit the welcome bonus for the chase freedom flex card over this past black friday.
Cyber monday weekend i bought a lot of things i used paypal. I got my five percent. I got the additional welcome bonus, so it's been a great card. Another time i find myself using the chase freedom flex card is, if i'm at the grocery store, if i don't want to use my gold card for whatever reason i know the flex card is giving me a higher cash back percentage and with this card right here, I was approved for a 12 000 credit limit, so i'm not too worried about utilization at all, but this is the card that i use when i get gas groceries or anything that doesn't accept american express.
So the american express platinum card is the next card. In my wallet, one of my favorite cards, like i've, mentioned on this channel they're sitting right on the top of the throne, with the chase of freedom flex and the american express gold card, the platinum card, it's a solid card right now. I don't know what else to say other than that i use it a lot for those free credits that they've added for this year, but other than that, if there's a travel expense that i have, if i'm taking the flight somewhere or i'm getting a hotel booked, It's usually gon na be on the platinum card and i keep it in my wallet for that reason. Now guys that was a video talking about.
What's in my wallet, i'm curious to hear what you guys keep in your wallet as well, so comment down below what your top three or four cards for this year is moving into 2021. I personally believe that my wallet might look a little different, a couple things. I'm looking to change is american, express, i hope, one day, they're gon na release that card that is in between the platinum and the centurion, so american express was rumored to release a card. That's much better than the platinum card. It's gon na be more expensive to hold, but i would love to get rid of one of the two platinums i have in order to get that higher tier card. If that happens, i could see a switch happening in my wallet right there, but as of now, this is generally the setup that i'm gon na have. If i do go to any co-branded hotels, i will use that card and throw it in my wallet instead. So if i stay at a hyatt resort, i'm gon na put the world of hyatt card in there.
If i stay at a marriott resort, i'm gon na put the bon voy card in there. Although the platinum card gives me actually a higher status than some of those dedicated cards, i do have other rewards with them that i would just feel more comfortable with carrying in my wallet, if you guys are interested at all in learning more about some of those Cards watch some of my other videos on this channel check out the links down below in the description. If you guys are looking to apply for any of the cards that i mentioned on this video, you don't have to use those links, but if you do, i just want to say thank you all so much. It doesn't cost you anything to use them, but it does help me out significantly now.
On top of that, don't forget to check out ebates they're having a forty dollar promotion where, if you spend forty dollars using ebates, they're gon na give you a free forty dollars back that will be listed down below in the description sign up. It's a free, cashback portal and another thing: if you guys have any trouble hitting the welcome bonuses for this card check out the link down below in the description for plastiq. If you have rent or car payments or any utilities, you can use plastiq and put it on your credit card. They will do the processing for you and you can get your points and hit those minimum spend requirements.
Now guys that's pretty much. It don't forget to follow us over on facebook and follow me on instagram and until next time i'll see you guys in the next one peace out um, you.
how has your LV pocket organizer holding up?
Amex gold, Freedom flex and Apple Card
Get The visa Bank of America unlimited rewards credit card or visa Bank of America customized cash rewards credit card
I was looking thru your old videos looking for the one video explaining "Why I have so many credit cards" or something along those lines, but now I have a question on what are your thoughts on Venmo's Credit Card that they've newly implemented. I hope you get to answer this question. Thank you, Brian!
Secrid wallets are amazing and ill never use any other wallet ever again. Look them up they are classy stylish and compact
I am your fan, I will always support you๐คฃ
bro wheres your ID ? do you carry cash ? do you carry a medicare card ? what else do you carry and how do you organize them in the wallet ?
Does anyone feel like the audio is kind of low? I have my volume on full blast to be able to hear .
What do you mean about the business card being difficult for your accountant? I use the bbp for personal use and i dont file any different
I have $20 two condoms and my girlfriend twin sister phone number just being honest ๐คซ
If I could recommend a card holder it would be Goyard.
get the ridge wallet! with money clip not money strap.
I canceled 10+ cards, right now I have Chase Flex, Chase unlimited & BOA travel rewards.
Hahha is this gonna be a yearly video mate! a bag video would be cool too !
Tom Ford and YSL card holders my man
Thank you for the vid! I have 4 cards:
Discover It secured 200
Capital One Platinum 300
Chase Flex 500
Amex Blue cash 1000
Where can I buy your wallet? I like it
Hermรจs Manhattan card holder. Need to move up not down.
thanks for the info really appreciate it
Is it just me or is the audio not loud enough? I cranked up my volume but it just sounds so quiet.
Waoh! LUNAPRY05 on lG got my non-spendable btc to spendable… he's a pro
I have the Schwab and Business Platinum Cards. I kept the Business into year two for various reasons, including an upcoming refund, and to keep Amex happy after canceling Bonvoy. I like the 35% point discount on points used for air, 1.5X on 5K purchases, but I don't think I'll renew into year 3. Hoping they update the Business Green beforehand.
Do you recommend to link your cards to Apple Pay? Seems nerve wracking to put all your cards in one app that probably cost 100k in credit. But then again if you lose your physical wallet (oops fell from pocket).. that would even be scarier.
I have a BA Cash rewards card (my very first cc since 5 years ago, opened an Amex Blue Cash over quarantine with $300 bonus, and just received my Freedom Flex with $200 bonus! Credit score is 700!
Active duty military. Wallet setup: Amex gold, Amex BCP, USAA Cashback Rewards Plus, Citi Double Cash
Lovely bro I love what is in my wallet segment
Get a SLP croc skin card holder! Great vid. Keep up the content.
I carry the Sapphire Reserve, Freedom Flex, and Amex Business gold (considering upgrading to platinum for travel perks)
Would you ever get the Chase Sapphire Preferredยฎ credit card , 80k points sign up, then transfer the points, then downgrade to Chase flex!?
If you don't care about carrying a $100+ wallet, and a much less expensive one will do (around $30); I really like the "Serman Brands RFID Blocking Slim Bifold Genuine Leather Minimalist Front Pocket Wallet". Available on Amazon. Took me hours to pick and choose what I needed to carry out of my old "brick thick" trifold…but once I got it sorted…it's a solid choice. Mine sees daily use and I've had it for over two years now with no complaints or issues.
I carry my driver's license, FOID, Medical Insurance card, two other "personal cards" and two blank checks in the license compartment. Three credit cards in the pull out, two cards in each of the internal slots, and one in the "quick draw" on the outside. The internal clip works fine for up to about 8 bills as well.
The RFID blocking does work, but it isn't a Faraday cage. So, I have to flip the wallet open to use my workplace entry badge…but I don't have to take it out of the wallet (which actually works out pretty well). Anyway…great little wallet…pretty inexpensive. My daughters both carry the same one and they love them too.
I Carry Amex plat, Disc, Cap 1 Quick in case visa is needed where disc and Amex is not ๐คท๐ฝโโ๏ธ