What's better stocks or owning your own home well. Here's an example in in 2011. We bought a home for 305 000. It was in about a 450 neighborhood.

So we got a good deal put 18 000 down with an fha 203k loan. Which let us borrow 50k to fix up the property as well so the bank basically lent us the money to fix it up that's great we just sold it at the beginning of 2022 for seven hundred seventy thousand dollars. That meant we turned eighteen thousand dollars down into four hundred fifty thousand dollars. Owning a home.

And we put all that money into an index fund. The one that tracks the s p 500. Like the spy. We would have four and a half x that at about peak and turn that into about eighty one thousand dollars.

And we did all of this because we only put down three and a half percent now we did live in the property. But if we needed to rent it out because we lost our jobs. The rent would have been about 2. 200 bucks and the payment was only about 1995.

Now sure you can borrow against your stocks as well. But then you potentially face a margin call and there's no way you're borrowing as much as what you could for living in real estate. So for me home ownership versus stocks home ownership always first.