So about five minutes ago i was wearing a gray shirt. I went downstairs, i changed out of it and i threw this blue shirt on because i knew we were talking about the chase, trifecta and chase cards. They are normally blue. So what does this have? To? Do with this video absolutely nothing! I just needed to find some type of hook.

So thank you all so much for tuning by another video. If you're watching this video right now look down - and let me know exactly what color your shirt is because i'm rocking the blue all right, so i made a video back in january when i first moved into my apartment talking about the chase trifecta, it got a Decent amount of views on youtube and it is ranked on the first page on youtube - and i wanted to make an update video talking about some of the benefits of the new chase trifecta, because there have been a lot of adjustments made to these cards. So what is the chase? Trifecta? The chase trifecta is just a combination of three of chase's cards. Usually it's gon na involve one of the chase freedom cards, one of the chase sapphire cards and one of the chase ink business cards depending on the way you want to look at it.

There are many different combinations of the chase trifecta. There are some people who like to have a chase freedom with the chase freedom, unlimited and then one of the chase sapphire cards, whether it's the preferred or the reserve. There are other people who prefer having the chase sapphire reserve with the chase freedom and having one of the chase inc business cards. In my personal opinion, i believe the best version is gon na be one of the chase sapphire cards.

We then have the option of one of the chase freedom cards now, at the time of this recording, we got introduced some brand new chase freedom products. This is the chase freedom flex and the chase freedom flex, unlimited, so they're pretty much better versions of the original chase freedom cards. So, let's move from left to right talking about the chase trifecta and what you should consider in trying to figure out what cards you want to pick up with the chase sapphire card. You have the chase, sapphire preferred and the chase sapphire reserve.

If you aren't someone who's traveling right now, if you can't afford to spend a high annual fee and 550 dollars is a lot of money to you. I would definitely opt you in to get the chase sapphire preferred card first and then later down the road upgrade. It to the chase, sapphire reserve, there's a couple reasons for this number one. You will find a higher welcome bonus associated with the chase sapphire preferred compared to the chase sapphire reserve.

The chase sapphire reserve is considered a luxury card within chase's portfolio and for some reason we just haven't been seeing too many increased welcome bonuses for this card at the time of this recording the chase sapphire preferred offers you 80 000 welcome bonus points compared to the Chase sapphire reserve, where it is sitting at only 50 000.. If you're someone, however, that is not affected by this illness and you're traveling a lot and you do value all of the chase, sapphire reserve credits and the cashback categories. It only makes sense for you to apply for that card. Instead, the main benefit that you realize with the chase trifecta, is that the reserve comes in very handy when you have a lot of ur points, and you want to redeem that within chase's ultimate rewards travel portal and that's because, with the chase sapphire preferred you get A 25 boost on all your points compared to the 50 boost that you can get with the reserve.

So if i'm hoarding 400 500 600 000 points with chase, i would rather redeem that with the 50 boost than the 25, because that's just what makes sense, the biggest trade-off with the chase sapphire reserve is the annual fee. As long as you keep that in mind and know that if you can get a positive return on value for the amount of money you spend on that annual fee, you'll be good okay, but there are many people that can't justify that right now, especially during a Recession now, once you're able to determine if you want the preferred or the reserve, the next thing we look at is one of the freedom cards for me automatically. I'm gon na go with the freedom flex. Time and time again, i'm gon na keep saying this.

This card right here is the card of 2020.. The chase freedom flex is absolutely killer for a no annual fee card. With benefits like this. This is still beating a card like the chase.

Sapphire preferred with cash back category benefits, so it's absolutely killer right now, if you don't have this card, you are really missing out on extra points and money in your wallet. The benefits of the chase freedom flex card speak for themselves. So what i'm personally gon na pair this with is gon na, be the chase sapphire preferred with the chase freedom flex card now. The third card we have to keep in mind is to be open to any of the chase inc business cards or the chase freedom.

Unlimited card now this is going to be a very big ymmv, which also stands for your miles may vary, which is a big term in the points of miles community for any of my newbies here that you use to say. Okay, this just depends on what type of person you are and how you value your money. For me, personally, i think all of the chase inc business cards are absolutely phenomenal. I'm gon na get one right now.

I don't like my chase ink business cards just sitting in my credit card binder and collecting dust i actually like, including them into the rotation of my setup, the chase freedom flex. Unlimited should automatically take that slot for the third card within this trifecta, just because it makes sense with all the benefits that we're seeing, but because i don't want to give my business cards, you know left in the dark. While all these freedom flex, things are coming out, you know i want to show love to all my credit cards. I would include one of the no annual fee business credit cards, so the chase inc business preferred that has a 95 annual fee.

It's pretty much. The business version of the chase sapphire preferred that leaves us with the chase inc, unlimited and the chase in cash card. The chase inc unlimited currently is the subpar version of the chase freedom, unlimited flex, except it's for the business side of things. So, just as a reminder with business credit cards, you get benefits such as it doesn't report to your personal credit report.

Sometimes it carries a better zero percent intro apr promotion. It also usually has a better welcome bonus where you can get more points. If you spend more money on that card, it usually also gives you a bigger credit limit and a better credit line, and oftentimes too, you can find yourself getting better customer support for harder to get cards, especially in the business sector. So really like i said it depends on the things that you value in my personal opinion, because i own a business, i will put the chase in cash card in my wallet with this new and improved version of the chase trifecta.

I want you guys to. Let me know your thoughts down below. It becomes a lot more accessible because of the added categories that we've seen on the chase freedom flex card as well to the chase sapphire reserve and preferred the chase. Sapphire preferred combined with the chase freedom flex card combined with the chase ink cash card.

If travel begins to resume, if things do not collapse in the world economy and things start to return back to normal pre-illness, i would recommend you to actually switch your setup like this chase sapphire reserve, assuming that you're able to get the full benefit knowing the annual Fee that it has the chase freedom flex that doesn't change. That is just such a good card. It's staying in there and for the third card. I would consider another travel card, maybe the chase inc preferred card, or even just something like the chase.

Freedom, unlimited, where you can just use anywhere and not really have to worry about just because you follow the chase. Trifecta doesn't mean you're gon na make more points, earn more points or just become a better travel credit card hacker than anyone else. That's not really a thing. The chase trifecta is really a term that many people in the points of miles community just created in order to create a system within chase that makes it a lot easier to use, but i'm someone who actually doesn't really go by the chase.

Trifecta principle: i'm someone who uses all of their cards, i would say, get some with american express get some with chase, get some with capital. One know what each benefit of those cards are and then pile them all together. So you get the best performance within your own spending habits. If you don't have much debt, you have a good score.

There's no reason for you to just limit yourself with three chase cards and then call it a day. Your goal, just like me, should be to fill this binder up with credit cards as long as you use it responsibly. The reason why you want many of these cards. The reason why i say you should get a binder full of them is because every time for the most part, whenever you sign up for a new credit card, you can find yourself getting something called a welcome bonus or an intro bonus, and that gives you a Lot of points in a very short period of time, so the more cards you have essentially the more points you earn unless you just want to wait and keep earning three to five percent compared to the homie down the street.

Who has 3 million points because of all the welcome bonuses that he's accumulated, so you got to think of it in that mindset now within chase. There are a couple rules that you do need to keep in mind. The 524 is one of them. A lot of people have confusion about it.

It is very simple to understand, but if you don't know what the 524 rule is, i will have it listed at the end of this video and also in the description where you guys can watch a full video talking about the chase 524 rule because you need To know that before you even want to get into any one of chase's cards now my biggest question to you is: what is your favorite version of the chase trifecta? Do you agree with my version because, like i said this is all your miles may vary? One of y'all may just like the freedom, unlimited, the freedom flex and maybe the the chase inc unlimited. Who knows, i want to hear down below what your version of the trifecta is, if you're watching this right now in this month of when i recorded this video or, if you're, watching this five years from now in the future. Hopefully, you know - hopefully, hopefully youtube's still a thing. Let me know down below what you think.

Okay, let me know down below what your favorite card for the chase, trifecta setup would be now like always if you guys are interested at all and supporting this channel feel free to check out the links down below. If you want to sign up for the chase freedom flex, it is included in my brian jung's, top 10 credit card picks, but, like always make sure you find the best credit card offer for yourself first and see if you have a family member or a friend That has a referral code that you could actually use in order for both of you guys to get some type of welcome bonus. I want you guys to benefit first and if i get a kickback last, so be it. Okay, that's the cherry on top, but my value comes first and helping you guys out now.

I also have another free resource that you guys can check out. You guys can go over to the credit society over on facebook. We have about 23 24. 000 members.

I think now. I think we would have had well over 30 000 by now, but i have instructed my team to decline a lot of people that don't answer the question. So if you do want to be accepted into our private facebook group, you must answer the questions we get too many bots. We get too many people who want to spam, their credit repair company and all these things.

So we do decline a lot of members automatically. If we don't see any answers to the questions, so they're easy things like what credit card do you want like do you know what credit cards are like? Can you just listen to the rules? That's what the questions are. So if you guys want to be a part of a free facebook, community laugh talk about what's in your wallet and ask any questions you guys have regarding credit card stuff, feel free to join that down below in the description now. On top of that, you can also follow me over on instagram credit brian.

If i do any promotions like come out with any products or any type of membership groups in the future. Aside from the facebook group that is completely for free, i will be announcing it on things like my instagram first. So follow me over on instagram, if you guys have not yet already, and i'm thinking about doing a giveaway before this year ends just to give back to you guys as well. So follow me over on instagram.

You guys will be alerted first before anyone else on some new things now, aside from that, one more thing, if you guys don't feel like applying for credit cards, if you join the facebook group, follow me on instagram already, don't forget to check out the other links Down below in the description, there are a lot of promotions running for these investing companies. These bank accounts and savings accounts. So if you guys want to sign up for something you're in dire need of a financial product, all of the ones in my description are things. I use on a daily basis.

I vouch for every single one of them. They are great products. I would not include anything in my description if i did not vouch for them. That's kind of why weeble's not down there, because, okay, i don't like anyways.

Thank you. So much for watching this video, maybe i will include weeble because they are having a killer promotion, but i would recommend to you guys, sign up for weibo and then uninstall. It take your free three stocks, they're actually offering for a limited time, and then i would honestly dip out of there, but guys that is my video right there, all information all value. Thank you all so much for watching another video.

Like always much love to all. You guys don't forget to subscribe, like this video and uh peace out. You.