So the consumer price index is up a whole 6.8 year over year. That is the highest increase we had since 1982, the last year that eddie murphy was funny in by the way now talking about things that are funny. Inflation is kind of like that friend. That comes to crash on your couch when they lose their job.

They come to stay for a few days. Then, a year later, they're basically moved in and you got to kick them out, but it's really really hard. They don't want to move out exactly the same. Now the problem is that they're lying to you about inflation, clear cut inflation is actually much worse than you think.

Now, even if you look at the cpi the core price index, it actually lacks a lot of fundamentals that are critical to measuring inflation. But that's not the topic of this video. I can go all in all about. You know how cpi's inaccurate, because it doesn't include you, know real estate prices or the stock market, incredibly inflationary things, but that's not the point of this video that i assume you already know, i'm here to tell you about the new lie that nobody is talking about.

Why i can show you the actual inflation numbers are in the double digits might be even double than the 6.8 they're showing you hang on. This is about to get bumpy now. Why do i think that inflation numbers are in the double digits? Obviously, the government always tells us the truth about everything correct. So that's not a problem right now, i'm not some conspiracy, theorist wearing tinfoil heads.

I want to show you actual numbers so actually year over year, and you can check me on this. Rents are up 17. If that would have been included alone in the cpi, you would have seen about 10 instead of 6.8, but even the real estate market. If you look at the top 20 cities in the u.s is up about 20.

That's a very mild estimation of how much it actually increased, so these two numbers basically show us that the real inflation and again not even talking about used cars and whatnot the real inflation - is definitely higher than 6.8. You feel it every single day and some of you might say: well tom, we don't care about real estate prices. We don't plan to buy a home, we don't plan to rent. You know it doesn't concern us well hold up a secondary sport.

Every time you go to a grocery store or to any store or to any commercial business, that real estate becomes more expensive. What happens to the rent? The rent becomes more expensive. What happens to the prices they charge from you for their services or goods that becomes more expensive so every time you feel that pain every single day. So don't think you're insulated from this now.

The biggest problem is that this isn't even the big deal that i'm going to talk about this video there's a bigger problem. Nobody is mentioning - and it's pretty much catastrophic now the problem that, while the fed was trying to battle inflation, they lowered the interest rates way way down. What happens when you lower the interest way way down? Capital becomes cheap. Everybody goes on the boring spree like a ukrainian girlfriend.

They go crazy. In fact, the corporate debt, just since 2020, went up by 1.3 trillion dollars. Everybody borrowed like it's 1994.. It's crazy problem is now that if the fed actually raises interest rates, everybody who borrowed cheap is gon na have to pay way more for their debt and by the way shout out to companies who figure this out early like palantir and tesla.

Remember i told you about this: they get rid of their debt. The problem is that most of corporate america either can't or won't get rid of their debt because they're in a bad situation. Some of them actually need this debt to survive and pulling the rug under them is going to be a big problem. It's going to send us into a market crash insane volatility and a credit crunch, so the fed basically faces two options.

Neither is actually very attractive option number one do nothing and let inflation go crazy, basically, all the way to hyperinflation. You know shout out to russia in the 2000s or basically increase the rates and stop quantitative easing and then basically crash the market and create a credit crunch. Both options are horrible. It's basically like trying to figure out a way to ride a bike backwards, naked blindfolded while trying to balance a plate of jello.

On the one hand, that's not driving the bike, so basically something that's very possible, but not probable. It has the same probability of my grandpa. Probably you know growing a pair of wheels and becoming bicycle, not something i would expect to see tomorrow, and the problem is that we just witnessed one of the biggest blunders in history. The fed had a golden opportunity to do just that that amazing feat they could have done it.

The market was red-hot, everything was going great in 2020, even the beginning of 2021. They had an opportunity to actually balance somehow this insane thing, and yet they didn't. They waited because they were scared and now they're, basically stuck now that the growth stocks are all down 30. The past month, look at the s p 500.

Without the top five companies. You see a very similar result. Now it pretty much becomes an impossible task. How would you balance something like this and in a sense, i feel bad for everybody who borrowed during 2020 and the beginning of 2021, because the fed encouraged them to do it? They told them hey, look free money come and get it, and now they're about to perform the biggest rock pool in the history of mankind, not a good look now.

What i would do in this situation is basically try, invest in real estate or hang on to my money and wait for a crash, because there's gon na be a lot of cheap stocks. Now there is a way to invest in real estate. If you already own a home - and you have a mortgage, you can repay that. That's a good way to invest in real estate, basically at a good price that way, you're actually putting money into real estate without gouging yourself or you can sit on your cash and basically wait for the opportunity that is going to come after the interest.

Spikes because i think the market is going to crash or if you can find a good non-leveraged deal in real estate. You know, i think, that's good as well, but again, that's not financial advice. Just the guy on the internet, with the opinion might be an accurate. Might be wrong might be some amendment.

Do not take my advice, just sharing my thoughts now i do want to mention a few things. The famous ceo of better.com, the guy, who fired 900 people before christmas in the zoom, call that mother lover is suspended by the board of directors. Now what infuriates me most before i go into the details of this beyond the fact that there's a bonafide douchebag now they didn't fire him, they didn't fire him, they suspended him. You know who they fired.

The head of pr and marketing. So basically, better.com think that this was a pr and marketing nightmare or a pr and marketing mistake. They didn't market correctly, the firing of 900 people before christmas in the zoom call. That was the problem.

They didn't fire the co he suspended, i'm assuming he'll be back, but they fired the marketing department for not selling it correctly and a huge shout out to bitcoin, which bounced back all the way to pre-china ban levels again, just to show you how you cannot really Ban bitcoin, you ban bitcoin, the amount of miners goes down. It becomes easier to mine, more miners. Join, you know how it works. You can't ban a decentralized currency simple.

As that. That's why i think it's so brilliant. Now i do want to also give a shout out to larry ellison the head of oracle. The founder oracle just became the fifth richest man on earth.

Passing the google founders after a 66 spike in oracle shares price in the past year, something that we have predicted on december. We put out a patreon alert telling you oracle is undervalued. It's going to do really well this year, i'm going to put it on the screen right now right here, you can see it. We went ahead.

We did 66 on the stock. If you want to join a patreon, the link is below it's five dollars per month. You become part of our community and you support the channel. Why not? Also, i'm gon na put the video from december, in which i analyze oracle stock right here you can go check it out just to see i wasn't blowing smoke up your ass and just for christmas christmas special subscribe right here.

If you want for the channel, see you tomorrow.