Hey everyone welcome back to another video before I get started with this video. I just want to say thank you all so much for the recent support. I know a lot of people out here are struggling and definitely some crazy times, but I do see a lot of positivity down below in the comments and I just want to say thank you like. I'm truly grateful to be able to have this opportunity to be able to speak on YouTube like this.

I feel like I. I don't give that enough appreciation to the people at least, but you guys are truly amazing and I do appreciate every single one of you from the bottom of my heart. Now in today's video. I want to talk about the perfect stimulus check and I feel like this is a pretty interesting video to make just because this is a debate that everyone in our country right now is talking about.

How much is the perfect amount? This is what our politicians are. Trying to fight and agree upon - and I really want to give my take on this because as someone who's been on this platform and reading the comments on a day-to-day basis, I feel like I can get a better idea than our senators or people in Congress of People actually struggling, like our us, be like our subscribers. The viewers right now actually going through this and I'm reading comments of people saying like yo, like I'm, I'm like really about to consider like selling a kidney or something out here or like this is day 20 of me. Eating some ramen, noodles or or I saw a piece of dust in my corner of the room, and I wanted to put some salt and pepper on it because I'm starving now I know some of them are like exaggerating a little bit, but I do know that In reality, a lot of people are actually struggling.

So before I talk about what I believe is gon na, be the perfect stimulus check. I want to give a little recap on some of the statistics that I've found reading online, because this is gon na be a good reminder of the situation that we're actually in many, you guys have probably seen the surveys of people saying. Okay, we need more money and that's clear without a doubt, but I wanted to go a little bit deeper and talk about the people that actually are struggling right now, and I found this survey online. This is done by whose is done by where's this a yeah.

So I found a survey online done by Careerbuilder. This was done a couple years ago, but I feel like it's pretty relevant still today. So, according to statistics, 78 % of US workers live paycheck to paycheck to meet ends meet 78 % of people and means. If I go out right now, there's a hundred people in a parking lot.

That means almost eighty people in that parking lot or struggling right now if they were to miss one paycheck, that means they go into debt now. Furthering on the statistics are pretty crazy. I feel like a lot of people need to talk more about this. Nearly one in ten workers making $ 100,000 a year live paycheck to paycheck.

Now this is a good statistics to reveal that, no matter how much money you make, if you have a spending problem, you're, never going to be able to fix the issue of living paycheck to paycheck. Now I do know that most people in this situation, where you're living paycheck to paycheck - it's because no matter how hard you work you'd be working two to three jobs. Right now, you could be budgeting, putting pulling everything back as much as possible, but your income is not as high enough to meet the bills that you face every single month. Continue on.

I feel like these are pretty interesting. Statistics do more than one of four workers. Do not set aside any savings each month nearly three and four workers say they're in debt today, more than half think they will always be. That is really sad, and I do know that debt can be classified as a lot of things.

If you guys have a mortgage or if you have a vehicle and auto loan that is considered negative debt on your account until you actually pay it off, then it'll become an asset or liability depending on which side of the egg you want to be on. But most people are gon na be inclined to go to school and school. Education is a huge thing in the US, but you guys all know how expensive school can actually be, especially we go to Ivy League or a private institution, or if you go somewhere out of state. That is definitely a big issue in the United States.

People living paycheck to paycheck and then once we have a good idea of that. Most people, you know, are struggling with money in one way or another. We can get a better idea of how much we should start giving to the American people with senators and congressmen in state. I know they try their best to be able to relate to the people, but when they're in their own bubble, they have their own family and they come from a lineage of family wealth and and people who have had corporate jobs or bankers or other politicians.

And they really never had to grow up worrying about money. I feel like it may be hard for our leaders to relate to a lot of the American people. Just looking at stats and just looking at papers isn't the same as living a certain way or actually feeling financial insecurities in your life. This is something a feeling I personally grew up with this something it's very difficult for me to share into words, because growing up not being able to do anything and then having to worry about money every single day of your life as a kid it puts something It puts a strain on yourself that just I cannot put into words and it's things that if you don't understand, it's gon na be very hard to be able to relate to people with, and I feel like this is the issue that we're having right now.

There's a disconnect right now with our leaders in the state who are so focused on this re-election year, where they want to do things despite the American people's best interest. A lot of these politicians may want to pass these bills, so they get reelected so they're able to make more money, so they have more power in the later years, so their family has a more reputable name. This all may not be for the best interest of the people now fast forward where we are here. We had four different phases of our stimulus package, though the fourth official face hasn't passed yet at the day of this recording, but I expect that it will soon.

We've had one two three and then three point five. The first two phases of the cares Act are really meant for health officials, government, state and local stuff. The third phase of our cares Act is actually the most popular. This is where we saw the PPP.

The e IDL loan all the small business grants and in addition to that, we have the 1200 dollar stimulus, cheques and all the additional funding we got. So the third phase was one of the biggest ones. We saw the most amount of spending within that third phase compared to the first and second combined and then moving forward. We had the three point five face that was additional help to our small businesses, with our government.

Realizing yo small businesses out here are struggling. The corporations are actually taking a majority of this money that is supposed to be meant for them. So three point five was that here we are phase four and I feel like this really ties into what that perfect stimulus bill can be. They came out.

The heroes act - and I know the $ 1200 stimulus check is better than nothing, but this really did piss a lot of people that I can tell in the comments of my video saying, can't we learn from our first stimulus check that this was actually not enough. I agree 100 % with the people. When I got my stimulus check, I actually had to give that straight to my parents, because this is something that they needed. Fortunately enough, I do have this channel, so I don't have to depend on a stimulus check like that.

For me - and I can give that to my own family - that does need it so desperately right now putting that into the perspective of everyone else living in the country. I feel like a good fine amount would be beat in 2003 thousand dollars. I say personally $ 2,500 per individual and then $ 5,000 per household is a good amount for people to be able to get by for these months. It's not just regular utility bills.

It's not just rent people have to worry about it's all the debt that they may have. It's all the food that they need to put on the table and it's different expenses are coming up within these next few months, a huge component to a lot of these bills that people are looking forward to is the retroactive position and retroactive. I know that sounds a little crazy, like retroactively like Jimmy nutri retroactive. All simply, if you guys don't know what it means is pretty much anything in the past that we should have gotten.

We should see a compensation of that going into the future, and the best analogy for this is, if you guys are unemployed, you've been applying for the past three months or so, and you haven't received anything. Usually, unemployment benefits are retroactive since the day you applied. So if you deserve to have gotten $ 600 every single week for the past four weeks, all that money comes in a lump sum at once. So people may have received their stimulus check once in the past.

But if we go three four five months into the future, that's three four five months of expenses and bills actually piling up. So when things are retroactive, people can pay off those amounts that did accumulate previously in the past Congress. Right now isn't really talking to much about a bill that should be monthly, but I feel like this is something that they should also incorporate a twenty five hundred dollar stimulus bill, something that's retroactive and in addition to that, something that is monthly, and I feel like Right now, because we are still ordered to stay at home and because, if we do go out and chances of infection start rising again and the economy shuts down once and for all we're in the same situation, if not worse, if infection rates still continue to rise, We we really prolong this whole thing and right now, aside from unemployment, I feel like stimulus checks is really one of the easiest and direct ways for people to be able to just survive during these times now, we've mentioned also previously in the past. Just talking about different cost of living states, New York City compared to maybe Alabama or San Francisco, compared to Utah or West Virginia, the cost of living per States is so different where one a $ 1,200 check is not going to do anything for someone who's living In this high cost of living area, but for other people that may be covering their rents, their mortgage, their car and all their food for the rest of that month.

So I do understand that argument, but when we really talk about it in that perspective, you really can't put the blame on people living in these higher cost estate areas and then saying: okay. Well, this is what you deserve for choosing to live in New York, or this is what you get for. Choosing to live in San Francisco, you're, not gon na get the full amount, we're not gon na adjust it. We should really be looking out for every single person in the United States and with our first stimulus check, the government did an awful job at targeting our veterans.

The people I feel like should be prioritized a hundred percent, I'm always going to be for the veterans. People who have disabilities SSI retirees all of these people that I feel like are the most vulnerable in our population, we're the ones that we're seeing the stimulus checks last and actually, I really wish we could flip that everyone should be getting their checks, but there really Should be a focus on the people that cannot do anything about it and the people that need it, the most. That really was my video right there. You guys, I mean I didn't want this to be too long.

I know a lot of this is speculative, like Brian, like what's the point, but to me the point of creating videos like this is to really be able to rally up the people and to really form similar opinions that we can think of now. My opinion may be completely different from yours, but I really want to hear down below what you guys think. Do you guys agree that this is the ideal, perfect stimulus check if we had no budget, we didn't have to worry about anything else and we didn't give out some stupid like astronomical numbers, saying everyone gets $ 50,000 a month there we go problems up. No, no we're not talking about that.

That would ruin the economy, but an ideal stimulus check. Do you guys believe that $ 2,500 is a good amount? Do you guys believe it should be more? Do you guys think 1,200? Is the perfect amount? What do the people think? What do you guys think down below? Let me know, put it down below in the comments these videos, if they do pick up by the algorithm, the almighty YouTube algorithm drop a like on this video. More people will see it more. People engage with it.

More comments will happen on the bottom of this video and I think, we'll be able to see a lot of really good different perspectives and opinions. Let me know what area you're from as well. Are you from? Are you from the West? Are you from the south of you or you and Marilyn? Are you in DC like let us know down below and let us know if this amount is enough for you. I know.

There's definitely gon na be a lot of interesting perspectives, and I really want to see a lot of the different comments. What you guys believe is gon na, be the perfect stimulus check as well, so leave it down below. Thank you guys, all so much for the support. Like always, I love every single one of you guys.

You guys are seriously so amazing. Thank you guys again, don't forget to check out one free stock down below with weeble. If you deposit $ 100, you can win up to $ 1400, so different finance products out there. If you guys want to support the channel in any way, don't forget to check out the links down below, like always see you guys in the next one peace out.

My people.