Hey, everyone, welcome back to another market closing live stream. We have just 25 trading days left in the year. This is leading to a lot of hopium. boy. that's been a bad investing strategy this year anyway. Uh, that we might end up seeing a Santa Claus rally at the end of this year. Now, we did have a little bit of Santa Claus last year except it was all November and we had very little December Santa Claus So I wonder if Santa Claus will come around this year? Well, for student loan borrowers, Santa Claus is coming. He is coming because the Biden Administration is once again extending student loan debt relief payments to June That's because too many of Joe Biden's Uh attempts are failing or at least getting held up in courts to actually, uh, eradicate about, uh, ten to twenty thousand dollars of student debt student debt relief being again held up. and uh, Joe Biden's doing what he can, which is, well, fine. Then we just won't collect any payments. Kind of interesting, at least interest payments that is anyway. Uh, what do we have in terms of the market? Uh, with 25 days left, we've got the Dow Jones up 1.14 the S P 500 up, one two nine right now NASDAQ one two five if we look at bonds uh, 10-year falling a little bit. 3.76 is basically where it was uh this morning at 377. we've got Brent still sitting at that 88.5 level uh and uh, and WTI sitting at 81 at 19. You know the the we talked about this this morning about how we really want to see uh, we really want to see inflation levels come down. Uh, in in September Here, that's that's going to be I Think what everybody's waiting for. uh and it's going to come down to oil, but it's not moving. You know there are reports that right now the level of short interest on oil companies is very, very high, implying that there's some pent-up belief that oil prices are set to plummet and that'll obviously take down stocks that have performed exceptionally well this year. Whether that's Exxon or or you know, ETFs In the energy sector, the energy sector is up like over 60 for the year, whereas financials or uh, Fint all Technologies Financial is positive. Technology's down like 25 on average across the board, many of which down 50 to 60. It's remarkable. So uh, maybe that's leading to some folks, uh, layering on the shorts on the oil companies. oil companies are still an interesting hedge if you think about it. That's uh, one way to look at it. if you're pretty long on the stock market oil companies, you know they got lots of cash flow, lots of profits. A lot of people see them as an opportunity to just add a little bit to your portfolio. So that way, when your Tech's getting hammered and oil is going up and inflationary concerns are rising, at least, so is your oil. Of course, some folks can't bring themselves to touch oil. Uh, and I don't blame that with how much of an EV Revolution we expect in a Green Revolution Certainly even oil companies realizing that now installing charging infrastructure wind infrastructure Occidental one of Warren Buffett's big Holdings Looking into carbon capture Technologies and not just looking into but actually starting to build some carbon capture plants. A lot of these experimental money losing though many corporations say they're interested. so Austin Dental is up for the challenge and is down to uh down to start seeing how much money they can make off of carbon capture instead of oil production. We'll see anyway. I Looked into the PC market a little bit this morning and the PC Market's fascinating. I Have this this suspicion and we were talking about this on the course member live stream this morning as well. the suspicion that the PC market and gaming has hit a floor. uh that it won't necessarily. When we looked at uh what? Best Buy's earnings call came out and uh, you know they indicate that we're still expecting to see negative uh PC sales compared to 2021, but we're above 2020. but then you sort of Wonder like okay, but were people just panicked and not spending money in 2020? So it's really interesting. I'm still working on more data on that, but it's a thesis that we're working on now. Which is is it possible that PCS have bottomed and maybe more of the Uh commercial side is is uh like Enterprise and servers and data storage. Those are set for more disappointments than PCS at this point I Think everybody's kind of like oh yeah PCS are dead. Nobody's gonna buy a computer again. It's like yeah, that doesn't last forever. So we'll see. All right. Uh, let's take a look at what we've got on some of the cow. The six here we've got uh Facebook up, uh 1.27 on the day here BTC back over 16k. Let's go ahead and uh, sort by losers and then winners Dollar Tree down, uh on a I Want to see what's their forecast actually I had a piece on them. Let me see here. Dollar Tree What happened here? Ah, it's right here the Dollar Tree report because Dollar Tree has been one of those people have been flocking to as a tool to sort of offset. and they've done pretty well this year as a tool to offset weakness elsewhere as people believe that. Oh, we're gonna see Dollar Tree move into or or become more of a staple for people, but it looks like they're getting hit by inflation. Dollar Tree they beat Q3 but their guidance was low because of margins. Uh, the uh, specifically operating margins. They're let's see here. Uh, I'm trying to go through these notes Here quickly, Uh, okay. inflation and a mix of or uh, mix shift. So that's a way of saying you go into a dollar store and maybe usually you buy, you know, more expensive stuff. Now all of a sudden you're buying the cheaper stuff that has a lower margin. Some products you know you could buy something for, because usually now what you're seeing is even dollar stores are carrying more expensive things. You start seeing companies they sell stuff. Hey, they might sell something for five dollars and make 10 cents a profit on it. But they might sell something for a dollar and make 80 cents a profit on it, right? So you'd rather sell stuff for for a dollar and make them a substantially larger profit. Uh, and so that's when they talk about a mix shift. They talk about moving to those that already have a lower margin. I'll give you an example of one that I would suspect. Uh, so let's say, uh. little toys for for kids? Uh, like the super cheap little plastic toys like the little flying discs or whatever. They sell these things. Usually for a buck, they buy them for like nine cents. The profit on these is freaking huge. Uh, but uh, you know, discount razors might only have a five cent margin on on, you know, a three pack of razors for a buck or whatever. And so you get that mix shift now. Uh, now you're actually getting people not taking those discretionary cheap toys and kind of like, no, let's not spend money on that and it actually ends up hurting Dollar Tree Really interesting to think that Dollar Tree could be experiencing such a shift uh that their margins would get impacted. but it makes sense. You know they're It's not like you have pricing power at the dollar store I Think the reason Dollar Tree has done well is is because you kind of look at it as like well, where do you go in a high inflation environment? You you try to save money So what do you do when you try to save money? you go to cheaper stores. It's kind of like what people do uh in in in life when they're like oh, you know it's so expensive. Rent is so expensive out here, let me go move to a cheaper area and then surprise surprise your income never actually Rises because now they're in a cheaper area where it's actually harder to make more money. Yeah! so one of the things we talk about for example in the Elite Hustlers University course which launches Launches on Friday So one of the things we will be talking about uh is actually cost of living areas and how it's such a fallacy that if you want more money, move to a low-cost living area. It's a terrible idea. Horrible idea it's it's exactly the opposite of what you should be doing. Uh, anyway so um yeah that course Launches on Friday which will be fun but at the same time on Monday Well, maybe not the same time A few days later we'll be doing the trading challenge so that'll be really fun that starts. Monday So there we go. All right. Not always sure what the word. See, You got to be careful with this belief about work from home, you know. I I Really believe that if if you want to prove that you're a hard worker uh, and that you could really advance in in your income and career I feel like you've got to be in person? Not not true for everyone, but for most uh I would say there's there's a really big benefit to that I Think once you're established and you have a resume and you could prove that you could do a job that's fine. Uh, you know, then remote work is fine. Uh I I don't I don't see an issue with that. But for for startups, remote work is very difficult. Uh, for establishing yourself I Suspect remote work is is quite difficult anyway. So uh yeah, exactly like you say. you work from home. For a company you've been with for a decade exactly. You don't like everybody like you're already known, right. It's it's, there's. There's no secret there. it's It's not like you're uh, you're a brand new worker and trying to build relationships there. so that doesn't surprise me. All right? Anyway, So um, yeah, let's uh, let's take a listen here. What we got on? Uh CNBC and minimal pop over to Bloomberg in a little bit pretty like Target that continues to struggle with discretionary spending hi Sarah I Guess a lot of it boils down to both inventory and execution for Best Buy their inventory has been well controlled. Their inventory is actually down 15 year over year which is health because the the market for Consumer Electronics has softened and it's been able to better hold the line with promotions for Dick's Sporting Goods It has a really wide array of name brands that people are still seeking out and willing to pay up for, one of them being Nike one of them being titleists. so a lot of these brands have allowed it to have some pricing power in this tougher environment. Wow! and when it has had extra merchandise it's actually move that out to it's going going gone stores which are kind of it's off price which has allowed it to off. Also kind of clear out. excess merchandise keep everything looking really sharp, really fresh, keep those higher price points front and center. The other thing Melissa is I feel like the the Common Thread Between all of these that had better reactions to their earnings and better numbers than expected is that they've all been really poor performers this year. Best Buy Everyone was anticipating weakness and it's not like we're seeing strong sales growth here. we're still seeing sales declines. they're just not as bad as feared. So I Feel like that has to be a theme? Here is that expectations were really low and things are just coming in a little bit better because some of these companies are executing. That's a great point. I Think that Best Buy lowered its own bar this summer by cutting its forecast so it beat that and was better than feared. But Dick's Sporting Goods It's a little bit of a different scenario. It actually hasn't seen any trade down. not like Best Buy was talking about today. I Spoke to Corey Berry of Best Buy and she did say that there was some trade down among lower income consumers to things like cheaper TVs Dick's Sporting Goods on the other hand, is really not seeing that show up. It's it's finding that there's a lot of strength in the category still. Yeah well yeah that you know that's that's actually really fascinating to me that a company like Dicks uh can can show that sort of pricing power that um, another company that I think of when I think of pricing power is uh is Lulu Lulu is also a smaller company. so when you have smaller companies you have these these benefits of they haven't actually gotten to a level of of sales yet where they're at anywhere close to the top of the s-curve and uh, Tesla is another example of that, right? It just there's just so much demand for the product. So um, that's fascinating. that uh, that the Dick's report was so good it makes you wonder how uh Nike is maintaining that potential power I don't she said Nike But the last time we looked at Nike I don't remember seeing pricing power at Nike In fact I'm pretty sure I remember seeing discounts at Nike Uh oh yeah, let me see here. I have uh, the Nike report right here. We went through this in the course member live. Uh, let's see massive increases in inventory inventory not selling. Probably worse than the alternative. Spending a bit more marketing and having margin decline. so trying to maintain margin. uh, higher full price? a higher mix a full price sale so less less discounting if you have full price sales. Okay, all right, that's fair. Digital marketing, strong consumer demand. This was the last hold on this is. oh, this might not be the last quarter hold on. Let me make sure Ah that's June Okay, that's June Let me go to the more recent one. Yeah. I Remember now we looked at June and we looked at Q3 side by side. That's what we did. Aha Okay, here we go. So Nike Ah see, this was my suspicion. This is why you keep your stuff organized. Look at that. This was: Nike Q3 gross margin decreased 220 basis points primarily driven by elevated Freight and Logistics lowering margins in our Nike Direct business. uh or I'm sorry, that's a that's a separate line Uh, so gross margin decrease because of elevated Freight and Logistics that'll improve. That should actually improve next. Uh, margin declined because of higher markdowns. Fascinating. That's really interesting because in the Q2 report. Ah, even in the Q2 report, they talk about partially offset by strategic pricing. That's a sign you don't have pricing power when companies are saying oh, we're being strategic about our pricing. Oh, we're doing. you know, heavy markdowns to get our inventory out I Actually don't think it's Nike that that has as much pricing power. I would say Lulu probably has a lot more, although reading the Dicks report could be in Illuminating it. To get some insight into that, we might have to do Lulu again. Uh, all right, let's let's look at the closing bell here and let's hop on over to here. We've been stalked for doing really well, but there are a lot of winners out there. Best performing subgroup now is computer and Electronics retail, which shows you a lot of the tech stocks are rebounding today. That is true, although Best Buy is a huge part of that particular sub-sector Uh, and that is a very strong consumer related is doing okay. We'll take a look at that in a second. Actually, relatively strong day in terms of the breadth of the market more than two to one advancing to declining volumes. Definitely not an overwhelming buying Stampede, but certainly pretty strong as the market levitates you. The S P Again, uh, over 4 000. We have not closed above there on this rally since October Take a look at consumer discretionary relative to Consumer Staples over the last six months, this is the equal weighted versions neck and neck actually discretionary now outperforming on a year-to-day basis. Staples is trouncing discretionary, but there's been a little bit of traction here in the consumer cyclicals and that's been, you know, reflecting what we were talking about before. Sarah about. Keep in mind we do have earnings coming up uh, here shortly, and uh, within the next uh, one minute to six minutes we have HP, Autodesk and Nordstrom So we'll be looking at those being open in the U.S and so maybe it has a date with 20. that's been about the bottom of the range for the year Sarah thanks Mike As we head into the close up, 400 points right now on the Dow Jones Industrial Average Almost every dollar stock is higher. It's Home Depot, United, Health and Caterpillar. They're adding the most to the Dows rally. The only losers today are Amgen Disney giving a little back from yesterday, and Boeing which is barely lower S P 500 is up 1.4 which means it's now up a percent for the week. So we erased yesterday's losses and then some NASDAQ comp up 1.4 percent. You've got every sector closing out in the green, so overwhelmingly positive day bonds. We're catching a bid. The dollar is weaker, all very supportive right now, and some of those big cap tech stocks are rebounding like Apple and Video Microsoft and Alphabet. In a big way, there goes the Bell That's it for me. I'm closing bell everyone now. I'll send it into overtime with Scott walkner Sarah Thank you very much. Welcome everybody to overtime. I'm Scott Watney You just heard the bells. We are just getting started from post Nine here at the New York Stock Exchange So Buys Liz Young will be with me in just a bit whether she thinks today's rally reignites a run for stocks into the end of the year. that is where we begin today with our talk of the tape the push. she gets a lot of uh press here on CNBC So uh again, we've got Nordstrom Autodesk and uh, and the HP coming out here any moment Autodesk is implying a five percent move HP of 4.4 move Nordstrom potentially an 11 move? uh LED certainly by uh, this, uh, the shift in retail overseeing. and Autodesk is our Uh EPS 1.7 The estimate was 1.71 adjusted. What do we have here? Uh Q4 adjusted EPS guide a little bit lower 177 to 183 versus 182 slight Miss there on the guide for the midpoint being 1.8 versus 1.82 so forecast is definitely a Miss. Let's see Uh okay's five billion dollar share Buyback authorization man, all these companies are buying back I Mean it's smart to do when when your stock is cheap. that and in pain and uncertainty. That's when you do. Buy Backs Uh, uh EPS non-adjusted 91 cents Again, we had a Miss on adjusted by one cent and the guide missed by two cents. HP and Nordstrom not out yet. Let's see how Autodesk is moving on that Autodesk down about 1.53 in after hours here. Not a big move. Uh, the company is certainly off its lows of what we've seen this summer. Seen a lot of companies uh, sort of off their their summer lows, but uh, a lot of uncertainty still left in this market. Okay, waiting for HP and Nordstrom. Now let's hop on back over here a couple days where you close above it and you're going to see the rules-based non-discretionary funds coming in to buy the market. So you will get at that point to forty one hundred forty one fifty. What's also cooperating in this environment, and let's not lose sight of this is fixed Income fixed Income investment grade high yield municipal bonds, all trading very well right now and underneath the surface of the market. I Think there's something that's somewhat puzzling. If we are going to this period where we're going to see the potential for a hard Landing economically, Why are financials performing so well Quarter to date: JP Morgan up 29 Bank of America up 28 Goldman Sachs up 31 Okay City Wells Fargo up 18 What is that telling you about? Balance Sheets? Balance sheets for consumers and corporations must be in better shape than we're thinking. You're thinking that the uh, we'll see uh I mean I I guess I mean it's not. It's not a terrible point I Don't know that we're really expecting to see big bankruptcies like uh, what's what we saw in the last just uh. recession. You know this is just a this is a BS kind of recession we have to get through. Uh, okay. Forecast fiscal revenue for Auto Desk coming in at a midpoint of five, midpoint guide was about 5.025 Q3 sales in line at 1.28 and fiscal year EPS guide with a midpoint of 6.59 versus the expectation of uh, what looks like to be six point. oh gosh, uh. 6.61 ish. so tiny little misses there on Autodesk But I mean it's not terrible. Still waiting on HP and Nordstrom that's gonna be interesting I've you know I've after Dell and Best Buy have been very curious about this potential for a bottoming of the PC market. and I think there could be a potential opportunity, uh to make some some trades there if I look at HP Doc HP has, um, let's see here. wait I don't know. HP Did they split? Hold on? Yeah, no, this is HP this is yeah. There we go. Okay, Hpq There we go. Get the ticker symbol right? Kevin There we go. Okay, that's what I thought. Okay, so here's HP This is the weak chart. so let's go to the day so we can just see the year here. Uh, here is uh, your 2022 start right around 37 bucks. You're sitting at 29. You're off the lows from 24.

certainly had that sort of Tesla like downtrend uh here. except Tesla's still on it. Uh, and it has gotten off that roller coaster Autodesk Now down about four percent after this. uh, tiny tiny little miss here Nordstrom comes in with a beat. Oh my gosh. Revenue 3.55 billion versus 3.51 Uh. EPS Adjusted coming in at 20 cents versus 13. that's almost twice as much as expected. That's a really nice beat there by. Nordstrom Wow, these consumers just don't stop Nordstrom up about two percent right now I I Wouldn't be surprised to see that that move larger depending on what other kind of data we we get here. Uh uh. All right, let's see here. that's Nordstrom Nordstrom again adjusted EPS 20 cents trying to see if there's any forecasts Nordstrom sees fiscal year Revenue Five to seven percent of an increase. That's good and more of a forecast would be nice. No HP yet so still waiting for Nordstrom Okay, here we go: Adjusted full year: EPS Expected to be Uh 245 for at the midpoint versus the 237 expected. That's good. Uh, again. good good numbers here from retail of course. Nordstrom In a weird way, down one percent now. Uh, but but then again, earnings is like the hardest thing in the world to trade because you you could be right on everything and it could still go down. Uh, let's see here: Nordstrom Q3 EPS Okay, what happened here? The non-adjusted EPS was a mess. What happened here see the adjusted EPS came in at 20 cents versus 13 expected, but the non-adjusted EPS So the Gap EPS came in at a 13 cent loss, missing a 14 Cent estimate. Aha. Okay, so this is gonna be a little bit more of a blurry report to understand why. Was there such a difference between Gap and Uh adjusted? All right. While we wait for HP, let's see if we can figure it out so we will go to investor relations more. Let's see. Uh and then I'm gonna have HP ready to go Press Room Like they've there we go. All right. Nordstrom Coming up, let's see what we have. Let's see if Nordstrom has pricing power like Dicks Sporting Goods Third quarter net loss of 20 mil loss of 13 cents per share compared to their adjusted of 20 cents excluding a supply chain technology and impairment charge. The company reported and adjusted earnings of 20 cents. So this is what I was talking about this morning. I Can't remember if it was in the course member live or or in the public live and remember to use that 60 off coupon. By the way. Uh, but um, in one of them I was talking about how I I'm I'm very concerned about fulfillment and how much money these companies spend on their supply chain management. Net sales decreased Banner Net sales What are Banner Net sales 3.4 percent Doesn't sound good? Uh, okay. Nordstrom Rack decreased 1.9 percent Consumer demand decelerated in late June Oh, they sound Assad early or they had the deceleration early because most companies really started seeing at least from from my memory Here, it seems like most of them started seeing a deceleration starting in about October. So the fact that they started seeing a deceleration in late June suggests that their deceleration uh uh, came earlier. Which does that mean it recovers earlier or it's less essential, right? You know our Uh I I suspect it's probably the less essential part you know or are people going to Macy's as an example, right? sizing our inventory. Customers continue to respond to newness and fashion blah blah blah. Doesn't look like we've got pricing power at Nordstrom Reducing store fulfillment for Nordstrom Rack Digital orders sunsetting Trunk Club Digital sales Whoa. Oh gosh, imagine and then consider inflation as well. This is terrible. Digital sales down 16.4 percent. But then again, they talk about the timing of this anniversary sale. Uh, which had about a 300 basis. A three percent impact? Yeah, but three percent. Dude, you're down 16 from last year and it's fine. 2021 was was a great year. Like most people's income is down in 2022 compared to 2020. Uh, what? Whether that's through the wealth effect of um, you know, uh, stocks or real estate or or whatever it might be, huh? Okay, let's see what's her outlook here. Revenue growth including retail sales and card revenues of five to seven percent. That's for fiscal 2020. but that's what they're in right now, right? Let's see here every I mean it's going to. Let's see. this is Third quarter. Okay, Third Quarter 22. so they're They're in line with a calendar. Hmm. yeah. here you can see that net sales declined year over year. credit card revenue is up. About what is that? about? 10 percent SG And a barely moved. Which is good. Where's costs of Revenue cost of sales related to buying and occupancy costs? Okay, exactly the same as last year. You had exactly the same number. Okay, ah, still no. I Uh, HP By the way out. Oh, interesting. inventory inventory is definitely up. They're bragging about their inventory management, but see what we got here? Two, eight, seven, eight divided by 228 And this is not as good of a report as thought. Yeah, their inventory is up about 25 percent. Um, Okay, then we here. We have the cash flow statement. So now all of a sudden net cash provided by operating activities Still cash flow positive unless you take out the capital expenditures. now your actual free cash flow is negative. Negative: Free cash flow. And this might be where we see that charge. That impairment right of use, amortization asset impairment. This is probably that supply chain issue they were talking about. Uh, we can find out more details about that Anyway, to me. Oh, here we go: Gross profit as a percentage of net sales of 33.2 percent Decreased 190 basis points primarily due to there it is folks higher markdown rates. The company incurred approximately 100 million dollars of incremental markdowns out of the approximately 200 million expected in the second half. Okay, well, I mean that that aligns 100 million in in the quarter, Uh, 200 million in the second half. But that's interesting because what's the revenue revenue is net sales of 3.4 bill in a quarter and a hundred of it was markdowns. Uh, well, 100 it could have been 100 more is another way to look at it, right? But that's only 100 million markdowns. I Mean that's not actually that big. Is it 100 divided by three? four, three three? Yeah, it's about three percent. Interesting is that all it takes to get people to buy stuff? But I Guess what that tells you is three percent. While inflation is eight percent, does that potentially imply uh, you know, and 11 percent Real price decline, right? Because if if the product was a hundred dollars and it kept pace with inflation, it should be a hundred and eight dollars. But they actually had to move it to 97. So that means 97 divided by 108. Yeah, about 10.2 percent. Interesting. That's how you're getting your discounts. And so that, my friends, is probably why Nordstrom's down 4.9 percent HP is still not out and Autodesk is not doing great. Oh HP Just out. Oh wow. Four to six thousand job cuts by the end of 2025 Hpcs. Oh oh, Q1 adjusted EPS 70 to 80. That midpoint is 75 versus the 86 expected. That's an oopsie doopsies. Uh HP Revenue declines uh 11 as PC demand wanes. Okay, that's that's fine for the last quarter. What I want to discover is now in Q4 Are we potentially getting out of that hole, right? So HP sails down 11 or Revenue down 11 percent. Their forecast is actually for personal systems kind of on point 10.27 versus 10.28 Potentially reiterating that thesis. uh, that, uh, HP or that PC sales might be bottom Ming or in the bottoming process HP down about five percent now H Oh my gosh, there's so many updates. Uh uh, they're announcing a restructuring Plan called future Ready and this includes four to six thousand job layoffs. Operating margin of 5.2 percent doesn't sound like a lot of pricing. Power announces dividend increase Future Ready transformation gross from operating margin of 7.7 versus 7.72 Expected: Raises: quarterly dividend five percent to 26.25 cents a share. The estimate was 28, so the dividend actually missed. Adjust The DPS Misses: uh forecast on adjusted EPS misses 70 cents versus 80 cents. Yikes. About 10 of the workforce uh being cut layoffs with PC demand slump stretching into next year? Well, there you go. I Guess not. Uh, we think it's prudent not to assume the market will turn during 2023.. Yikes! Dell also suggested a lull and PC buying this year would continue after a surge early in the pandemic. Oh, that's not great ongoing macroeconomic factors. The results come a month after data showed the PC demand that PC demand in October slid its fastest Pace in more than two decades. Doesn't look like they're actually expecting it to end anytime soon. so never mind that thesis for now. I still want to look at their actual reports, but that's that's one that I'm paying attention to. That's all the 10. Workforce Cut Wow. More than one-third of Twitter's top 100 clients have not advertised in the platform or on the platform in the last two weeks. Uh, that's probably not going to run well for Tesla Remember Tesla's trading as as basically you're short for Twitter at this point. Crazy. All right. Well here we have some insights: Nordstrom HP Autodesk Auto Desk Worth taking a peek. Uh uh again. Okay, no, no nothing else other than what we already talked about. Goldman sees 10-year yield of four percent or more through 2024. Wow. Uh, well be an opportunity to. Uh oh. Supreme Court Clears house panel to get Trump tax returns. No way they're gonna be so many leaks. Oh my gosh, the leaks are gonna be crazy. Wow! The house Ways and Means Committee is going to get the returns. Oh you know that's gonna leak. Oh my gosh, that's crazy. That's gonna be fascinating. All right there you have it. Check out that coupon link down below. We'll see ya, hopefully in the course Live streams. See you then and if you have questions about bundling up, just email Kevin.com Thanks bye.

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