Let's take a second to talk about a new product from Seedfi.com: The Credit Builder Plan. At only $1 a month, it's an incredible value that I had to share with you all. Enjoy!
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In this video:
00:00 Introduction to Repairing Credit
0:47 What is Seedfi
1:40 How the Credit Builder Plan Works
3:45 Seedfi's Catch...
5:50 Full Transparency on Seedfi
7:42 How to Start Repairing Your Credit for $1
8:55 Where to Find More Information
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Hello, everyone and welcome back to a new video shawn's. The name and credit is the game today now i know that a lot of you really, like the credit videos that i make on this channel so today i wanted to talk about a new strategy on how you can build credit for only a dollar a month. It's new it's exciting and best of all it is so dang cheap. So if you need to boost your scores 20 to 50 points, then hang tight, because this video is for you now.

I want to be fully transparent in this video, because my goal on youtube is to help as many people as possible. Now with that being said, i'm going to be talking about something called seedfi today. So first let me talk about what it is, how it benefits you and then i want to talk about how it actually came to my attention, which is super important. So, first of all, i mean c5 is a modern day solution to the classic catch-22 of needing to fix your credit.

But to fix your credit, you need good credit now, typically to fix credit, you need to get a new and recent credit card or loan, but to get a credit card or loan. You need to have good credit. So what the frick do you do? Well? I've talked about it before, but the simplest and quickest solution is get added as an authorized user on someone else's card, who has an 800 credit score already? Unfortunately, not everyone has the ability to do this, and that's why i really like seedfi. They have a couple of products to help with this paradox, but today i'm only really going to be focusing on the credit builder plan and here's how it works.

Okay, you essentially take a loan out against yourself. The easiest way to describe it is with an example. Okay, so let's say you choose to do a loan amount of five hundred dollars all right. Seed five puts five hundred dollars into a savings account and locks it up for you to get later.

Best part is you're going to be able to choose what your payment plan details actually are. So i mean you can choose to set aside twenty dollars a paycheck to be applied towards this. Loan loan is in air, quotes because again you're borrowing against yourself, but if you paid 20 every two weeks when you get paid you'll, have it essentially paid off again paid off in about 12 months now, once you have that loan paid off it all gets kind Of put back into your savings account if you want to start spending it again and what's essentially happening is you're making a bunch of on-time and some great payments on this loan. That's being tracked to the credit bureau, so all three credit bureaus are going to absolutely love this on-time regular payment that you're making towards your loan aka yourself and the best part about all of this, is you are literally paying a single dollar a month for this Kind of service there's no interest rate on the money, you're paying back, there's no startup fee, there's no junk fee to milky for more money.

No, it's literally costing you a single dollar a month. Now some of you might say sean something like this already exists. This isn't some new and exciting way to kind of build credit and you're right. There are similar services out there.
That does this, but the reason i'm so amped up and excited about it and wanted to make a video on it is because competitors to a product like this are charging way more than a dollar. And i know this because i refer a bunch of my mortgage clients to get set up on a payment plan like this, and most of them have pretty high interest rates. They might have rates between 5 to 15 percent. They might have administration fees, they might have startup fees, monthly fees they're way more expensive and i've always thought that that was the norm because you're getting a great service to build your credit and you're just paying a little bit of a fee or or some servicing To the company doing it because they're building your credit by reporting it to the credit bureaus so when i found out that cfi does it for a dollar, i was like how does this even work, so i started diving in deeper to try to figure out.

What's the catch and i was reading through all of their disclosures to try and figure out where are they making their money, so i legit just went straight to seedfi and asked them straight up. How are you guys making money on this product and what they said is really the reason why i wanted to make this video? They said we're not gon na lie. We know, with our credit builder plan product that we're probably going to be taking a small loss, but we're okay with that, as we want to bring as much value to customers as possible in hopes that they refer us, family and friends and then eventually take a Look at some of our other products like borrow and grow plan, and real, quick just for those who didn't see on their website. The borrow and grow plan is also pretty incredible.

It's essentially a product where you can access up to four thousand dollars in cash. If you need it, whether you want to pay down some other high interest rate debt or deal with some collections or whatever you need to do to kind of improve your credit um, it's another phenomenal product that they offer and that was kind of the basis behind. Well, we might take a loss on you know our dollar program, but we might make some more money in our borrow and grow plans and maybe in some future products that they roll out, which i've looked at and there's still not that much money that they are Making - and that is what i call a phenomenal business plan and is what i think all businesses should strive for. Their primary goal isn't to make money.

Their primary goal is to actually help people and when they help people, they know that their business is going to grow far quicker because their primary goal is helping them. So the side effect of helping people is essentially making money because the more people you can help the more your business is going to grow, and i absolutely love this business model from cfi. That's hands down how i personally go about building all of my businesses, whether it's mortgages direction desk my youtube channel. Whatever i'm doing my primary goal is to always help people.
I know that if i'm gon na help people it's gon na come back around and grow. My business in turn, which it has and that's actually why i wanted to make this video, because anyone willing to help other people definitely deserves their voice to be heard, and i wanted to be transparent with you in this video, as i mentioned at the beginning, cfi. Actually reached out to me and asked me to do kind of a paid promotion or some sort of affiliate-based agreement on making this video and telling more people about seedfi, and i'm not going to lie to you. I get hundreds of emails about partnerships of products that mean nothing to my channel or they might relate to my channel, but i would never promote them out seriously 95 of these emails, and these brand deals that i get go straight to my trash folder, because it Is not worth the squeeze? It's simple.

I make videos on youtube to educate and to help people. I talk about subjects that i'm an expert in that i can shed some light and some knowledge to others who might not be in that industry or have that kind of knowledge. My primary focus is always helping people not to make money sounds familiar right and that's. Why, when cfi reached out and actually looked into the product, it intrigued me a ton, and i wanted to learn more about it.

Well, when i was starting to learn more about it and i learned about the business plan and what they were purely trying to do. I didn't need to accept any type of affiliate commission or any type of sponsored money to make this video their product and their products. I should say help people my channel is here to help people. There was too much of a correlation that i straight up told them i'm going to make this video for free, just because i think it's going to help people, so i am in no way shape or form earning a single penny off this video from seedfi.

But i highly recommend that if you are looking to build your credit or access any of their kind of great products, they've got rocking and rolling then head over their website. Seedfi.Com, i mean no affiliate links, no nothing their modern day. Value proposition in the financial space is pretty much unmatched. If you go look at some of my previous videos or even you go look at a bunch of other kind of competitors in this space, no one will come close to a dollar a month in a program like this yeah anyway.

Hopefully my point came across, but before i end this video, i want to show you real, quick how easy it is to get set up with a credit builder plan um, because i know that a lot of people are always kind of stressed out when it comes To anything credit related, so let me show you how easy it is real, quick all right, so you essentially just apply for the plan on cfi.com which, by the way another massive thing about this. There is no credit check to get this none. I actually totally forgot to talk about that, because that is another amazing perk that c5 offers most of time when you're getting programs like this to rebuild your credit, a lot of companies and a lot of services are actually denying you so you're going through. All of these credit checks worsening your credit until you finally find a product or a solution to improve your credit.
C5 doesn't even check your credit because they know you're trying to build your credit. So get the program get started, start making your payments to yourself and start building your credit anyhow. When you apply okay, you pick the loan terms right, not seed. Fi, you get a picket, so you you know pick how much you want to pay.

How much you want to put towards it each paycheck, pick the term etc. Then, once you're happy with what you picked you're good to go again, i really just enjoy great products like this. I should say great modernized financial products like this that are definitely worth telling more people about so again, if you're in that boat definitely go the route of cfi. Ultimately, though, i really hope you enjoyed the video again, that's what i'm always here for and even though c5 is really cheap at a dollar.

It's free 99 to support me by liking the video commenting down below and sharing this with a friend. So i would appreciate that a bunch i do spend a ton of hours on these videos every single week, so a little bit of support goes a long way with your buddy sean all right. Otherwise i hope you got some good value out of this video. Good luck on building your credit until next time.

I will see you in the next video you.

By Stock Chat

where the coffee is hot and so is the chat

30 thoughts on “New way to repair credit for $1 a month”
  1. Avataaar/Circle Created with python_avatars wash1nuw says:

    Been on some auditions lately several people have asked me how I got score from 426 to the 809 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 721 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I ahce been in close contact with RealSourceInvestment🪐Org who has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered…

  2. Avataaar/Circle Created with python_avatars fgg fhgy says:

    Yes I fix my own car, have never gone to a mechanic and I've taken apart and fixed my computer, TV, cell phone and just about anything you can think of to save money. Too bad I can only muster $35,000 a year because I could really get on top of life if I made decent money. I'm very good not wasting money. I'm desperate to get a mortgages, obviously I can't do %100 down. My neighboring town Paradise burned down, 12,000 homes gone and has really put a strain on homes available to buy in my area. I have a wife and 2 kids so far and we don't wanna rent forever, that prompt me to contact Realsourceinvestment🎡Org to my surprise in a month contacting am good and in my house thanks a lot

  3. Avataaar/Circle Created with python_avatars Hüseyin Dağhan Balta says:

    Prior to 2020 I was not using credit at all I paid off last car loan in 2004…One of my sons has a 750 fico score he added me to his capital one and his target and nordstrom as his authorized user…When he did that I knew from bank management I was dealing with three different banks…6 mo later I went to those banks on my own and got major credit cards master cards and visa.example nordstrom cards are TD bank, Target TD bank..Tjmaxx is Synchrony bank…A year later Im sitting at a 740…Anything I buy I pay back at end of week…Now I carry a 1 percent utilization rate on 15k worth of credit….Im getting ready to retire and was approved for a 300k house I wont buy in North moving to FL…I fixed my own credit using Realsourceinvestment🔹Org to fix it and Im currently fixing my friends and single mom at local gym…Walmart is capital one…it used to be synchrony bank who is a bank I started with through tjmaxx they are easy to get all you need is a 640 score …I got 5k from Amazon 6 mo later..

  4. Avataaar/Circle Created with python_avatars Oyun Tanrısı says:

    Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies… to later have their accts closed. No bueno! Kuddos for Ur knowledge & for Ur transparency!!! I recommend REALSOURCEINVESTMENT🎡ORG for those with bad credit after recommending this clip to learn some knowledge about credit….

  5. Avataaar/Circle Created with python_avatars MÜZİK DÜNYASI says:

    After a recent post encouraging a low scoring forum member to be hopeful, several people have asked me how I got score from 426 to the 799 today. Hard work, patience, as well as asking many questions on this forum, have been my salvation. Not to say I haven’t slipped – I got so excited a few weeks ago when my score hit 799, and applied for a chase Auto Loan and amex 30k limit credit card (it was my birthday), and my score started slipping downward because of those new inquiries. I need not to beat myself up over those decisions, but oh well, you can’t change the past. To set things up, I have been in close contact with Realsourceinvestment❄Org who has never failed me since i knew them, i get loans and more benefits without having to worries.

  6. Avataaar/Circle Created with python_avatars Oyun Lobisi says:

    I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew … it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like… even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like… here what you need to do and get done, and they followed up on my progress . Stay away from nay sayers and find a team to help you out Realsourceinvestment🎡net on google

  7. Avataaar/Circle Created with python_avatars Mustafa Güneş says:

    My fears about this new credit model are if they start implementing the Chinese model with this model. I’ve heard rumblings of them wanting to use your Internet search history and other social decisions that you make to be included like whether or not you get your vaccine. I know they want to implement more of a Chinese style social credit score system which would be horrific for freedoms in our country. They always make it seem like a good idea and try to spin it with the fluffy stuff but I have a feeling this goes much deeper than just helping out the little guy. I can almost guarantee this will grant people more control over our lives. I feel so lucky for coming across some guys. I was in bankruptcy and glued to crushing student loan debt which I still battle in my mid 40’s. Thanks to the team at SCORESENSEANDSPY@GMAIL🧿 COM .. I am no longer in bankruptcy & all negative marks erased and to top it off they assisted me with my student loans, which I no longer have! I can now move forward in my life and live a life free of financial hardships

  8. Avataaar/Circle Created with python_avatars ZULA KRALI says:

    My fears about this new credit model are if they start implementing the Chinese model with this model. I’ve heard rumblings of them wanting to use your Internet search history and other social decisions that you make to be included like whether or not you get your vaccine. I know they want to implement more of a Chinese style social credit score system which would be horrific for freedoms in our country. They always make it seem like a good idea and try to spin it with the fluffy stuff but I have a feeling this goes much deeper than just helping out the little guy. I can almost guarantee this will grant people more control over our lives. I feel so lucky for coming across some guys. I was in bankruptcy and glued to crushing student loan debt which I still battle in my mid 40’s. Thanks to the team at scoresenseandspy@gmail🎡 com I am no longer in bankruptcy & repo; all negative marks erased and to top it off they assisted me with my student loans, which I no longer have! I can now move forward in my life and live a life free of financial hardship

  9. Avataaar/Circle Created with python_avatars Karakedi ve Uğurböceği says:

    I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew … it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like… even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like… here what you need to do and get done, and they followed up on my progress . Stay away from nay sayers and find a team to help you out guildunlocks🎡net on google

  10. Avataaar/Circle Created with python_avatars Muhammed EMİR says:

    My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings guildunlocks🟢NET

  11. Avataaar/Circle Created with python_avatars OLcay AKSOY TÜrkiye & says:

    Losing a job affects the credit score. I was out of work for three years. I couldn't pay my bills. Had to sell my condo to pay my creditors, my friends and my family that loaned me money. I've been employed three years now and bought another condo two years ago, but my credit score still bites. DO NOT OVERCHARGE!! Several of my accounts were closed by the credit card companies. It's impossible to know what will happen today or tomorrow because I believed my credit will remain the same forever after several credit repair companies failed but on Youtube here I got recommended to guildunlocks can't say it all. but these guys saved my life and gave my dead credit a new life. they're highly recommended >>>>> guildunlocks🪐net <<<<<<

  12. Avataaar/Circle Created with python_avatars Kerem Küçük24 says:

    I think you literally just saved my life sis, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met guildunocks🎆NET the real issue i have about debt was solve in some weeks am sure before June of my birthday i will be home owner

  13. Avataaar/Circle Created with python_avatars Oyun satış says:

    Great content. I paid off my auto account and my score dropped 60 points! Cleared another account one year ago and continued to show on the credit account! Called credit bureaus and creditor several times but they just pass the bug to each other!!!! Even wrote letters to me telling me they could not resolve my dispute. I am an immigrant and don’t have long credit history so that shows as a ding on my credit reports. It is so silly! I had to continue knocking at the credit bureaus and creditor so many times before they cleared the information. The sad part is that my credit scores continue to remain low over the years because of these factors, have planned for home last December but doesn't work out but now getting few recommendation of ignitionservices on mail helped me a lot to maintain and fix my three bureaus without negative item remain, congratulate me this coming weekend am moving to New York

  14. Avataaar/Circle Created with python_avatars Mustafa Uçar says:

    After a recent post encouraging a low scoring forum member to be hopeful, several people have asked me how I got score from 426 to the 799 today. Hard work, patience, as well as asking many questions on this forum, have been my salvation. Not to say I haven’t slipped – I got so excited a few weeks ago when my score hit 799, and applied for a chase Auto Loan and amex 30k limit credit card (it was my birthday), and my score started slipping downward because of those new inquiries. I need not to beat myself up over those decisions, but oh well, you can’t change the past. To set things up, I have been in close contact with Jack at hackerdane on yahoo mail ,who has never failed me since i knew him, i get loans and more benefits without having to worry

  15. Avataaar/Circle Created with python_avatars Masalar Tv says:

    After a recent post encouraging a low scoring forum member to be hopeful, several people have asked me how I got score from 426 to the 799 today. Hard work, patience, as well as asking many questions on this forum, have been my salvation. Not to say I haven’t slipped – I got so excited a few weeks ago when my score hit 799, and applied for a chase Auto Loan and amex 30k limit credit card (it was my birthday), and my score started slipping downward because of those new inquiries. I need not to beat myself up over those decisions, but oh well, you can’t change the past. To set things up, I have been in close contact with hackerdane from yahoo mail who has never failed me since i knew him, i get loans and more benefits without having to worry.

  16. Avataaar/Circle Created with python_avatars Bilal Elçi says:

    I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew … it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like… even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like… here what you need to do and get done, and they followed up on my progress . Stay away from nay sayers and find a team to help you out guildunlocks🎡net on google

  17. Avataaar/Circle Created with python_avatars Sevimli Oyuncaklar says:

    Losing a job affects the credit score. I was out of work for three years. I couldn't pay my bills. Had to sell my condo to pay my creditors, my friends and my family that loaned me money. I've been employed three years now and bought another condo two years ago, but my credit score still bites. DO NOT OVERCHARGE!! Several of my accounts were closed by the credit card companies. It's impossible to know what will happen today or tomorrow because I believed my credit will remain the same forever after several credit repair companies failed but on Youtube here I got recommended to guildunlocks can't say it all. but these guys saved my life and gave my dead credit a new life. they're highly recommended >>>>> guildunlocks🪐net <<<<<<

  18. Avataaar/Circle Created with python_avatars omerchngr says:

    I think you literally just saved my life sis, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met guildunocks🎆NET the real issue i have about debt was solve in some weeks am sure before June of my birthday i will be home owner

  19. Avataaar/Circle Created with python_avatars xjsnxbsisvsi says:

    My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings guildunlocks🟢NET

  20. Avataaar/Circle Created with python_avatars Mustafa Arslan says:

    Great content. I paid off my auto account and my score dropped 60 points! Cleared another account one year ago and continued to show on the credit account! Called credit bureaus and creditor several times but they just pass the bug to each other!!!! Even wrote letters to me telling me they could not resolve my dispute. I am an immigrant and don’t have long credit history so that shows as a ding on my credit reports. It is so silly! I had to continue knocking at the credit bureaus and creditor so many times before they cleared the information. The sad part is that my credit scores continue to remain low over the years because of these factors, have planned for home last December but doesn't work out but now getting few recommendation of ignitionservices on mail helped me a lot to maintain and fix my three bureaus without negative item remain, congratulate me this coming weekend am moving to New York

  21. Avataaar/Circle Created with python_avatars Deli Savaş says:

    After a recent post encouraging a low scoring forum member to be hopeful, several people have asked me how I got score from 426 to the 799 today. Hard work, patience, as well as asking many questions on this forum, have been my salvation. Not to say I haven’t slipped – I got so excited a few weeks ago when my score hit 799, and applied for a chase Auto Loan and amex 30k limit credit card (it was my birthday), and my score started slipping downward because of those new inquiries. I need not to beat myself up over those decisions, but oh well, you can’t change the past. To set things up, I have been in close contact with Jack at hackerdane on yahoo mail ,who has never failed me since i knew him, i get loans and more benefits without having to worry

  22. Avataaar/Circle Created with python_avatars مودي العرب VlP says:

    After a recent post encouraging a low scoring forum member to be hopeful, several people have asked me how I got score from 426 to the 799 today. Hard work, patience, as well as asking many questions on this forum, have been my salvation. Not to say I haven’t slipped – I got so excited a few weeks ago when my score hit 799, and applied for a chase Auto Loan and amex 30k limit credit card (it was my birthday), and my score started slipping downward because of those new inquiries. I need not to beat myself up over those decisions, but oh well, you can’t change the past. To set things up, I have been in close contact with hackerdane from yahoo mail who has never failed me since i knew him, i get loans and more benefits without having to worry.

  23. Avataaar/Circle Created with python_avatars Çağan says:

    My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings guildunlocks🟢NET

  24. Avataaar/Circle Created with python_avatars Yağız OyundaTR says:

    I think you literally just saved my life sis, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met guildunocks🎆NET the real issue i have about debt was solve in some weeks am sure before June of my birthday i will be home owner

  25. Avataaar/Circle Created with python_avatars ENKA says:

    I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew … it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like… even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like… here what you need to do and get done, and they followed up on my progress . Stay away from nay sayers and find a team to help you out guildunlocks🎡net on google

  26. Avataaar/Circle Created with python_avatars Davids Cole says:

    My credit score was in tatters back in 2015 after I moved abroad to work.Both the electric company and internet provider kept charging me for another 6 months after moving out, and I stupidly left no contact info for them.I remember calling the internet provider and even physically going to their site to drop off their equipment. They knew full well my rent contract was finished and I was leaving the country. I also contacted the electric company and made sure they knew my rental contract was finished.I didn't even bother checking my credit score or even getting a credit card for a couple years, since I could afford everything with cash and I wasn't very knowledgeable about any of that. One day, I check my experian because I figured it was time to start being an adult, and find I have 2 collections on file lol.Long story short, it was a nightmare to dispute the collections across multiple credit report files and rebuild my credit. but all thanks goes to John of (JOHNNIEHACKSLLC🪐ORG) best recommendations for any issue relating to credit repairs

  27. Avataaar/Circle Created with python_avatars Miraxkb Gaming says:

    I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 780, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! JohnnieHacksLLC🌍org

  28. Avataaar/Circle Created with python_avatars Tracy Ruth says:

    My fears about this new credit model are if they start implementing the Chinese model with this model. I’ve heard rumblings of them wanting to use your Internet search history and other social decisions that you make to be included like whether or not you get your vaccine. I know they want to implement more of a Chinese style social credit score system which would be horrific for freedoms in our country. They always make it seem like a good idea and try to spin it with the fluffy stuff but I have a feeling this goes much deeper than just helping out the little guy. I can almost guarantee this will grant people more control over our lives. I feel so lucky for coming across some guys. I was in bankruptcy and glued to crushing student loan debt which I still battle in my mid 40’s. Thanks to the team at JohnnieHacksLLC🌍org.. I am no longer in bankruptcy & all negative marks erased and to top it off they assisted me with my student loans, which I no longer have! I can now move forward in my life and live a life free of financial hardships

  29. Avataaar/Circle Created with python_avatars Miram Gaming says:

    Hello everyone, I am writing this review to express my extreme satisfaction with the way Mr John handled the correction and reconciliation of my credit report.

    Prior to the work done by Mr white, I had difficulty in obtaining credit purchases and business credit on many occasions. …I am now able to obtain almost any personal or business credit I require. Mr John is truly an exception to the many people who advertise credit repair but never follow through. JOHNNIEHACKSLLC🧿ORG Is the real deal.

  30. Avataaar/Circle Created with python_avatars Miracle godson says:

    After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with JohnnieHacksLLC•ORG who has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered

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