These are my Top 5 All Time Favorite Credit Cards and why I got them - enjoy! Add me on Instagram: GPStephan - Click “Show More” to see ad disclosure
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My Favorite Cards: https://oc.brcclx.com/t/?lid=26662102
First: The American Express Gold
Referral Link: https://bit.ly/2kPMhQG
I got this card because it’s known as what’s called a “Charge Card,” meaning it’s not a card that you’re meant to carry a balance on…Because of that, and because this is a “Charge card,” it technically doesn’t have a pre-set spending limit, meaning it won’t negatively impact your credit utilization when the credit bureaus calculate your credit score.
You can also get 40,000-50,000 points just for signing up - which, on Aeroplan, is worth about 2 round trip plane tickets in North America. In addition to that, there’s some other advantages that make the card a good deal…for instance, you’ll get $100 per year as an airline credit if you chose to check your bags or purchase in flight meals. You’ll also get purchase protection up to $10,000 per purchase…so if your item is lost, stolen, or damaged in the first few months, they’ll take care of it for you. They’ll also extend your warranty for up to 2 years on eligible products…so if you buy something and it breaks, chances are, American Express would cover it.
More Info: https://amex.co/2kNwIsV
Second: The American Express Platinum.
Referral Link: http://refer.amex.us/GRAHASN7wu?XLINK=MYCP
When I signed up this card, I got 60,000 points. In addition to that, it gets you into one of my favorite places in the entire world: American Express Centurion Lounge. In addition to that, you’ll also get a $100 Hotel Credit on select hotels…discounts on other hotel services…a $200 airline credit towards the airline of your choice…and then you’ll get top of the line purchase and loss protection.
Now, yes…this card does come with a $550 per year annual fee. And to be eligible to even get the card, you’ll typically need a strong credit score, combined with a decent income…but provided you’ll actually USE these benefits, it could EASILY pay for the annual fee so many times over.
Third: The Chase Sapphire Reserve
Now they’ll give you 50,000 points for signing up when you spend $4000 in the first 3 months. And when you redeem those points through chase, they’re worth 50% more…meaning 50,000 points will give you $750 worth of value.
In addition to that, they’ll also give you a $300 annual travel credit. And best part of all, is that with this card, you get access to their Priority Pass Airport Lounge. However, there is an annual fee of $450 per year. BUT, between the $750 worth of the sign up bonus…the $300 airline credit…and the priority pass lounge access, not to mention a TON of other rewards for the card that are just too much to mention…the $450 just pays for itself very quickly.
Fourth: The JP Morgan Reserve Credit Card
Now not always, but USUALLY to get access to the JP Morgan Private Bank, and to get access to this credit card, you need $10 million in assets…hence, the $10 million dollar credit card. And even though, I admit, this card is almost identical to the Chase Sapphire Reserve in terms of benefits…it does have a few unique advantages, like complimentary United Lounge Access.
Fifth: Chase Ink Business Preferred
Typically you can find 80,000-100,000 point sign up offers. The GREAT thing with this card is that there’s only an annual fee of $95 per year…which, in my opinion, is a small price to pay for $1200+ worth of free travel.
Now as far as overall rewards go…it’s decent. Nothing spectacular, although you can get 3x points on spending on social media advertising and other business expenses…which is nice, but not as nice as some of the other cards I’ve mentioned.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
*Some of the card links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This content does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

By Stock Chat

where the coffee is hot and so is the chat

33 thoughts on “My all-time favorite credit cards”
  1. Avataaar/Circle Created with python_avatars First Name says:

    Dave Ramsey on the Platnium 😂

  2. Avataaar/Circle Created with python_avatars Koffe walker says:

    I got good credit card info for online shopping from DAWGGOAT I appreciate you bro the card is valid and got the balance you promised me😮‍💨

  3. Avataaar/Circle Created with python_avatars Howard _3_Duck says:

    the first video I saw ever at G.S. channel was Apple Card review. after that , I was forever hooked on this channel.

  4. Avataaar/Circle Created with python_avatars GLIZZYGLITCH VIA NICEGRAM says:

    I am short of words to express how much I appreciate Ricchdawg efforts in holding me closely, through my hard times.Thanks so much for putting me thru all the credit card things 📥📥

  5. Avataaar/Circle Created with python_avatars Jonathan Nerz says:

    I love how you have Dave Ramsey’s name on the Amex Platinum Card. 😂

  6. Avataaar/Circle Created with python_avatars Charles Pittman says:

    For the algorithm

  7. Avataaar/Circle Created with python_avatars atolian Anatoli says:

    Heard a lot from homie already TRENCHDAWG he’s the best Nigga on cloned card rn, I got my customized cloned card from him and it works perfectly ❤️😊

  8. Avataaar/Circle Created with python_avatars Wilkins-HIT UP RICCHDAWG ON TELĘGRÀM says:

    I have never used word press, but doesn't this encourage people to attempt to find credit card info and people who sells them. I came across successful plug Ricchdawg who guide me thru my processes ❤❤🎱

  9. Avataaar/Circle Created with python_avatars Wilkins-HIT UP RICCHDAWG ON TELĘGRÀM says:

    I have never used word press, but doesn't this encourage people to attempt to find credit card info and people who sells them. I came across successful plug Ricchdawg who guide me thru my processes ❤❤🎱

  10. Avataaar/Circle Created with python_avatars ladawn river says:

    If you know how cool it’s getting $💰 from TRENCHDAWG cloned card, you won’t think twice Before making long term business with him, both da card and tools get to me safety Dawg. Thanks 💯🤙

  11. Avataaar/Circle Created with python_avatars ladawn river says:

    Thanks so much for every blessings I received from you thru your cloned card TRENCHDAWG y’all should know about this Dawg on his legit cards. No doubt about him

  12. Avataaar/Circle Created with python_avatars ladawn river says:

    Thanks so much for every blessings I received from you thru your cloned card TRENCHDAWG y’all should know about this Dawg on his legit cards. No doubt about him

  13. Avataaar/Circle Created with python_avatars Koffe walker says:

    I appreciate you , and you’re slips be lit Asf I’m coming back for more and telling my homies you da 🐐 always tapn with you DAWGGOAT keep it up dawg

  14. Avataaar/Circle Created with python_avatars Koffe walker says:

    I appreciate you , and you’re slips be lit Asf I’m coming back for more and telling my homies you da 🐐 always tapn with you DAWGGOAT keep it up dawg

  15. Avataaar/Circle Created with python_avatars Mireya Narvaez says:

    Pushing for the algorithm

  16. Avataaar/Circle Created with python_avatars Buffalo_66 says:

    Graham is worth more than 10 milli ?😭😭😭OMG this man has MONEY

  17. Avataaar/Circle Created with python_avatars Abigail Taney says:

    Love this

  18. Avataaar/Circle Created with python_avatars Adam Henry Walker says:

    Best financial advice

  19. Avataaar/Circle Created with python_avatars Tanya B says:

    After being an AE owner for 32 years and the Platinum for 17 years…I closed my account… My lifestyle changed and could not see myself forking out 695. I will say I loved it though lol

  20. Avataaar/Circle Created with python_avatars nigelfhs2000 says:

    I am so glad I got my new American Express Gold card in the mail!!! I worked so hard to get back on track for years since I purchased a home in 2016. I am so glad for your videos for achieving success in our current economy.

  21. Avataaar/Circle Created with python_avatars KPL BLOG says:

    Nice videos bro. Im learning about credit cards and these videos help me a lot.

  22. Avataaar/Circle Created with python_avatars Newbeginnings says:

    Go to United Club Lounge and show them you Capital One Platinum! 😆

  23. Avataaar/Circle Created with python_avatars Dannyboy Green says:

    I love how Dave Ramsey's name is on the American platinum express card. 😆

  24. Avataaar/Circle Created with python_avatars Spencer says:

    love this

  25. Avataaar/Circle Created with python_avatars Robert Burke says:

    Graham thank you for your videos they're helping me I haven't borrowed money in 40 years now I want to buy a house cuz here in Florida a $30,000 house in the seventies are going for right at $200,000 which is beyond stupid but that's what we're in because of our fantastic government. Graham you don't understand all the work and effort you're putting in all of this which I appreciate cuz I'm not going to do it this is the whole plan they won't they want you to keep them keeping you jump in one foot to another reading this do that checking that okay you got all this knowledge then they change it on you then you have to go back and do it again this is part of the plan keeping you just looking over the fence thinking you've got something when they going to change it anyway this is really criminal but everybody's okay with it like a credit score criminal forcing people in America to keep the credit score up by spending money how is that legal it's not in the Bible it's called usury I interest rate that you cannot do to a brother or sister but here in the Great American democracy hahaha we do

  26. Avataaar/Circle Created with python_avatars SirCartier says:

    Bruh, Dave Ramsey on the platinum card😂😂 I’m dead 💀💀

  27. Avataaar/Circle Created with python_avatars suburbanshrub says:

    heads up to anyone in the military, the american express platinum has no annual fee to us, one of the best benefits imo

  28. Avataaar/Circle Created with python_avatars Zecarius says:

    What wallet was this?

  29. Avataaar/Circle Created with python_avatars MrCervasio1 says:

    You Keep helping us so I'll help you with a comment and like

  30. Avataaar/Circle Created with python_avatars M. H. says:

    For the Amex platinum the yearly fee is $695 not $550. Love your videos bro 🤗

  31. Avataaar/Circle Created with python_avatars tristan taylor says:

    Putting Dave Ramsey’s name on the Amex had dying😅

  32. Avataaar/Circle Created with python_avatars Adam Bruno says:

    Love the advice

  33. Avataaar/Circle Created with python_avatars Dale Cowles says:

    Ya I would never get any of these cards because I don’t travel

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