Lets discuss how you could be the next Billionaire through the Upcoming Powerball Drawing, and why so many winners end up broke - Enjoy! Add me on Instagram: GPStephan | Get My Free Email Market Newsletter Here: http://grahamstephan.com/newsletter
GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: http://www.public.com/graham
NEW BANKROLL COFFEE NOW FOR SALE: http://www.bankrollcoffee.com
THE NEW PODCAST: https://www.youtube.com/channel/UCMSYZVlQmyG8_2MkIKzg0kw
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF - $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

What's up guys? It's Graham here. So I think we've just unlocked the brand new infinite Money glitch. because as of yesterday, the expected payout of each Powerball lottery ticket became positive. meaning the total prize bot has grown so massive that if you were to buy every single number combination and were the only winner, you would walk away with the cool 241 million dollars after taxes and after expenses. So what's the catch? Well, besides it being incredibly difficult to buy all 292 Million numbers and hope that no one else matches the exact combination, which is totally something that Mr Beast would do, that doesn't stop people from trying. So with the lottery now officially paying out a record two billion dollars with each ticket having an effective Roi of 20 cents, I think it's worth breaking down your best chances at statistically winning the reason why so many lottery winners go broke, and exactly how you could invest such a large amount in the event that you win so that you don't need to go into work tomorrow. Oh, and by the way, I may have driven to Arizona to buy by 500 tickets. So in the event that I win, I'll be giving a million dollars to anybody who subscribes and comments down below for the YouTube algorithm. So thank you guys so much! And now in terms of the two billion dollar infinite Money glitch, here's what you need to know. All right. So before we talk about why the lottery was created and how it's considered to be a tax on the poor, it's important to understand your chances of winning because even though the odds are one in 302 million, it's hard to put into perspective just how minuscule that amount really is. Just consider this: Your chance of being struck by lightning is one in seven hundred thousand, Your chance of being attacked by a shark is one in five million, Your chance of being hit by an asteroid is one in 75 million, and your chance of flipping a coin heads 27 times in a row is one in 132 million. But I Gotta say, the nail in the coffin isn't all of those random statistics. It's this: If you knew that a dog was only going to bark once in the next nine years, you would have a better chance at guessing the precise time of the bark down to the second than winning the Powerball. Now I suppose that you could theoretically buy all 292 million, two hundred thousand possible winning combinations for 584 million four hundred thousand dollars when the two billion dollar jackpot and beat the system assuming you're the only winner. But even if you had a full 48 hours to buy every single winning combination, you would need to be printing 1700 tickets every single second to make that plan work. Not to mention it's also found that the higher the potential prize, the lower the expected payout, because the more tickets that are sold, the more likely the top prize is going to be split among several winners. But hey, on the bright side, with hundreds of millions of tickets being sold, somebody has to win, right? Well, before we go into the research of how to win, you first have to consider if this is something you actually want, because with so much money on the line, you have to think why so many lottery winners end up going completely broke. Well, all of this begins with how the lottery was created because unlike what most people think, the lottery is not some altruistic gift to give people the chances of winning the live they've always dreamed of. Instead, the true motive in the very beginning was to help fund the state and local government instead of raising taxes. Yeah, seriously. the reality was back then, many states had to raise additional money to pay for public infrastructure, but it was seen as unpopular to raise taxes. That's why the lottery took its place and it blossomed. It worked on a system where a certain range of numbers would be randomly drawn on a regular basis, and if no tickets are sold for the winning combination, the payout would increase in proportion to the number of tickets sold and the process repeats until eventually someone wins. However, over time states began to realize that the larger the expected payout, the more money they began to make, even if the odds of winning substantially declined. After all, if nobody wins, the money rolls over into the next one, causing the jackpot to go up even further, causing even more people to buy in and raising even more money. But how does that work in terms of you actually winning? To start? assuming you're fortunate enough to match all six winning numbers, that headline amount that you see is not going to be the amount that you get. In fact, it's not going to be anywhere close. See, If you want that elusive 1.9 billion dollar amount, you'll have to agree to take that in an annuity, which is broken up into 30 evenly distributed annual payments that increase by five percent every year. By the time all 30 payments are finalized over 30 years, you'll end up with the amount that's shown. But this would be a really, really bad deal to take for reasons. I'll explain shortly. That's because you also have the option to take the lump sum payment, which works out to be 929 million dollars before tax. From there, you'll be left with 585 million dollars after tax to spend however you want, which is still a lot of money, but it's only about 25 percent to the amount that's advertised that many people expect to win. So what makes the annuity payment so much worse If you end up with more? Well, if you consider that if you invested the 538 million dollars in average to six percent return, you would add more than 3 billion in dollars by the time your annuity paid out. the full two billion dollars. So there you go. You're now hypothetically one billion dollars richer because you decided to click on this video and hopefully hit the like button as well. Although in terms of exactly how you can invest this money and why so many lottery winners end up broken filing for bankruptcy, these are the realities. Because as fun as it could be to think about winning, there is a dark side that needs to be discussed right off the bat. On the surface, it's estimated that a third of all lottery winners declare bankruptcy and seventy percent lose all of it within just a few years. Other Studies have shown that lottery winners become frequently estranged from family and friends and incur greater incidents of depression and divorce than those that did not win the lottery. Why does this happen? you might ask? Well, once you begin digging deeper, you'll begin to realize the type of person to go and buy a lottery ticket generally has very little Financial education and very little savings. hence why they're buying a lottery ticket in the first place. Of course, that's not to say that wealthy people don't buy lottery tickets for fun, but it's asked. Estimated that 40 of lottery ticket purchasers in California were unemployed. It was also found that the majority of lottery tickets were purchased in low-income zip codes, with 60 percent coming from those at the lowest 30 percent of income. So statistically, if a person without any financial literacy happens to score a billion dollars, chances are they're not going to have the sophistication to properly manage it. Then you combine that with all of your friends and family asking for handouts. SOB Stories Risky Investments Extravagant purchases. Pressure from everybody that you know, tension from a spouse who maybe wants to do something else with the money, and it's easy to see how the lottery could quickly go from being a dream to becoming a nightmare. That's why the lottery is often referred to as a regressive tax on the poor, and it's pretty mind-blowing in terms of just how much money this generates. In fact, some states even earn more revenue from the lottery than they do from corporate income taxes, and after everybody is paid out, you'll receive on average just 31 cents worth of winnings for every one dollar that you spend. But even with all of that said, let's assume for a moment that you defy the odds and you win. How could you avoid all of these issues? The first thing that you should do is tell nobody, don't post about it online. Don't tell your friends, and don't brag about it to your family. If you do, there's a strong chance that you'll be targeted for theft, extortion, or random requests from people that you wouldn't want to hear from. Second, get an attorney. Even though Most states require that you publicly claim your prize, you could take the safer option by setting up a blind trust held within a trust to remain anonymous. This way, nobody has to know that you're the next billionaire. Third, take the lump sum like I mentioned mathematically, you'll end up with a lot more money over 30 years if you invest it than if you take the annuity on top of that. Tax laws are likely to change over the next few decades, so it's a lot safer to take the guaranteed tax upfront than risk rates going up in the future. And finally, four: Earth Do absolutely nothing for the first year, even though it might be really tempting to go and quit your job, buy a new house, get a new car, go on vacation, and get all the way up to ten thousand dollars when you sign up at Public.com Graham using the link Down Below in the description. Realistically, it's best to calmly and rationally approach the situation with a level-headed perspective with professionals who know what they're doing. and the more time you have to set that up in advance, the better. But in terms of investing the money, here's where the fun begins and this is your chance to become one of the richest people in the world with just a few steps. Well, like I said, assuming you took the lump sum and ended up with 528 million dollars after tax, here's how you could distribute it first: I would put 150 million dollars in a low fee total Stock Market Index funds like VT Sacks. This gives you exposure to the entire U.S stock market and assuming you spend just three percent of it annually, you'll be able to get 375 000 every single month without ever running out of the principal. Second, I would put another 150 million dollars in a low fee bond Market index fund like Vivitalix. This would give you a fairly safe and stable investment with a lot less volatility than stocks. And as of now, their bond funds are offering a 4.1 yield in your money. Assuming we did the same thing as above and only spent three percent of it, that's another 375 thousand dollars every single month without running out. Third: I would take another 75 million dollars and spread that throughout fully paid off triple net class A commercial real estate in the US This would Encompass larger Office Buildings warehouses, restaurants, gas stations, and anything with a strong corporate guarantee that comes with a 10 to 30 year lease. This should give you some extra diversification, really good tax benefits, and a five percent return. If you invest conservatively Again, assuming you spend just three percent of that, you'll have another 187 thousand, five hundred dollars a month in income. The fourth: I would take another 75 million dollars and spread that throughout Prime Residential real estate around the coast. Just like the previous example, you could very easily generate a four percent return, spend just three percent of it, and have another one hundred and eighty seven thousand, five hundred dollars a month in income. Then after that fifth I would take another forty million dollars and invest that throughout two to ten year treasuries which are currently paying over four percent. This would act as your emergency fund just in case something were to happen. And preferably this is money that you won't be touching whatsoever unless you absolutely have to. Now six that leaves you with 38 million dollars left over to spend however you like, with no strings attached. With this, you could buy a mansion, a yacht, whatever car you could think of, money isn't an object, and you'll have a very conservative recurring income of 1.1 million dollars every single month, no matter what happens without ever running out. Besides that though, here's the thing. mathematically: there's never really a point where the lottery makes sense to buy. Even though each ticket has an expected positive value of 20 cents, you would have to risk an exorbitant amount of money to ever realize those profits, to the point where it's just not even worth. They're sure somebody wins mostly the government, and it's fun to think about what you would do if that were you, but realistically, in my opinion, it should just end there. In fact, it was found that during times of Lottery records, even if you bought every possible winning combination to guarantee winning the jackpot, you would only have a 22 chance of keeping the jackpot all to yourself. On top of that, lottery, winners were shown to be no more happier than those who didn't win. So all things being equal, it's not a wise option. That's why if you buy a ticket for fun as the price to pay for the ability to daydream about what you would do. if you were to win, then by all means for entertainment go for it. But financially speaking, like I said, you would be better off doing just about anything else than buying the lottery. But just in case about 500 tickets. So if I win, I'll be giving a million dollars to somebody who subscribes and comments down below for the YouTube algorithm. You never know. and like I said, it's totally free. You may as well just subscribe anyway because I post three times a week. Enjoy! Thank you guys so much for watching And until next time.

By Stock Chat

where the coffee is hot and so is the chat

24 thoughts on “How to win the lottery – 100% guaranteed”
  1. Avataaar/Circle Created with python_avatars Andrew Sorbe says:

    I want my million

  2. Avataaar/Circle Created with python_avatars 2ndborn says:

    Sometimes i think the winning numbers are made up after knowing all the draw numbers 🤷‍♂️

  3. Avataaar/Circle Created with python_avatars Gurman Kaler says:

    Love your channel!!!!

  4. Avataaar/Circle Created with python_avatars GameFrank says:

    Another great video Graham! Let’s win some money! Thanks for all the financial information over the years, I always look forward to all your content. ✌🏻

  5. Avataaar/Circle Created with python_avatars VVS says:

    w

  6. Avataaar/Circle Created with python_avatars Victor Pirana says:

    lets gooooooo!!!!!

  7. Avataaar/Circle Created with python_avatars timothy kariithi says:

    yo

  8. Avataaar/Circle Created with python_avatars Hola! Justin Lin says:

    So you’re saying theres a chance

  9. Avataaar/Circle Created with python_avatars Dave Švadlena says:

    Oh I would love the $1M 😂. I would invest it all and then we could film video about it 😄

  10. Avataaar/Circle Created with python_avatars Richard Schulz says:

    subscribe

  11. Avataaar/Circle Created with python_avatars Trevor smith says:

    AZ tixxx gonna hit

  12. Avataaar/Circle Created with python_avatars Brendan says:

    Already Subscribed and I live in Arizona so i think its only natural, one might even say it would be destiny

  13. Avataaar/Circle Created with python_avatars Angel Thai says:

    On my financial literacy journey. Love that this is educational, fun, and also rational. The advice is much needed and top tier!

  14. Avataaar/Circle Created with python_avatars Rob Dunn says:

    One million a month, principal untouched, and another $38million to play with – mind blowing! Thanks for the education, Graham!!

  15. Avataaar/Circle Created with python_avatars Dick Moby says:

    If Stephan wins he would announced it next year and nobody would recognise it in the next videos.

  16. Avataaar/Circle Created with python_avatars Malwina says:

    Winning the lottery is like solving all the stress of living 🙃

  17. Avataaar/Circle Created with python_avatars Vincent Anton says:

    Grant. The annuity, a 5% payout of 1.9B is 63.3M a year.

  18. Avataaar/Circle Created with python_avatars Robert K says:

    Commented for the million dollars 🙂 Good luck Graham!

  19. Avataaar/Circle Created with python_avatars Sean Lee says:

    Interesting topic.

  20. Avataaar/Circle Created with python_avatars KENNETH PERAZA says:

    We can win!
    Wiin! !!

  21. Avataaar/Circle Created with python_avatars Bigboy Games says:

    for the algorithim!!!

  22. Avataaar/Circle Created with python_avatars Nathan Evans says:

    Awesome

  23. Avataaar/Circle Created with python_avatars Phhhoootttooo says:

    The dog barks 2026

  24. Avataaar/Circle Created with python_avatars TFossS says:

    OMG Graham pls give me some of your lottery winnings!!!!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.