Here’s how to travel the world for free, in just the time it takes to watch this video - by using the power of credit cards. Enjoy! Add me on Instagram: GPStephan
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Merch: http://www.GrahamStephanStore.com/
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
This is the secret to traveling the world for free: CREDIT CARD CHURNING
Credit cards will offer incredible bonuses JUST for signing up for their credit card. People who understand the art of how the system works, can use this to their advantage by signing up for said credit card, meeting the minimum requirements to get the bonus...then GET the bonus, redeem that for all types of free travel, and then move on to the next card and repeat the process again. That’s how I’ve been traveling anywhere I’ve wanted to go, entirely for free.
Now when it comes to doing this, there are some VERY important rules that must always be followed in order to practice this successfully, this is what they are:
First, NEVER spend ANY money you wouldn’t ordinarily spend.
The correct thinking is: I’m going to put my normal, every day spending on this credit card until I reach the requirement…then I’m going to get the bonus, for money I was going to be spending, anyway.
Second, never pay any credit card interest.
For almost EVERY credit card out there worth getting, you are ONLY charged interest if you don’t pay off your balance off IN FULL by the time it’s due. So ALL you need to do is NOT spend money you don’t already have, and then pay off your credit card in full…then you pay ZERO interest.
Third, DO NOT DO THIS if you’re about to get a loan on a house, or a car.
This is because there IS a very mild impact on your credit score each time you apply for a credit card. Expect that opening up a credit card might lower your score anywhere from 3-10 points temporarily. This is no big deal for someone dropping from a 730 to a 724, or for someone who isn’t planning to get a mortgage or a car loan in the next 8-12 months - it isn’t going to make any difference to you.
Fourth, canceling the card:
And my answer is always this: it really depends on the card. If the card does NOT have an annual fee, I will ALWAYS keep it - no matter what. There’s zero downside to keeping it open, so you may as well just enjoy it as an extra credit card, even if you rarely ever use it. And on the cards that DO have fees - it really just depends if I get value from the card or not. If you’re not going to get the value for the card after the first year, and it has an annual fee, close it. If you will get value from the card and find it worth it, then keep it open.
Because these offers change frequently, if you’re watching this video after June 2019…I would recommend checking out the following sources which list the BEST offers each month, and keep a current up-to-date list:
https://thepointsguy.com/
https://www.nerdwallet.com/
http://www.reddit.com/r/churning/
In addition to that, you have two Youtube channels I watch all the time:
Ask Sebby: https://www.youtube.com/channel/UC2cC48A261pBVKztLyzOAnA
The Credit Shifu: https://www.youtube.com/channel/UCEVXhsR6e3D522BHQj9MlLg
The American Express Gold Card 40k or 50k Point Offer:
https://monkeymiles.boardingarea.com/new-american-express-gold-card-50k-referral-offer/
The Chase Sapphire Preferred credit card:
https://bit.ly/2wco8pA
The Chase Ink Preferred Business (THIS ONE IS MY REFERRAL LINK):
https://www.referyourchasecard.com/21/ZVSGGIXM8U
If you don’t want to use my link, here’s the chase link directly:
https://bit.ly/2VD9BOe
The AMEX Hilton Honors:
https://www.doctorofcredit.com/american-express-hilton-ascend-125000-point-no-lifetime-language-offer/
So as you can see…these free rewards REALLY start adding up quick. Start small, get one credit card bonus at a time - slowly scale up as you get more comfortable with it, and pretty soon you’ll be traveling around the world, getting free hotels, and smashing that like button in every country!
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Merch: http://www.GrahamStephanStore.com/
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
This is the secret to traveling the world for free: CREDIT CARD CHURNING
Credit cards will offer incredible bonuses JUST for signing up for their credit card. People who understand the art of how the system works, can use this to their advantage by signing up for said credit card, meeting the minimum requirements to get the bonus...then GET the bonus, redeem that for all types of free travel, and then move on to the next card and repeat the process again. That’s how I’ve been traveling anywhere I’ve wanted to go, entirely for free.
Now when it comes to doing this, there are some VERY important rules that must always be followed in order to practice this successfully, this is what they are:
First, NEVER spend ANY money you wouldn’t ordinarily spend.
The correct thinking is: I’m going to put my normal, every day spending on this credit card until I reach the requirement…then I’m going to get the bonus, for money I was going to be spending, anyway.
Second, never pay any credit card interest.
For almost EVERY credit card out there worth getting, you are ONLY charged interest if you don’t pay off your balance off IN FULL by the time it’s due. So ALL you need to do is NOT spend money you don’t already have, and then pay off your credit card in full…then you pay ZERO interest.
Third, DO NOT DO THIS if you’re about to get a loan on a house, or a car.
This is because there IS a very mild impact on your credit score each time you apply for a credit card. Expect that opening up a credit card might lower your score anywhere from 3-10 points temporarily. This is no big deal for someone dropping from a 730 to a 724, or for someone who isn’t planning to get a mortgage or a car loan in the next 8-12 months - it isn’t going to make any difference to you.
Fourth, canceling the card:
And my answer is always this: it really depends on the card. If the card does NOT have an annual fee, I will ALWAYS keep it - no matter what. There’s zero downside to keeping it open, so you may as well just enjoy it as an extra credit card, even if you rarely ever use it. And on the cards that DO have fees - it really just depends if I get value from the card or not. If you’re not going to get the value for the card after the first year, and it has an annual fee, close it. If you will get value from the card and find it worth it, then keep it open.
Because these offers change frequently, if you’re watching this video after June 2019…I would recommend checking out the following sources which list the BEST offers each month, and keep a current up-to-date list:
https://thepointsguy.com/
https://www.nerdwallet.com/
http://www.reddit.com/r/churning/
In addition to that, you have two Youtube channels I watch all the time:
Ask Sebby: https://www.youtube.com/channel/UC2cC48A261pBVKztLyzOAnA
The Credit Shifu: https://www.youtube.com/channel/UCEVXhsR6e3D522BHQj9MlLg
The American Express Gold Card 40k or 50k Point Offer:
https://monkeymiles.boardingarea.com/new-american-express-gold-card-50k-referral-offer/
The Chase Sapphire Preferred credit card:
https://bit.ly/2wco8pA
The Chase Ink Preferred Business (THIS ONE IS MY REFERRAL LINK):
https://www.referyourchasecard.com/21/ZVSGGIXM8U
If you don’t want to use my link, here’s the chase link directly:
https://bit.ly/2VD9BOe
The AMEX Hilton Honors:
https://www.doctorofcredit.com/american-express-hilton-ascend-125000-point-no-lifetime-language-offer/
So as you can see…these free rewards REALLY start adding up quick. Start small, get one credit card bonus at a time - slowly scale up as you get more comfortable with it, and pretty soon you’ll be traveling around the world, getting free hotels, and smashing that like button in every country!
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
The sign on the desk isn’t very classy.
There's definitely a certain level of privilege to be able to achieve this. Most people don't have the income or spare capital to even be approved for credit cards with these kinds of benefits. I find it frustrating when people who say why are you paying for flights don't quite realise that there's a privilege in the wealth needed to get these kind of free perks. Being poor is expensive.
I broke my monitor smashing the like button.
His name should be buddy. That’s my tux cats name lmao
Free bee, here kitty kitty….
Nice touch bringing in the kitten! Now I'm definitely listening 🤩
I genuinely believe this will be one of the massive recovery to ever cross the platform. The difference in content compared to what other agents push out really made this service exciting, unique, and fun all at the same time. Congrats man, Bro shoutout t
This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy Ive never payed attention to the Cognit
It’s clever the amount of bravery this took was INSANE. These people all had their lives in danger, but still decided to go through with the recovery for the sake of busting bad scammers. True respect Cognitive hacks on the internet If the FBI was half a
I absolutely LOVE this video and the breakdown that youve provided that not many of us has had the privilege of learning early on . Im currently with a low score because of misuse of credit cards . And as hard as try, I cannot seem to understand credit
Hey dude I just wanted you to know that everything you do is necessary and thank you so much for what you do. Its more than just a recovery service, youre helping people. Youre actually the push for me to get my degree in Information Technology so that
I got rid of my credit cards. It's feels great.
Beta Male Pride month Spokesman in chief!
WOOOO
thanks!
Kitty is cute. I have one the same, got him the same way too. Ours is called Sylvester after the cartoon cat. These tuxedo carts have a lot of personality.😊
Yes thank you 🙏
That sounds great… But I feel like most of these cards that offer the most rewards have the $100 or more annual fee. Is it worth it still? And im assuming closing the card would hurt ur credit too much if I constantly closed cards… Im just so amazed… I have a friend who flies first class all around the world with his wife… and it has something to do with these cards…
Thanks man! Just started doing this recently.
I smashed it sooooooo hard for you.
How long before the annual fee hits do you cancel? Also, do you get the perks still if you cancel since technically you didn’t have the card open for the entire year?
How can get cash from cc without cash advance. I can’t pay my rent or car payment with cc😪
You have to pay back credit cards
instead of closing accoun your bank or don’t have money to pay, kindly hit Ricchdawg for help Because for some, closing an account can hurt their credit for life
Um….Holy crap!! This blew my mind! Definitely earned a like with this!
Hey Graham, I probably watched this when it came out three years ago, but I recently had unexpected home repair that will cost thousands. I'm fortunate enough to have a savings, but also pretty excited to finallly have a reason to sign up for a travel credit card since I don't usually spend thousands of dollars a month hahaha. Great video!
Great video! I was just wondering if you could redeem points for Uber expenses?