How can you qualify for a house with a 2 year work history. In this video i talk about my experience and explain how you can do this without a work history. i have only used this type of loan once out of the other 4 houses that i have purchased. like always do your own DD and don't forget to take action! lets get this bread team!
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33 thoughts on “How to qualify for a house with no work history in 2019”
  1. Avataaar/Circle Created with python_avatars Ricky Bearden says:

    Well spoken !!!

  2. Avataaar/Circle Created with python_avatars Julian C says:

    Nice video! thinking I will pull in money from investors and get the loan in my name with my good credit

  3. Avataaar/Circle Created with python_avatars chris pham says:

    Hi Ricky, can I qualify for a no doc loan with a new job as a w-2 annually salary? thanks!

  4. Avataaar/Circle Created with python_avatars ARIEZ MUSIC says:

    Kinda cool that we have the same last name

  5. Avataaar/Circle Created with python_avatars Born Yesterday says:

    Your frantic way of speaking is exhausting; calm down, slow down and use less words. You have tired my brain, I can’t even finish the whole video.

  6. Avataaar/Circle Created with python_avatars mark reynolds says:

    lol thers been no pull bck

  7. Avataaar/Circle Created with python_avatars Elite Technology Services says:

    Anyone who has 30 or 40% to put down would not need your advice..I thought you had something useful for someone who don't a trust fund like you

  8. Avataaar/Circle Created with python_avatars xmistaxcashxcoll says:

    Thank you bro. I prefer doing a 20 percent! Not getting hit with a PMI! With a good 750 plus credit score.

  9. Avataaar/Circle Created with python_avatars Chvarmella says:

    ah thank you ! i have $346.8k in my bank account from working two years . ( my cousin pays rent) and i wanna finish working so i can buy a house and its kinda cheap around where i live 200k for 5rooms 3baths, 300k 6rooms 4baths.
    and ofc im letting my cousin move in with me because they were paying for rent . but i still wanna have some money left over because i obviously have to pay for bills groceries etc . and its expensive. including a car .

  10. Avataaar/Circle Created with python_avatars Conor Woods says:

    I turned it off the second I heard 40% down lol

  11. Avataaar/Circle Created with python_avatars hbic says:

    Thanks so much for this video !! Really helped me out, I thought it was a lost cause.

  12. Avataaar/Circle Created with python_avatars J R says:

    Thank you 💪

  13. Avataaar/Circle Created with python_avatars Josola says:

    Teach me how to be successful as you are .

  14. Avataaar/Circle Created with python_avatars Hi Def Jones says:

    you didn't have 2 years work history and you some how had damn near 90K -150K to put down on a house. GTFOH lol.

  15. Avataaar/Circle Created with python_avatars Hi Def Jones says:

    yeah and what's he's not saying is that mommy and daddy or grandpa give him the 40 percent. We all could do this if we had bank tellers for relatives bro.

  16. Avataaar/Circle Created with python_avatars Martin Ramirez Mi5 says:

    This sucks, I make an average of $50K a month in the stock market but can't get a home loan because I don't have a "job" I already own a home but I wanted to get into real estate investing and not tie up all of my money by paying cash for a property.

  17. Avataaar/Circle Created with python_avatars latoya sims says:

    what is 40% down?

  18. Avataaar/Circle Created with python_avatars latoya sims says:

    Are you in Atlanta?

  19. Avataaar/Circle Created with python_avatars Kristen Sambuca says:

    Is it possible for banks to give you a loan if your income comes from full time trading?

  20. Avataaar/Circle Created with python_avatars JTZ says:

    God bless you bro.. Thank God you went to church.. Christ must be very proud of you..

  21. Avataaar/Circle Created with python_avatars Jeffrey McIntosh says:

    Thank you, this was very clear and helpful Ricky! Part of LLP and now getting ready to get into real-estate.

  22. Avataaar/Circle Created with python_avatars Jose Trigueros says:

    Thank u Ricky I Can Always learn from your Videos Be Blessed .

  23. Avataaar/Circle Created with python_avatars Justin Pesce says:

    WOW. Very Helpful Thank You!

  24. Avataaar/Circle Created with python_avatars Truth Revealed says:

    Great video and well descriptive. I'm 21 years old and have no work history and was looking for a no doc loan. Cant wait to actually put this into effect. Thank you

  25. Avataaar/Circle Created with python_avatars T M says:

    Let me take you on a date, Ricky.

  26. Avataaar/Circle Created with python_avatars Khalid Al Okaily says:

    Remember that Warren Buffett was a millionaire when he was 30. But you’re a millionaire who is 23 years old, you could be something big.

  27. Avataaar/Circle Created with python_avatars john doe says:

    I think I like you even more (like a bro). haha. Your faith is not shaken by your money. awesomeness!

  28. Avataaar/Circle Created with python_avatars Francis Beaulieu says:

    Hey ricky, just started watching your channel.

    I appreciate greatly you sharing your experience, however I was wondering if it would be possible to be more calm and speak less fast when you do your videos.. for the moment I put your videos in 0.75 speed to help me concentrate :p

  29. Avataaar/Circle Created with python_avatars Caleb Alonso says:

    I’ve been a licensed agent in GA for 3 years, as a millennial, I love working with young first-time buyers.

    As Ricky stated, a lot of people aren’t aware that as agents, our commission is paid by the seller, therefore our service, in most cases, is 100% free to our clients.

    As an agent, our duty is to represent our buyers and perform all contractual tasks in order to get our buyers to the closing table as stress-free as possible, we handle the negotiation, contracts, paperwork, and everything related to the transaction.

    Ricky, thanks for shedding a light on this subject! If anyone has specific questions, I’m here to help as well 👍🏼

  30. Avataaar/Circle Created with python_avatars Hola! Mr S says:

    If you think theres going to be a reduction in the market and a pull back, how come you are still buying? Is it because your making your money on rental and are planning on holding on to the properties for the long term?

  31. Avataaar/Circle Created with python_avatars David Park says:

    Ricky what are you studying at asu?

  32. Avataaar/Circle Created with python_avatars Endang Rahayu says:

    your 5th house is big and looks in new community.may I know this location Ricky thanks

  33. Avataaar/Circle Created with python_avatars Brutal1ty says:

    Your videos are getting more and more advanced ricky, good job!

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