This is millions of dollars and i'm going to be revealing how i'm investing it in 2022 in order to make some sweet profit. Well, actually, it's just a bank card, but you get the idea hi guys it's mark. So let's make investing and business interesting so that you can grow your wealth. I believe 2022 is going to be an extremely exciting year for investors.

So today i thought it'd be a good idea to run through exactly how i'm planning to take advantage of these new opportunities so that you can too, by watching this video until the end, you'll know how i'm splitting my money across four key investments. Why? I think this is the perfect allocation and what i believe the next big money-making opportunities are remember, i'm not a financial advisor. I'm just sharing my own thoughts as a successful businessman with over 30 years of experience. Hopefully, this video will help.

You form your investment strategy, but please do your own research before making any financial decisions, because i'm only human - and i do make the occasional mistake, but you said the last and only mistake you made was when i was born. I never said that what nonsense? I might have thought it, though. Let's kick this off with my relatively high interest savings account. Well, they say hi interest.

I don't know how to get away with calling it that when it's only 0.5, i know some of you might be thinking. Mark you always say: investing is better than cash. Why have you even got a savings account? Well, yes, that is true to a certain extent, but in 2022 i believe there will be huge opportunities awarded to the people still holding some cash. The first opportunity is stock market corrections during 2020 and 2021.

Some of my favorite stocks, like affirm, tesla and m-phase energy, experienced some amazing growth. However, the prices became extremely overvalued partially due to the fed printing lots of extra money. Having some cash ready to deploy will mean that when the market drops i'll be able to pick up some nice bargains, i mean when the stock market drops it's like having a garage sale where you can pick up some real hidden gems. Secondly, the metaverse, i'm so interested in this that i've even made a video about my favorite metaverse stocks.

I just think the idea that we will eventually interact in a virtual world is pretty inevitable. I do, however, understand that we are in the early development stages and therefore the technology just isn't fully capable. Yet by holding back some cash, it means when new metaphase technologies come out i'll, be able to invest in those areas rapidly. Thirdly, i plan on investing more into this youtube channel.

I've got a few trips in mind that should allow us to create some really cool videos, including a visit to las vegas to collab, with graeme steffen, i'm also working on expanding my studio very soon. If you have a business or side project, then 2022 could be a great opportunity to start really pushing it forward, as the world opens up also during uncertain times. It can be quite nice to just have a little bit of cash lying around just in case, because these days it just feels, like you, never know, what's going to happen next, in 2021, i actually kept around 20 percent of my portfolio in a high interest. Savings account i have to admit this is a little bit on the high side in my opinion, but i had a few reasons for this.

I'm currently building out the north wing of my house, which has cost six hundred thousand dollars so far and if there's one thing i've learned over the years about real estate, it always costs more than you budget and it always takes longer than you expect. I've had all sorts of issues from wrong doors being fitted to the roof being designed incorrectly. Luckily i caught that error pretty early on with that said, moving into 2022 i'm decreasing my cash from 20 to just 10 honestly, we still have a long way to go with the build, but a lot of the expenses are out of the way. So it feels like it's coming to a close.

This means i don't feel the need to have as much cash on hand and therefore i can start investing more into other exciting areas. Have you ever heard the saying it only takes a price of a coffee a day to become a millionaire? Well, that's down to index funds and etfs. I've made a lot of money from simple long-term index fund investing and as an added benefit, it's extremely low maintenance. The concept is really simple: it's a basket of stocks all packed into one investment.

It's the ultimate and simplest way to spread your money. There are tons of different index funds and etfs. The most popular buzzword is, of course, the s p 500, which is 505 of the top publicly traded companies in america all packaged up into one easy investment yeah. You heard me right 505, it's so good, it's bursting at the seams, even though this is the biggest index fund in my portfolio by percentage.

I do also invest into a total stock market fund. The best i've found in the usa is vt sacs and in the uk, is the vwrl etf. Additionally, i think it's important to have some money invested in an emerging markets index fund. The best i've found in the usa is the v e.

I e x, etf and in the uk, the vfem etf, but also there are lots of other emerging market funds available. So it's worth having a bit of a look around. If all of those intex funds made you sort of glaze over, then here is an awesome fact that should wake you up. The average return of the s p 500 is 10, which means, if you invest five dollars.

Instead of buying a coffee every single day from the age of 18 to 67, you'll retire comfortably with over 1 million dollars and if you don't want to wait until you're 67, just invest more money, that's what i've done for years and it's worked really well. For me, in 2021 i held 60 percent of my portfolio within index funds and, as they have never failed me, i see no reason to change this in 2022.. These percentages aren't taking into account real estate as i want this video to focus on a portfolio that can be easily started with as little as a hundred dollars. As i think most people would have that.

On that note, if you do only have a hundred dollars right now, then i think the best thing you can do is open up a brokerage account and start learning to trade. The next thing we're going to be talking about individual stocks. Now here's where it gets exciting. This is such a good investment.

If you only have a small amount of money, because it gives you a taste for investing that index funds could never do. I know when i first started off. I had a lot of fun picking individual stocks after reading companies, financial statements, it might not have seemed like fun to you, but that was the sort of kid i was honestly without actually investing my own money. I doubt i'd have been interested in learning how to read all those financials.

So my point here is when you have a smaller amount of money. Individual stocks are more enjoyable also if it doesn't go your way at least you don't lose thousands. The other great thing about individual stocks is, you can have major exposure to your favorite companies. That's the one downside of index fund investing when one of your favorite companies is doing.

Amazingly, you might not be able to experience those gains as much as you'd like, but, of course, on the flip side, this can also protect you if your favorite stock tanks 2021 was an absolutely amazing year for the stock market, most likely due to all the money Being pumped into the economy, i think 2022 also looks very promising, as i see huge potential for individual stocks, especially with all the metaverse and tech advancements that are happening at the moment, in particular, i'm most optimistic for tesla, coinbase, corsair, matterport and m-phase energy. But i do think it's important that we remember that 2021 was a crazy year for the stock market. I mean on average the s p 500 gains 10 per year, but in 2021 it gained nearly 30, which is absolutely insane. In 2021, i allocated 15 of my portfolio to individual stocks, but after making a staggering profit on tesla i'll be increasing my allocation to 17.5 in 2022..

I know it's only a 2.5 increase, but when i break that percentage down into actual money, it does work out. A quite a big difference: this increase is mostly due to my tech and metaverse excitement. By the way, public.com are currently giving away a free stock worth all the way up to a thousand dollars when you fund your account with as little as one dollar. So if you want to pick that up i'll leave a link in the description below, but the main reason, i'm only increasing 2.5 is because of my next investment crypto.

It's done incredibly well over 2021, with bitcoin quickly becoming the best performing asset of the last decade, which means i can't dodge this one, dad the jokes keep getting worse, give it some break. Please leave it out. Let me know in the comments: if you want more of this stuff, it's comedy gold when bitcoin first rolled out in 2009, like many people, i just thought it was a bit of a scam. This was probably because i was so used to investing in tangible assets.

Like real estate and stocks with real companies backing them up, i eventually started dipping my toes in the water at the start of 2019 and over the last few years, i've been buying more and more blue chip, crypto like bitcoin and ethereum, as well as investing into Some smaller altcoins there's no denying that you can make huge returns from altcoins. However, personally, i only invest in these coins for fun and as an experiment for youtube, but the reality is, as the upside potential is so big, you don't need to invest lots of money to get some crazy returns. A perfect example of this is my sand. Investment which has grown over two thousand dollars in about a month, which is absolutely nuts honestly, the growth crypto has been experiencing, has been explosive, but i'm even more interested in web 3..

Web 3.0 is simply put the third version of the internet, which is meant to be an improvement over the current system. Web 2.0 was born when the internet transitioned into more of a social tool, think myspace and facebook. The internet went from being a tool to look up information to a place to connect with your friends and family. When i first heard of facebook, i thought it was somewhere.

The girls went to learn about doing their makeup. The only issue with web 2.0 is that is highly controlled by a small group of tech giants, including apple meta, amazon, microsoft and google. We gave away the control of our data to these huge companies because they offered us a way to connect. However, web 3.0 is about giving the power back to the people.

This third version of the internet will be decentralized, meaning people retain the control over their own data. I'm a big fan of this idea, as it would allow more transparency over how our data is used without giving up the huge benefits of web 2.0. Like the social tools, just think, most of the billionaires today had their rise because of web 2.0, such as mark zuckerberg and jeff bezos. Whenever there is a big shift in technology, billionaires are formed and it looks like web 3.0 is the next big thing in 2021? I allocated five percent of my portfolio to crypto and i thought that was a pretty risky move.

However, due to my excitement about the future of blockchain technology in 2022, i'm going to be increasing this to 12.5 talking about crypto. If you want to pick up 10 worth of free bitcoin from coinbase, when you open up an account, then i'll leave a link in the description below i'm definitely more bullish as i'm starting to better understand the space and i've loved making videos about it. Of course, i'm making this transition slowly and dollar cost averaging in order to buy at the best prices the best time to invest was 10 years ago. The next best time is today we are set to experience the biggest wealth transfer in history and if you have a solid investment plan, then you're set to make the most from it.

I truly hope sharing my thoughts has really helped drill home the potential of investing and identify where i think the biggest gains will be seen in 2022.. I'm going to leave the next video right up there, but don't click on it just yet make sure to subscribe. If you want to grow your wealth, okay, i'll see you over there.