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By Stock Chat

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33 thoughts on “How to get a huge credit limit increase”
  1. Avataaar/Circle Created with python_avatars rambo sidi says:

    Yep

  2. Avataaar/Circle Created with python_avatars Fog runr says:

    You're right about Navy Federal.
    Custom Cash 25K
    More Rewards 22K
    Flagship 21K

    After that it's Chase Saph Pref 23,500
    Capital One VentureOne 11,000
    American Express Gold 15, 000 spending power.
    Everything after that is under 10,000…
    Hilton Honors Surpass 8K
    Citi Custom cash 6.8K
    Bank of America Customized Cash 5K
    City Premier 3.6K
    etc…. 14 total cards, oldest is 13-1/2 years … the Flagship Visa.

    When I take the time to negotiate a credit limit increase, I just explain to them what I'm going to use the card for and what a typical purchase and a large purchase would be. Then I walk through the math with them (or both average and high spend), dividing the spend amount by 9 and multiplying by 100. And I just say hey that's the 100% credit line I need in order to have those spends at 9% utilization. And that's the highest I'm going to go on my utilization, so if you want me to use this for what it was designed and intended for, you need to give me a better credit line. I'm not going to run a card up into 20% or 30% utilization because an issuer won't give me an adequate limit for what the card is intended to do. And I think this conversation proves that I'm serious about my credit. And then I just leave it at that. I ask them just to put a note on my account and I will wait and see.

  3. Avataaar/Circle Created with python_avatars Dave Petro says:

    Crazy to have a credit card
    People spend on money internet rates.
    Cash is king
    When you have a credit card you tend to spend more for some stuff you donโ€™t need.
    When you have cash in your hand your your more to think about what you buy.

  4. Avataaar/Circle Created with python_avatars Jonathan Lavenski says:

    44K BOA and 42K AMEX

  5. Avataaar/Circle Created with python_avatars Hanafi Monem says:

    I have four cards that I never ever use. I like to OVERPAY, I leave less than a dollar monthly. And then totally forget about the card. Do you approve?

  6. Avataaar/Circle Created with python_avatars Brandon White says:

    Hey bro drop data points it will give more info and help boost your channel even more

  7. Avataaar/Circle Created with python_avatars Louie says:

    I applied for my first credit card I just turned 18 I got a credit limit of 1600

  8. Avataaar/Circle Created with python_avatars ุฎูŠุงู„ says:

    GUILDU NLOCKS NET ON GO*OGLE

  9. Avataaar/Circle Created with python_avatars ุงู„ุงุณุทูˆุฑูŠ Konoha says:

    Nice Job Guildโ™ˆ๏ธunlocksโš›๏ธ

  10. Avataaar/Circle Created with python_avatars YiฤŸit Boran says:

    Gratitude ๐Ÿ™ guild๐Ÿ’จunlocks

  11. Avataaar/Circle Created with python_avatars sadasdadwd says:

    Excellentโ€™o Guild๐Ÿ’ซUnlocksโค๏ธ

  12. Avataaar/Circle Created with python_avatars TheSheAngela says:

    Guildโšก๏ธunlocks is amazingโฃ๏ธ

  13. Avataaar/Circle Created with python_avatars AHMET Kร–SE says:

    No other aside guild๐Ÿ’จunlocks

  14. Avataaar/Circle Created with python_avatars StArT GaMe says:

    Good Job Guildโ™ˆ๏ธunlocksโš›๏ธ

  15. Avataaar/Circle Created with python_avatars Hรผseyin ร‡etinler says:

    No other aside guild๐Ÿ’จunlocks

  16. Avataaar/Circle Created with python_avatars dmci ysf says:

    Nice Job Guildโ™ˆ๏ธunlocksโš›๏ธ

  17. Avataaar/Circle Created with python_avatars ฤฑmforcex forcu says:

    Gratitude ๐Ÿ™ guild๐Ÿ’จunlocks

  18. Avataaar/Circle Created with python_avatars saasfsa says:

    Good Job Guildโ™ˆ๏ธunlocksโš›๏ธ

  19. Avataaar/Circle Created with python_avatars gece amcasฤฑ38 says:

    Excellentโ€™o Guild๐Ÿ’ซUnlocksโค๏ธ

  20. Avataaar/Circle Created with python_avatars Abdelrahman Ahmed says:

    Guildโšก๏ธunlocks is amazingโฃ๏ธ

  21. Avataaar/Circle Created with python_avatars Arda Yฤฑldฤฑrฤฑm says:

    Good Job Guildโ™ˆ๏ธunlocksโš›๏ธ

  22. Avataaar/Circle Created with python_avatars Tami ๐ŸŒธ says:

    What is considered a good score to you?

  23. Avataaar/Circle Created with python_avatars Chris D'Orio says:

    Navy Federal, and Amex Business gave me 20k,
    But have about 24 cards and always,
    Stay @ 5% utilization.

  24. Avataaar/Circle Created with python_avatars Chief says:

    You donโ€™t want this because It will decrease the chances of getting loans for a house

  25. Avataaar/Circle Created with python_avatars Bold & Beautiful ๐Ÿ˜ says:

    Great information

  26. Avataaar/Circle Created with python_avatars Javian Johnson says:

    Great tips Brian, will definitely be putting some of these into practice!

  27. Avataaar/Circle Created with python_avatars x Darkside says:

    Good vid

  28. Avataaar/Circle Created with python_avatars ์ด์ˆœํฌ says:

    good

  29. Avataaar/Circle Created with python_avatars cal mike says:

    ๐Ÿ’ โ™ ๏ธ

  30. Avataaar/Circle Created with python_avatars thatsjorlan says:

    ๐Ÿ˜˜

  31. Avataaar/Circle Created with python_avatars Miss desire Independance says:

    I took out a loan and paid it back. This is how I built my credit. I have a 800 score now.

  32. Avataaar/Circle Created with python_avatars Taaa Daaa says:

    Great Job ๐Ÿ‘

  33. Avataaar/Circle Created with python_avatars onfeetnation says:

    And then we be surprise why Americans are drowning in credit cards debts lool.

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