Lets discuss how you can build wealth as a teenager and in your early 20’s, and how you can use that to one day achieve financial independence - enjoy! Add me on Instagram: GPStephan
LIMITED TIME: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1850): https://act.webull.com/k/Vowbik9Tm5he/main
The YouTube Creator Academy:
Learn EXACTLY how to grow an audience, rank videos on the front page of searches, build your brand, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
My second channel:
http://www.youtube.com/c/thegrahamstephanshow
FIRST: Read the book Think And Grow Rich + How To Win Friends And Influence People:
https://theedge.solutions/wp-content/uploads/2018/09/Think-and-Grow-Rich-by-Napoleon-Hill.pdf
The entire premise of this is simple: With the book Think And Grow Rich, it gives you the mental blueprint to achieving ANYTHING you want…and it breaks down EVERYTHING successful people do that makes them successful in the first place, and what they all have in common with one another. Not only that, shows you, step by step, how you can manifest anything around you - through your thoughts, which then leads to action, which then leads to results.
Same applies to the book “How to win friends and influence people,” except this focuses on how you can improve the interpersonal relationships you’ll have in life, and business - and how to get people on your side. Because here’s the reality: if you want to make a LOT of money and build your wealth, in some way or another, you’re going to have to communicate or interact with people.
SECOND: Figure out how to make money
Take some time to learn about different industries, figure out what you want to do, and how you intend to make money. Then, start studying how to do that WITHOUT SPENDING A SINGLE DIME - this part of your journey should be ABSOLUTELY FREE.
THIRD: Get experience doing it
Don’t wait, just start. There is NO BETTER learning experience than literally just going for it - because I’ll tell you, there will NEVER be a point where you’ll feel completely “ready” to do it. Most of the time, you’ll be in your head worrying about whether or not you know enough, or you’ll be doubting if you’re making the right choices or not, or if you should spend your time doing something else…that never goes away.
FOURTH: Learn from someone else
From my experience, usually the BEST education you can get - comes from just working for free, and observing what other people are doing.
FIFTH: Try as many things as possible
I really think that the MORE options you give yourself early on, the BETTER the outcome will be…you’ll be exposed to so much more, you’ll get a wide variety of experiences, and from that - you’ll be better able to chose an option that really works best with you.
SIXTH: Take risk
You could totally afford to lose absolutely everything - and chances are, that’s not that much to begin with, so you’ll be totally fine. Plus, you’ll have your entire life ahead of you to come back from it even stronger.
SEVENTH: Set good financial habits
-ALWAYS save a certain percentage of your income, no matter what.
-ALWAYS live below your means
-Sstart tracking your income and expenses
-stay out of consumer debt, like credit card debt - or any type of debt that costs too much and doesn’t make money
-invest your money consistently, which I’ll mention shortly
Second: Open up a secured credit card and build up your credit score
Watch Here: https://youtu.be/ukaWAjgkH9M
Third: Open up a Roth IRA.
This is a retirement account where you can contribute and invest after-tax money, and then all of the profit within that account is COMPLETELY tax free after the age of 59.5. This means that, as a teenager, you can get DECADES of compound interest - completely tax free - and basically be rich as fuck by the time you’re ready to retire.
Fourth, when you invest your money - INVEST LONG TERM.
This means your investment will have more time to recover in the event prices go down, it means you’re less likely to emotionally buy or sell investments with the expectation of profiting and making quick money, and it means you’re likely be more rational with what you do.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
LIMITED TIME: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1850): https://act.webull.com/k/Vowbik9Tm5he/main
The YouTube Creator Academy:
Learn EXACTLY how to grow an audience, rank videos on the front page of searches, build your brand, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
My second channel:
http://www.youtube.com/c/thegrahamstephanshow
FIRST: Read the book Think And Grow Rich + How To Win Friends And Influence People:
https://theedge.solutions/wp-content/uploads/2018/09/Think-and-Grow-Rich-by-Napoleon-Hill.pdf
The entire premise of this is simple: With the book Think And Grow Rich, it gives you the mental blueprint to achieving ANYTHING you want…and it breaks down EVERYTHING successful people do that makes them successful in the first place, and what they all have in common with one another. Not only that, shows you, step by step, how you can manifest anything around you - through your thoughts, which then leads to action, which then leads to results.
Same applies to the book “How to win friends and influence people,” except this focuses on how you can improve the interpersonal relationships you’ll have in life, and business - and how to get people on your side. Because here’s the reality: if you want to make a LOT of money and build your wealth, in some way or another, you’re going to have to communicate or interact with people.
SECOND: Figure out how to make money
Take some time to learn about different industries, figure out what you want to do, and how you intend to make money. Then, start studying how to do that WITHOUT SPENDING A SINGLE DIME - this part of your journey should be ABSOLUTELY FREE.
THIRD: Get experience doing it
Don’t wait, just start. There is NO BETTER learning experience than literally just going for it - because I’ll tell you, there will NEVER be a point where you’ll feel completely “ready” to do it. Most of the time, you’ll be in your head worrying about whether or not you know enough, or you’ll be doubting if you’re making the right choices or not, or if you should spend your time doing something else…that never goes away.
FOURTH: Learn from someone else
From my experience, usually the BEST education you can get - comes from just working for free, and observing what other people are doing.
FIFTH: Try as many things as possible
I really think that the MORE options you give yourself early on, the BETTER the outcome will be…you’ll be exposed to so much more, you’ll get a wide variety of experiences, and from that - you’ll be better able to chose an option that really works best with you.
SIXTH: Take risk
You could totally afford to lose absolutely everything - and chances are, that’s not that much to begin with, so you’ll be totally fine. Plus, you’ll have your entire life ahead of you to come back from it even stronger.
SEVENTH: Set good financial habits
-ALWAYS save a certain percentage of your income, no matter what.
-ALWAYS live below your means
-Sstart tracking your income and expenses
-stay out of consumer debt, like credit card debt - or any type of debt that costs too much and doesn’t make money
-invest your money consistently, which I’ll mention shortly
Second: Open up a secured credit card and build up your credit score
Watch Here: https://youtu.be/ukaWAjgkH9M
Third: Open up a Roth IRA.
This is a retirement account where you can contribute and invest after-tax money, and then all of the profit within that account is COMPLETELY tax free after the age of 59.5. This means that, as a teenager, you can get DECADES of compound interest - completely tax free - and basically be rich as fuck by the time you’re ready to retire.
Fourth, when you invest your money - INVEST LONG TERM.
This means your investment will have more time to recover in the event prices go down, it means you’re less likely to emotionally buy or sell investments with the expectation of profiting and making quick money, and it means you’re likely be more rational with what you do.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
I spent 10$ on the book before he said anything about getting it for free
This is excellent content, through and through. A similar book I devoured was equally inspiring. "Mastering Money Mindfulness" by Benjamin Hawk
Dont forget to read rich dad poor dad by Robert Kiyosaki. My high school's library has copies so im sure others probably do too.
I used to sell chocolates and tattoos in school but then my teacher got it banned.
Thanks a bunch, Graham! I have the wish to become wealthy. I want to prove extremely educated people who looked down on me that I can achieve wealth without college.
I am 16 watching this
We have been on a recession since the beginning of 2022, but big media and governments all over the world didn’t want to admit it. We need to be wise and use our brains. Knowledge is power and I’d like all the family to be powerful! Just purchased some VRI TOKEN Thanks for keeping us informed during this times of doubt?
I wanna let you know that VRI TOKEN made it this year. What better way to start a global change? Don't get me wrong I know they are not like altruists or something but they keep doing the right thing to improve the situation, power the ecomonmy and so much more. We need players like them and we can always jump in the train at good spots such as this one
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions in bitcoin trading, people shy away from hard times, I embrace them.. well at least VRI TOKEN does lol
Interesting talk about VRI TOKEN I suggest anyone to listen to the guy talking about it in the video. Personally I didn't think they would really do that but seems like the launch just happened and there are enough slots available, could be worth huh
I still think VRI TOKEN has a great future because it's owned by VRI . Also I don't hear anyone about DFI? Taking the biggest blow right now. From 5000 euros to 330…. will this still work out in the future? And since BTC will fall even further I think we haven't seen the bottom yet!
Can't deny the fact that VRI TOKEN has the strongest bet to bring lights back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it's done for good but the pressure is too high and I think they will keep proper liquidity rather than these others. Don't see them going bankrupt any time soon.
Anyone else feeling messed up with all the bad happening? Glad that VRI TOKEN is giving power to the people which is not what I personally expected but it's there and everyone can get a good share of that. Don't just take my words on this, best is if you have a grasp yourself what they wanna do and what the vision is like. Probably something which will change the next generations and decide if it makes sense to run digital currencies or not
It is important for beginners in trading and investing to understand that success in these fields requires more than just technical analysis. Emotional maturity and self-discipline are equally important, as they enable traders to make rational decisions even during periods of market volatility. This means that consistently investing over a long period of time is generally more effective than trying to time the market by buying and selling based on short-term market fluctuations. Learning is crucial for success in trading and investing. Keeping up with current trends and strategies can help traders stay ahead of the curve and make informed decisions. I'm glad to hear that VRI TOKEN insights and strategies have been helpful to most of us. Remember, success in trading and investing takes time and effort, but with dedication and discipline, it is achievable..
The fact is that BTC symbolizes the future of cryptocurrency, and traders are wondering if now is the best moment to trade, I feel you should examine the situation more closely before jumping to any conclusion. BTC's price has been fluctuating over the previous days, signaling that the market has become unstable and that is it impossible to anticipate whether it will go bearish or bullish. Others are patient, while others continue to trade with no risk. It all depends on the pattern you're trading and the source of your signal, i earned 27BTC starting with 3.6 BTC in just a few weeks implementing VRI TOKEN daily trades. I managed to collect more than tips and tricks.
For the most time of this year if you would invest into anything it is not doing very well I mean that's pretty obvious. But the launch of VRI TOKEN plays a different game and it is less affected by such moves as the utility is simply too strong. Just my bet
I started to look into NFTs to build more my knowledge. Your video was simple and very enjoyable to watch so thank you for publishing this content. I personally think this revolutionary way of buying /selling art or actually anything that can be classified as a virtual asset will need to be watched very closely. The sector is still widely unregulated and those activities can conceal massive risks of money laundering and financial crime at many levels. There was no case of money laundering or any suspicious activities when I made the decision to join VRI TOKEN
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but VRI TOKEN info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with VRI TOKEN . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.
I think you literally just saved my life Leo, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met VRI TOKEN the real issue i have about debt was solve in some weeks am sure before Feb of my birthday i will be home owner.
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. VRI TOKEN made it stay at that range and getting it up
I am a longtime user of your investment software program. It is a very useful bit of software, and saves me tons of time at tax time each year. Thanks for the great support over the years, keep this good thing going, VRI TOKEN is amazing hands down the best.
I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well…lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with VRI TOKEN , Love the knowledge keep it up
Interesting consideration, have to consider digital land probably won't function like physical land obviously but I see application. The issue right now is no one can foresee where this space is heading. Metaverse is an obvious choice in purchasing land as it's backed by FB but when I bought my VR headset a lot of people didn't want to have any association with FB like having to create an account to access their VR profile. I think if fears of future pandemics persist people will be more willing to stay home and interact on VR for shopping and social events, not to mention viewing events in other countries without the costs of flying, etc. There's a lot of potential and opportunity to integrate with cryptocurrency when you deal with the right source like VRI TOKEN but there's probably a long way until a platform exists for it.
Yeah you making 1k invest into something that gives an average 2.9% yield, that would take nearly 30 years to cover that initial 1k, Assuming your investment would grow, how long does it take to actually turn that initial loss around? Of course you can continually increase your investment but then you have more money you need to earn back. Do you simply have that dividend put back into the investment to compound the growth? That's why VRI TOKEN is the best
Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they don't have… The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I’m 26 with over 800 credit score, time was put into that to build it up by VRI TOKEN