Credit tip number three: if you're looking to build credit, if you have no credit at all and every time you apply for credit card, you get declined because you have no credit kind of sucks right. So what i did personally was: i use a secured credit card. Secure credit card is very simple: you go to any bank, you want to my favorite secure credit card right now is u.s bank and discover. Typically, they ask for a minimum amount about three hundred dollars.

You give them three hundred dollars of your money. They will take that three hundred dollars, they'll put it in a savings account they earned a little bit of interest and whatever you give them. That is your credit limit. So if you give them 300, your credit limits 300 and over time, it will get your credit built because they report to their credit, bureaus just like any other credit card.

And then, after about a year year and a half or two they'll, give you that money back, that you gave them with a little bit more money because you got a little interest and then you will keep the credit card open. The easiest way to build credit is as small as 300. It is an investment for your future. It's the easiest thing to do make sure you follow me with some more tips.