In this video I give you a housing market crash update as 90% LTV Mortgages are back. A Stamp Duty mortgage holiday has also just been announced which is a little complex. In this video I break down this stamp duty holiday and discuss how these low deposit mortgages may have ended the housing market crash.
The re-introduction of low deposit mortgages and a stamp duty holiday has caused a surge in demand for housing, although, the impact on UK house prices has yet to be seen.
Buy bitcoin using Coinbase here - https://coinbase.com/join/smallb_1u?src=ios-link
Social media
Instagram - ThomasJamesYT - https://instagram.com/thomasjamesyt
TikTok - ThomasJamesYT - https://tiktok.com/ @thomasjamesyt
Subscribe for more related content - https://youtube.com/c/ThomasJamesPropertyInvesting
The information in these videos shall not be construed as tax, legal, insurance, construction, engineering, health and safety, electrical or financial advice. IF stocks or companies are mentioned, Thomas MAY have an ownership interest in them -- DO NOT make buying or selling decisions based on Thomas' videos. If you need such advice, please contact a qualified accountant, solicitor, insurance agent, contractor/electrician/engineer/etc. or financial advisor.
This is not an advertisement of property for sale and shall not be construed as anything other than an opinion for entertainment purposes only.
Inspired by Graham Stephan, Meet Kevin, Shaf Rasul, Andrei Jikh, Nate O'Brien, The Credit Shifu and more
#HousingMarket #MarketCrash #HousingCrashOver

By Stock Chat

where the coffee is hot and so is the chat

20 thoughts on “Housing market crash update – mortgages are back!”
  1. Avataaar/Circle Created with python_avatars Profitpipz says:

    @Homelight_agent on IG help me get a nice and affordable apartment thanks

  2. Avataaar/Circle Created with python_avatars Ben Gray says:

    Could you do your next presentation with a pair of pom-poms in your hands please. Thankyou 😀

  3. Avataaar/Circle Created with python_avatars Roadrunner and Friends says:

    I feel a huge concern is, unemployment. It may have hit blue collar workers the most, right now. But more is on the way, white collar for example Wells Fargo to lay off 10k plus. The airline industry is going to do massive furlough/layoffs etc.. Companies are closing or filing BK. This is going to have a major impact on every level of the economy. I'm hoping for the best, but things could go south, far south!!! 👇👇👇

  4. Avataaar/Circle Created with python_avatars gtallantire says:

    Scam Artist beware

  5. Avataaar/Circle Created with python_avatars Virgin Mary says:

    Repent

  6. Avataaar/Circle Created with python_avatars Steve Anderson says:

    Hopefully – LOL!

  7. Avataaar/Circle Created with python_avatars Nick 2017 says:

    Great vid mate

  8. Avataaar/Circle Created with python_avatars S A says:

    Another great video tom!

  9. Avataaar/Circle Created with python_avatars Cal Caliente says:

    You guys are smoking crack. We are in a GLOBAL FINANCIAL CRISIS. And a GLOBAL DEPRESSION. If you really think this is going to go on with no problem I have a bridge to sell you. Check back in a year when these people default on their loans and the government stops giving handouts

  10. Avataaar/Circle Created with python_avatars Dusan Vukicevic says:

    reason we are not seeing crash is cause hedge funds are buying properties at least here in USA. So when people say that demand is not going down its hiding the fact that its not homeowners that are buying but investors. Plan is to have everyone rent.

  11. Avataaar/Circle Created with python_avatars Matt Rooney says:

    No sign of property slowing down here in the north of ireland. Viewed 8 properties around the 300k mark and 6 have sold within first week

  12. Avataaar/Circle Created with python_avatars Kasper Santos says:

    Hi Thomas, I'm first time home buyer, should I wait for a potential house decrease over next few months? I am negotiating a property at the moment but i feel like i could get it for cheaper if all goes tits up

  13. Avataaar/Circle Created with python_avatars Steve P says:

    Not true. The ONA have not released the average price index since May. The Land registry have stopped filling in the house sales data. why? There are plenty of sales not far off 2010 levels. The bank.of.England has not changed its advice on a 33%. drop. Property investers and estate agents are acting 100% in favour of their sellers. They make a living out of selling not buying. They care not a damn about the buyer as long as they hand over their dosh.

  14. Avataaar/Circle Created with python_avatars ash davis says:

    Great video didn’t know lots of this stuff… deffo no crash if we get a vaccine I’m sure

  15. Avataaar/Circle Created with python_avatars Luke Mccabe says:

    95 LTV is back?

  16. Avataaar/Circle Created with python_avatars Paul says:

    Another great video mate! Honestly I have clue if the properly market will crash, but if lenders are willing to reinstate their higher risk loans then I think you assume a property market crash is unlikely, as the loan companies wouldn't want to expose themselves to more risk if there was a crash on the horizon.

  17. Avataaar/Circle Created with python_avatars Tool Addict says:

    You make some interesting points I think there’s no guarantee that 10% mortgages will stay in the market for the long term and I would imagine they will be more difficult to get also I would’ve thought it will be lightly the banks will down value To take account of current circumstances I think there will be a lot of friction which wasn’t there before as well as job uncertainty will reduce the amount of people who will qualify but interesting video nonetheless👍

  18. Avataaar/Circle Created with python_avatars Cherelle :D says:

    Thanks for the video 😊
    Stamp duty holiday is really going to help me out over the next couple of months!

  19. Avataaar/Circle Created with python_avatars PREDATOR says:

    Great update! been looking forward to this one

  20. Avataaar/Circle Created with python_avatars Thomas James - Investing says:

    Do you think the housing market is still going to crash?!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.