Hi guys it's mark, so i was talking the other day with my son about our investments. This conversation quickly turned into a huge debate about our attitudes towards money and it really highlighted the differences between the generation of boomers. Like me and his generation, gen z, some of my friends, don't even see the point in having these normal investments anymore when there are new assets that can give them 10x of profit in half the time. To be honest, dad, i think gen z are gon na break traditional investing now.

This does pose an interesting question. Will this shift towards new trendy investments continue, or is it just a craze that will slowly die down and be destroyed by regulation? So, let's dive into this new wave of investing that consists of meme stocks, alt coins, crypto passive income, nfts and straight out, gambling. I'm also going to be sharing my opinions as an experienced investor and how i plan to adapt my investment strategy in response to all of this. One way you can invest and get a higher return is by hitting that like button for the ltube uguru.

By doing this you'll, let youtube know to suggest this video to more people that need to see it. So let's kick this off with meme stocks, which is a one out of five on the risco when compared to the others on this list, don't get me wrong. They're all pretty risky. This investing strategy is not for the weak-hearted, as it has the ability to make you a millionaire overnight, but could just as easily lose you everything it's the fine art of throwing all your money into one stock, that's currently being spread by social media, with the hope That it will rock it in value and go all the way to the moon fueled by nothing but momentum.

But it's also a lot more than that. It's the chance for the everyday investor to band together and take on the rich hedge funds like never before and win big. Investing in these types of stocks is a lot less intimidating and much easier to do, because it doesn't involve fundamental analysis which is looking at the company's balance sheets, cash flow statements and all of the boring stuff, as you may remember, all eyes were on gamestop at The beginning of 2021, everyone was talking about it even boomers like me, and i never even went into the store when i was younger. The only thing i had was a cup and a ball on a piece of string to keep me entertained.

The result of all of this attention was that hedge funds lost nearly 13 billion dollars and retail investors like the broke college dropout mike mccaskill, made a cool 25 million dollars. This sort of situation happens when a stock is heavily shorted, usually by hedge funds. This is kind of like if this apple was selling for five dollars bit expensive. I know but bear with me.

Let's say you thought the apple market was going to crash, so you asked to borrow my apple and then you go and sell it for five dollars. You'd still owe me an apple back, but as i'm a nice guy i'll, allow you a bit of time to get me a new one. In that time, the price of apples goes through the floor. Maybe there's just too many farmers supplying them and now they're only worth half a dollar, so you would buy back an apple for 50 cents and return it to me.

You would have then made a profit of 4.50 by shorting the apple market. This gives savvy investors an opportunity to exploit. They can do this by taking part in what is known as a short squeeze. The idea is to club together and invest in a heavily shorted stock, causing it to climb in value.

This will then force the hedge funds to buy the stock back at a higher price in order to cover their losses. The result of all this is the price just continues to climb. It's a bit like a snowball building momentum and growing as it rolls down a hill. So here's the bottom line when it comes to meme stocks, they give us a way to fight against the corruption of wall street, but they come with risks.

This battle doesn't seem to be over anytime soon as just months after gamestop, we saw a similar situation with the american cinema chain amc, so i'm sure something else is probably just on the horizon. If you thought all of that was crazy. Now it's time for alt coins, which is a two out of five on the risque when compared to the others on this list, altcoins are very attractive, as they offer an opportunity to make a much higher percentage return than stocks. On the other hand, they also offer much higher risk.

All coins are any cryptocurrency that isn't bitcoin and as of 2021, there are thousands of these alternative currencies in existence with hundreds being created daily. It's a booming market and a chance for investors to get in at the beginning of something big. It very much reminds me of the dot-com bubble. Lots of people were investing in com domain names, but only some of them ended up, making their investors rich like amazon.com.

So if you were able to identify these unicorns, you could make a lot of money pro. The doge became a millionaire in just two months when his dogecoin soared by almost 12x, taking an investment of 180 000 to over two million. But this really is a double-edged sword, as it also makes it easier for scammers to steal from you, as their promises no longer seem crazy. It's becoming harder and harder to distinguish the legitimate crypto coins from the scams.

A perfect example of this is the save the kids token pump and dump scheme members of the phase group and some other influencers advertise the coin on their social medias, but it all ended up disastrously for the people that invested as the price hit rock bottom. It's also important to note logan paul has recently created his own coin and called it think donk, which he openly calls a coin. Sorry to swear there guys it seems, like everyone is making a coin nowadays. This is because anyone can create a coin, as the crypto market is still relatively new and unregulated.

This kind of pump and dump scheme wouldn't be legal with stocks. It reminds me of investing in penny stocks when i was younger and the dodgy brokerages that were shown in the wolf of wall street film. These small coins offer a higher growth potential, but also experience much higher volatility. The ranks to riches stories that are born from altcoins are bound to interest new investors, as when you have only a little bit of money, it makes sense to want to multiply as quickly as possible.

One of the most interesting new creations has to be nfts. This is often referred to as the evolution of fine art, collecting and think about how much money is an art. I once heard about a painting of a white line selling at an art auction for 28 million dollars bargain as crazy as that is people are selling digital art now and even their social media posts as investments like fine art people are buying and holding these assets With the hope that they'll increase in value but mark what does nft stand for non-fungible tokens like yeah, that really clears it up? Doesn't it non-fungible essentially means that something is unique and can't be replaced. This is kind of like the mona lisa.

It's hanging in the louvre gallery located in paris, and everyone agrees it's one of a kind. However, they're selling copies of this painting on key rings, mugs and even canvases, but these are worth nowhere near the value of the original. This makes the mona lisa non-fungible and one of a kind technology has made it possible for us to give this authenticity stamp to any digital asset. For example, the first tweet ever sent was recently sold for nearly three million dollars and a digital art collection by people was sold for a record-breaking 69 million dollars.

You might be thinking, why would anyone be silly enough to buy something you can just screenshot, and the answer is because well they're, just silly. No, i'm just kidding it's because they live on the ethereum blockchain, which means these digital assets can only have one official owner at any one time and no one can modify the record of ownership or copy and paste a new nft into existence. Therefore, this means much like the mona lisa people can try and make copies, but they'll never have the original all the value that comes with it. Crypto changing in value isn't the only way you can make money from holding digital coins.

It's actually possible to generate passive income in a few other ways. Our class sees a three out of five on our risk scale. Passive income is the holy grail and dream for most people. I mean who wouldn't want to sit back and relax watching the money rolling in personally.

I've always been of the mindset to send my money off to work as one of the most talented investors of our time. Warren buffett famously said, if you don't find a way to make money, while you sleep, you'll work until you die lots of people using high-yield crypto saving accounts like blockfi. These are a lot like your average high interest savings bank account, but instead of giving you a measly 0.5 interest block fight offers you up to seven point five percent for storing your crypto with them. If that sounds interesting to you, i'll leave a link down below for block five, where you can get up to 250 worth of free bitcoin.

Other people are choosing to stake their coins. This is essentially locking them up for a period of time and getting paid interest in return. You can do this with neo, redcoin and komodo, which will earn you up to five percent apr. Now you probably never thought this next sentence would come out of my mouth, but here we go.

You can now stake cake on a place called pancake swap and in return, get bunny interest rates range from 1.2. All the way up to 2479 on the pancake swap website, but mark, what's with the crazy names well, i would assume that the developers are aiming to make these coins less intimidating for the average investor. Everyone likes a good pancake, but will it make you financially fat? This is all possible because savings accounts like blotfy operate like any other bank. They loan out your money and charge interest and pay you a percentage of it currently they're competing with the big banks, so they're, giving more interest away to acquire customers staking your coins is a different beast.

When you do this, you essentially become a core part of the network. Security you're, then rewarded with coins for helping to run the network. Long-Term hodlers like doing this because they plan to hold the coins anyway. The amount of interest you receive depends on the amount you're staking the time, you're staking it for the inflation rate and many more factors.

I struggle with people classing this one as a way of investing. It's just straight out gambling, but i can see that it might be fun to turn cryptocurrency into a game. This one has to be a 5 out of five on our scale. People are actually taking part in something called the pancake swap lottery, as well as a new prediction game.

This is very similar to a popular tv show when i was younger called the price is right so come on down and place your bet. No, but seriously, investors are getting so sick of slow stock market returns that they will try anything to secure some quick profit and even gamify investments. Now i know i've only been on this planet for around 25 years, but to this day i still have not found a get rich, quick scheme that actually works. You know what i think i got away with that.

The concept to this prediction game is simple. You place a bet on whether the price of a crypto coin will be up or down in the next five minutes. Guess correctly, and you win some cake tokens guess incorrectly and you lose all of your investment. I've been researching this lottery and collecting opinions on it, and, just as i was coming to the conclusion that this was a complete scam, i found this post on reddit from someone who says they actually won quarter of a million dollars worth of cake token, if they Ever managed to redeem this for real dollars is another story with the wealth gap growing.

I understand why some people are impatient and would rather risk it all for a shot at winning big and changing their life. I also think some others are just doing this for fun, and i guess the bottom line here is, if you choose to take part, only bet what you can afford to lose so after looking at all of these points are the younger generation on the cusp of Breaking traditional investing as far as meme stocks go, i'm all for supporting the social movement by holding the hedge funds accountable, but i would only use my fund money to get involved with this, which is only one percent of my portfolio. But you can be sure if i jump in i'll be diamond hand in those stocks all the way to the moon. With the majority of my money, i much prefer following a long-term strategy consisting of index funds and individual stocks, if you're in the usa and you wanted to get started and you can grab a free stock from public work, all the way up to a hundred dollars.

I'll leave a link below and if you're in the uk, i'll drop a link where you can pick up a free stock worth up to 200 pounds from free trade. My opinion on all coins is conflicted. As i said, this is such a big market and there are loads of different coins. Some seem like great investments, while others they're just scams, it's essentially a minefield and i wouldn't want to tart them all with the same brush.

I'm already hodling ethereum and a small amount of cardano, but i just don't think the market is regulated enough for me to jump in any deeper, as i don't have the time to sort through all these different coins checking for scams nfts, look interesting and are probably Going to be adopted by gen z's as they grew up with the internet and therefore are most likely to value digital assets. But for me - and i know it might sound a bit of a boomer opinion. I like to actually appreciate a physical object. If an nft comes up that i can't resist, then i might be persuaded to invest.

However, i must admit i am a little on the fence. It seems like the initial hype has died down a little, but then again that happened to bitcoin. I initially wasn't keen on the idea of crypto passive income, as you have to store your coins with someone else and, as the old saying goes well i'll say: oh, maybe not as old as me, not your keys, not your crypto but saying this i've been holding One of my bitcoins in block fight and earning 4.5 interest, and it seems to be going very well so far as far as staking goes, as i said, i'm not fully jumping into altcoin, so this doesn't really make sense for me now for gambling. If i ever gamble my money, which is very rare, i want to have the experience of going to the casino, just like james bond, with a limited amount of cash, though in my wallet and enjoying the real life interaction.

So this one is a straight no. For me, so overall, my opinion is that gen z's might be having a little bit of fun, and i admit these investments could supplement a diversified portfolio. However, they can't stocks with the links below. Okay, i'll see you over there.