Here's a quick trick to boost your credit score almost instantly. Look, we all know that if you're about to go apply for a new credit card or you're trying to get a home loan, you're trying to get pre-approved for something. Best case scenario, you want to have the best credit score. That should be obvious, the higher your credit score is, the less money you pay in interest.

Okay, that's the easy part. But what's a way you could actually trick the credit card algorithm to give you a little bit of a boost right before you run your credit? Well, about a little over a week before. So like eight days before, what you want to do is you want to make sure as much as possible, all of your credit related accounts have an extra payment made to them. I'm not saying you have to pay them off if you can.

Obviously that's great, but not everybody can okay make an extra payment. You'll send a signal to the credit algorithms the credit Gods who look and go. Wow! This person must all of a sudden have a lot more access to. Capital They never make an extra payment.

Now all of a sudden they made two payments in a month instead of one. That's a green flag. Credit score notches up Easy fast trick. Make an extra payment.