This card may be the most and best flexible card of 2021 as it comes to having a credit card with no annual fee. So let's get right into this video. What's up everybody welcome back to the channel uh. This is walter.

My name is the credit card. Maestro, where we talk about travel, rewards uh, we talk about we'll, do vlogs as well and also talk about how to maintain, build and also rebuild your credit. So if any of that interests, you make sure you subscribe to the channel by clicking the button right here and also if you do forget that the pillow's right there for you as well, today's video is going to be a little bit different. For me, a lot of people feel like i have something against chase, which i don't um.

I just like american express a lot, but this video is going gon na really be about chase um and what i believe is the best card so far in 2021, the best credit card in 2021 that is really flexible, um, has no annual fee and is different From the normal amex cards that i typically talk about without further ado, i'm sure you've seen the thumbnail. It is the chase freedom flex card. Now, if you guys are asking me, how did i get this card? A lot of you guys watch me and i'll show you how the card looks. It looks just like the chase freedom.

It looks just like the chase freedom unlimited card, so i was able to product change from my chase freedom card that i had to the chase. Freedom flex, i called in to chase just on a normal call and uh. I brought this up and uh axed. Actually, i actually brought up any current product changes um and they told me about the freedom flex.

I was able to product change over. So what i'm going to do for you guys first, i'm going to go and do my screen share for you guys, so you can see what i'm looking at and kind of do the comparison, the contrast for these two cards now the first thing: the chase freedom, Unlimited and the chase freedom flex, if you notice on chase website, you go on a website. The chase freedom card doesn't really exist on the website anymore. I couldn't find it the only two, only two cards i saw that showed on their website without having to do any research or kind of making it.

You know making it hard to find. I only saw two the chase freedom eliminate and then trace freedom flex. So here are the two cards: freedom eliminate right here on the left: freedom flex on the right, so first they both have no annual fee. Now this looks a little bit uh confusing to me, because you think one gives you two hundred dollars.

One gives you low intra apr, so just for reference guys. These are both giving you a 200 bonus after you spend 500 on the card in the first three months of account, opening very easy to do. It can be done, and i'm sure in one transaction for most of us and that's for both cards they're both running that same offer right now, also with a low intro apr for the first 15 months, um from account opening on purchases on purchases. Only.

This is not talking about balance transfers, okay, now, here's where it gets a little bit different um. Now you like, like it, says right here, no matter the cards, you're always earning, which is very true, two cards with two rewarding ways to earn cash back. So we have the chase freedom, unlimited you're, getting five percent on travel purchase through chase ultimate rewards. Freedom flex is the same thing: five percent on travel purchase through chase ultimate rewards, uh freedom, unlimited, i'm just going to say your freedom of limit and freedom flex.

So freedom and limited you're getting three percent on dining at restaurants and the same thing with the freedom flex, three percent on drug stores, with freedom, unlimited, three percent on drugstore purchases, as well with freedom, flex, 1.5 percent back on all other purchases with the freedom unlimited. One percent back on all the purchases with the freedom flex, so that's where the freedom eliminate kind of comes out on top in that one. You know instance, but it's only about point: zero, five percent, so not much of a difference at all. Here's where freedom flex takes the win.

In my opinion, you get five. You still get five percent on up to 1500 and combined purchases and categories each quarter you activate, depending on whatever they're doing for that quarter. A quarter in this instance. It's going to be.

You have one year and you're going to have four quarters: okay, so you're gon na have four times throughout the year where you're gon na, let's say for typically in, like the december range it'll, be on, like maybe amazon or things like that, because i know you're Going christmas shopping, i've seen categories like gas things like that. This is where the freedom flex wins. It takes the freedom card of still having that flexibility of rotating categories of that five percent on bonus categories, and it's still giving you the five percent on travel. Three percent on dining three percent on drugstore purchases.

The only thing you slack very small is the one percent on all other purchases, as opposed to one point, five percent. So this is where, in my opinion, freedom freedomflex wins to me. It's a no-brainer. You are not sacrificing five percent on rotating categories um.

The only thing you're sacrificing is point: zero, five percent on cash back for all the purchases and, honestly, if you're not doing if you're not looking to get chase ultimate rewards and if you're not really trying to hit those rotating categories um, you really shouldn't be using This card, typically for one percent or anything else, you should really try to stick within that, those other. You know percentiles um, so the one percent, the 1.5 is not really a big difference. For me, freedom flex wins um. Now, like i said guys, i did have the freedom card, the freedom card.

I cannot uh it's not on the website on the main page anymore, i mean it could still exist, i'm not saying it doesn't exist, it's just hard to find. Typically, if a bank or a company wants you to see something, it's going to be on the first page, these two cards were next to each other, and that was it. I didn't see any other cards next to each other, so i think freedom flex definitely crushes freedom. Unlimited, it's the newer card.

It should crush it. It's the revamped one, um we'll see. What are you thinking? Are you still freedom, unlimited or your freedom flex? I think most of us will do freedom flex because you're getting everything a limit is given to you and then some both no annual fee um and, like i said, let's try it out, um no annual fee. You get the 200 sign up bonus if you spend 500 in the first three months.

I think it's worth it in my opinion. So that's the video for today there's also a link down below for chase. If you wanted to get um either of these cards, uh. Definitely click the link below.

I will put it in the description and also in a comment, and i will pin it for you guys, um, if i don't put a pin on there. If i don't comment on it, then it doesn't exist anymore, but my chase link should still work so i'll put it down below, but if not i'll put it down there too, if it doesn't work. So let guys, let me know what you think about it: freedom, eliminate freedom, flex, freedom flex takes it. This is probably the best car 2021 as far as flexibility.

That is not an amex card and doesn't have an annual fee um. So yeah i'm pretty happy, and this is one of the bigger banks with chase so kudos to chase uh for making this card. This is not something that just came out. It came out, i believe, sometime last year in 2020, if i'm not mistaken, um but yeah.

I've really had to kind of think about it and like going in 2021, where travel may or may not be something, and you may not want to have an annual fee for maybe like a beginner or maybe someone who just doesn't want to pay an annual fee. This may be the car for you, and this is definitely a car that i'm going to have in my wallet too. So i hope you guys enjoyed the video make sure you like share and subscribe and also guys, as you can see, i am wearing my merchandise. Um, the link will be down below for that as well.

I am doing 20 off right now for the remainder of february. If you purchase on my website, so you'll see the shelf underneath these videos with um a bunch of different products on my own teespring, so go ahead and support the channel. I truly appreciate everybody who sends me pictures for purchasing the products. I do appreciate it.

If you enter the code credit two one, that's the numerical two one credit two one. You will get twenty percent off of your purchase. So thanks so much for tuning in i'll talk to you soon take care. You.