Here is my response to @CalebHammer during his Financial Audit - Student Loan Debt!
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Student Loans $ 37,3 is that deferred? Well, until right now. Yeah, what's the plan on that? They're at 4% so minimum monthly payments till they're paid off I feel like it's a waste of $37,000 to just stored at it if I'm going to get average 10. whatever with dividends reinvested in the S&P 500 on average. wouldn't this be nice just to wipe out the student loans, you'd pay them off I probably would because I think financially yes you could Arbitrage your money and you could make the you know % well you're paying out four so you're talking emot think yeah, so it would emotionally weigh on you so it's interesting I think if it emotionally weighs on someone and it's a low rate then I'm like do it that I feel nothing with it existing nothing I'm also a hypocrite because I still have my Tesla Model 3 loan that I took out but it was at like three something perc.

but I could deduct that cuz I use that card just for driving around.

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