What's up, everybody welcome back to the channel, so today's video is going to be about the new Apple credit card. That's coming out, yes, Apple! As in the phone, the watch, the air pods, they have a credit card coming out this summer. Some people max you already got the credit card Barney I actually received the credit card as far as to Apple, like digital they've, actually received a card digitally, so it's pretty cool today's our videos gon na be about that. Is it worth it? I always like to give you guys a very straightforward approach and kind of Gita pros and cons.

So let's get right into the video make sure you smash. That, like button, give me some comments on the feet. You know give me some feedback. Let me know if this is a card you're gon na be getting if not, let's get right into the video.

So first I will say this me personally. I do not think I will be getting the card, but I would love to do an unboxing. So if we have anybody out there - and I trust me enough to let me do the unboxing that would be so awesome cuz - I like that you know: do the unbox the see what it's about this new titanium. So you know again, I'm not going to get the car because it's titanium, but the card is made out of titanium so when the actual physical cards come in, I would definitely like to check it out.

So anybody willing to do that. Let me unbox their car. Definitely will not gon na do nothing crazy, but that's just a little suggestion. So a little mental note, but let's get into the most important part.

Let's go over with this Apple credit card offers because that's the most important thing to make sure it applies to you and it applies to us as a whole. So let's see how Apple's done with this car all right. So when we first look at the main screen, I'm on Apple's website right now, so this is courtesy of apple.com. All credits go to them.

This is not my stuff see the first thing. This is Apple card and a new kind of credit card. So this is a MasterCard which is pretty awesome. This is pretty bad.

This is pretty bad, so this is awesome. This is awesome. I'm scrolling down Apple car completely rethinks everything about the credit card represents all the things that stands for a simplicity, transparency and privacy, and I I agree, the Apple iPhone is are very simple, and it's really nice private Apple pay, you're, going to be using a lot Of Apple Wallet purchases, if they really want you to do - and this is where your Apple card is going to be so pretty much as you can see - you see your total balance. You see your payments due in six days, so Apple card is pretty much gon na live on your iPhone and Nevada app.

It's also gon na be on your Apple watch and with the best part about this card. It's gon na be getting daily cashback, which is awesome, so you'll be getting some daily cash back, so won't be like every month, like most credit card companies, you're going to get as long as you're, making your payments and you're swiping your card, you're gon na see The daily cash back at the end of the day, it's gon na go right into your Apple. I'm healed like an apple like casting, so it's gon na go there as opposed to the credit card. It's not going to be like so you're gon na pretty much having to like your Apple cash account, which is gon na, be able to you.

Can you know, transfer that out if you want to alright, so let's get into the most important things so daily cash? No points, no gimmicks and no fees, so no annual fee, no cash advance fee, no over-the-limit fees, no late fees, no fee. So that's really impressive. This is really awesome, so it says this is the first credit card that encouraged you to pay less interest on. So it actually tells you what your interest is actually going to be.

If you pay less, if you pay more, so that's pretty awesome, again, apples very private. So it's going to sit in your Apple wallet, so you're gon na be using it with touch ID face. Id, let's get to the point, stop so when it comes to the points it's going to be 3 % back when you use your card at Apple stores, whether that's physically, whether that is digital, so you can go to Apple store and use Apple pay or you Can go to the Apple store with your Apple credit card, where it was at an Apple store, you'll, be getting 3 % cashback, which is pretty good, but it only said only if it forces you to go to the Apple store or that you know or the App store online or I'd something like that: iTunes, 3 % cashback okay, you're going to be getting 2 % cashback when you use your car for any purchase through Apple pay, so again the card or wherever you're using it out so, let's say uber eats or door Or your local Walmart Target, or something offers that you can pay whatever you're trying to pay for it through your Apple wallet. If you definitely want to make sure you're doing that, because you're gon na be getting 2 % cash back as opposed to one percent cashback.

If you use that card physically, so they're going to give you a physical card made out of titanium that cards that you're going to physically use you're only gon na get one percent cashback. So you really don't ever want to use the card and that's the only thing that kind of it's kind of forcing you to kind of really go digital, not to use the card at all. You know giving you this card just in case, but hey use. This car you're gon na only get one percent cashback, as opposed to you, use the car at the Apple pay.

Something like that. You're gon na get more cash back, that's pretty much the card in a nutshell, so no annual fees, no late fees, no cash advance fees, things like that again, 3 % at the Apple Store really only and that's with the physical card or digital 2 %. With anything as long as applicant is accepted, 1 % with the card itself. So if you're asking me personally, who is this for because this card is not a bad card, this is for the consumer, who is an Apple consumer like big-time, it's at a point where you're going to the Apple Store a lot or if you're, making Apple pay Transactions a lot okay, so I do Apple pay transactions, but I don't do it enough to really benefit that much.

You know. If I'm at a restaurant, I can't be like hey. You want to take my phone and go use Apple, pay. You know I'm at the restaurant, I'm just gon na give him the car physically.

I might use it at maybe like we have, while I here so I use Apple pay there, because it's just easier than walking around my wallet. So I do that that way too. So that would be a pretty good 2 % cashback, but I just think I mean me personally: I could benefit with other credit cards with more percentage of cashback, maybe more benefits things of that nature, as opposed to this card again, this card of my opinion is Really forcing you, you can only get 3 % if you're actually at an Apple store - and you know Apple products - they're they're high. I don't go to Apple stores that much to be honest with you anyway.

I don't really ever go to an Apple store. To be honest, if I get into Apple iPhone, I'm going through my phone company, I'm not going to the Apple store, so I haven't been in an Apple store since I got my air pods and that was almost two years ago, so I'm probably not gon na Fall into the category of ever again, 3 % back unless I'm buying something from iTunes, which I don't really do that either. So when it comes to me, it's not the car for me, that's why I said I'm not going to personally get it again. This is for somebody, in my opinion, who maybe just wants another credit card to this day.

Have I heard of a sign up bonus or anything like that? I don't know. There's gon na be a sign, a bonus to Goldman Sachs or anything or Apple there. Maybe so maybe that might be, that might be a reason you get. The card is maybe like a sign up bonus or something hopefully they try to do something.

City could be competitive because most cards give us a lot bonus, but if not, you know again, I wouldn't be surprised of that either. So me personally, this is a no-go, but again I would like to see the card just to kind of see what it's about. It's just a quick, oh nice, it's you know heavy or whatever, but it's not gon na make me get the card or change my mind and persuade me to get the card off. But what do you think this is about? Not just me.

This is about your thoughts too. I know I did a video a few months ago. It was first introduced and a lot of people said no, which is the purpose of getting the card. If now you got to be forced to use it, a digital card is just in, but now you want to make a titanium, but it's like why I make it titanium.

If I don't, you know, if you don't want to really use the card, so it just, it doesn't to me it's a lot of like what is going on. But if you are an Apple consumer, you go to Apple store. Often we just want another credit card and you want to kind of be in that Apple ecosystem and you're all forth to go right ahead. This is it's not for me.

So again gave me their likes. Give me a subscribe thanks. So much everybody for tuning in and again make sure you comment on this video and let me know how do you feel then also um? I did I'm officially open up my patreon patreon page. The link will be in the description of this video.

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