What's up everybody welcome back to the channel, it is now 2020 again everybody happy new years to all of you. I wish you nothing, but success and health mental physical, all that in 2020 and continue to be a better version of yourself. Today's video is going to be the AMEX New Year, happy Amex new year. This is the best time of the year for me when it comes to our cards, because everything refreshes, so I'm going to give you a quick rundown.

Give you like a little quick reminder: let's go out into the video alright, so if you are a holder of the American Express gold card or the American Express Platinum Card, this bad boy right here, every year January, we count earlier January 1st every January 1st. All of your credits reset regardless, if you use them in the prior year or you did not so what I'm saying, I'm giving you guys a quick reminder. It is now January 4th and get up on it. If you know that you have the 200 you you do have the $ 200 incidental credits, you can either stay with the airline.

You chose last year, which I chose America last year, but I'm not really feeling a little more. So I'm going to go ahead and pick up, I'm going to scroll them over to Delta now and what that means is, if you have any like bag fees upgraded. You know food on board or something like that. You would get that refunded up to $ 200.

It does not work on gift cards any longer. That loophole is gone. So do not do that. I mean if you want to live a fire and it works.

Let me know, but I'm not doing it just gon na kind of keep it for food on board, check back fees, and things like that, if I you know, have some issues and I will find a way to use it still to really good perk that reset And again, you can choose to American Express any log on to your online as far as which company you want to have for your airline for this year. Once you choose it, you cannot change it back into in January. 1St 2021 so be very tedious. Think about it, if you got to your sex with Avenue, credits have refreshed from January 1st to June 30.

If you not have 50 bucks to go use that sex with Avenue. To be honest guys, you can get a lot of things um for under 50 bucks. I saw like some Saatchi boxers for men not and by them, but it was kind of intriguing. It was 47 bucks, one pair of 47 dollars a I mean it's a credit or you can use it towards a gift, or something like that.

I saw some bugs on the website that I was gon na buy for someone they were about a hundred bucks. They woulda came to $ 50, so I mean you can really maximize that you get a hundred dollars a year, but it split into increments of 50 bucks all right. You also get your uber credits back. That is 15 dollars every month, except for in December.

I believe you get 30 or 35 dollars, one of those and it gives you 200 total so make sure you're using that for either an uber ride each month or overeats, and that's pretty much it I mean you got your $ 200 for the uber, your $ 200 for the airline, your 100 for the sax, all that good stuff and make sure you're still using all of your other benefits to get the maximum value. Do not let these benefits go to waste if you're paying 550. You want to make sure you get all these benefits and as far as the American Express gold card, you have a 120 dollar credit. I believe it is and it's broken into what 15 or 20 dollars a month for the steakhouse Cheesecake Factory, Shake, Shack, etc.

Make sure you were using that GrubHub, I believe it is as well make sure you're using that credit as well, that food credit also make sure you are using the $ 100 era, incidental credit as well. That is a big one for you guys. Your annual fee is 250. You want to make sure you get the most bang for your buck, as well as all the other perks and benefits that come along with it.

The biggest perk agai again guys is the travel protector for the premium cards, so the gold card, the Platinum Card, the business gold card in a business platinum card, they are getting there. Those are the premium cards, I'm sure there's other cars that are getting. But for a fact I know those four cards are getting travel protection and what that is is um if your flight gets cancer or something like that, not canceled, because you know feel like you're, not a bit but cancel just because you know maybe the flight was Cancelled or is there's a huge delay or is a bad storm or something as long as you paid for the flight with your card or you got like mouths and you redeemed me: you pay taxes with your card or through Amex travicom. You are protected for round trip.

Itineraries only make sure you are going in utilizing that benefit as well, so guys make sure you're utilizing all those benefits it is a new year is Amex new year. I know I've put a community post out a couple of days ago, but I wanted to remind you guys just in case you missed it all right, so Amex, platinum, Amex, gold use those credits. If you guys wanted to get onboard with Amex make sure you apply for the AMEX card under the referral link. In my description, you get an increase, sign-on bonus and I also get a thank you for referring you so make sure you do that again.

You're gon na get an increase to sign a bonus and you're also gon na be support in a channel, so I continue to blog and all that good stuff for you guys so make sure you guys do all that. You have any questions you make sure you comment. Follow me on Instagram like and subscribe I'll see you guys in on the video. Take care.