As time goes on, we are getting more access to a different variety of credit cards that can give us those premium travel experiences. We have the AmEx Platinum card. we have the Chase Sapphire Reserve card. We have the Capital One Ventra X Card just to name a couple of them so we definitely have options.

One of my favorites that always stand my wallet is the AmEx Platinum card and is it still worth it In 2023? my name is Walter This is the credit card Master Channel where we talk about travel cred and all that good stuff. So make sure you subscribe to the video and give it a like and comment down below if you think the AMX Platinum card is still worth it in 2023. I Know this card has a steep annual fee of 695. Some people agree with it and see the advantages and you actually can profit from that 695.

Some people just cannot justify that. We're going to talk about all that today so you can make a decision. The first thing we're going to talk about is the airline fee credits. This has changed so much maybe over the last five or six years that I've actually had this card in my hand.

You used to be able to use it through loopholes and things of that nature with um, you know, gift cards to buy for Future travel which was a great value, but in the terms and conditions you you can only use it towards incidental fees for one airline that you pick every calendar year for things like baggage and flight Refreshments Things of that nature. Now, buying gift cards is still possible. We're not going to get too in detail with that today because you're really supposed to only use it for baggage and you know, and five refreshments and things like that. So just based off of that, if you travel frequently enough on that one airline that you pick, you can definitely spend 200 in a year to get that back in value.

I Still would prefer that Amex just changes it to an airline credit that way. I can use it for flights and everything because I do have status. The airline that I use is Delta So if Delta I don't have to pay for a checked bag, if I get a free check bag with my Delta AMX platinum card. but then I also get a free check bag for being a gold medallion.

So I don't have to pay for bags I get complimentary drinks and things like that because I'm typically upgraded to either Comfort Plus or first class. So as I'm kind of going up in the Delta chain, I'm seeing more and more of a struggle to use this credit. But for the average traveler, you should be able to find this credit and use it with no issues. This one's probably one of the easiest ones because even if you're not traveling, you should be able to use this.

This is going to be the Uber credits. It's 200. every year you get 15 from January to November and credits and then you get an additional 20 in December I Call it the Christmas gift of a total of 35 in credits. This can be used towards Uber rides to and from the airport.

This can be used you know Uber rides on your trip. You can also use this for Uber Eats Mills So if I'm not traveling, you know and I don't travel every month. So I'm not traveling that month and it's the first of the month like it is Today today is August 1st. I'm going to go ahead and order me some ubereats I'm going to start my month off a good way and I'm ordering me Uber Eats I got 15 of uber each credit I can use all you got to do you know? just pay tip.

Um and you're good to go. So this credit is very easy to use. Nobody should have problems with this if we we all have ordered food through doordash to ubereats and we've all taken an Uber or a Lyft so there's credit. No no brainer.

Very easy to do. We're gonna next talk about the Saks with Avenue credit. then this is a hundred dollars is divided into two phases. So from January to June and then July to December if you get fifty dollars.

which again in my opinion they should just make it just one credit and I can use it. however I want to from January to December but it is what it is. We can only use 50 increments and this is one that you actually have to force yourself to use in my opinion. well at least for me I have to force myself to use this credit because I'm not shopping at Saks Fifth Avenue that often or probably even at all if I didn't have to use this credit.

but I am able to find things on sale sometimes I can find some sneakers on sale for like 35 or 40 bucks and just let the rest go. I can maybe find some maybe travel size colognes or perfumes I can maybe even buy a Christmas gift with this credit towards you know, July to December or I could maybe buy some underwear or something. So then this was the one of those credits where you have to force yourself to use it. The benefits of this though is you don't have to near you know actually be at a sex with AB new location.

You can always just order this online and get delivered to your home or wherever else you want to be. The next one we have is going to be the clear plus membership and also a TSA pre-check I'm going to combine these together because with travel being such in demand, this is something that you should definitely invest in if you're traveling more than a few times per year. TSA pre-checking Global entries combination is a hundred dollars every four and a half years gives you access to pre-screening when you're in the states and then you're actually able to skip that long custom line when you're coming back into the United States makes it so much easier. You can literally take a hour in the regular Customs line and give yourself five minutes or so to get through with having global entry in the TSA pre-check combo.

So that's definitely something that you should do. And again, this is for someone who travels a lot and clear does the same thing just in the US. Now again, this is a this is a great bonus right here. I Think it's called TSA pre-check and clear.

it's just a line combined. It's right next to the Delta line for digital ID and it's a typically a quick line when you're flying in. Atlanta at least for a TSA pre-check or clear just as a single. Those lines are horrific at this point, so it's really a combination of have both.

This credit for Clear is 189 dollars. the TSA pre-check is a hundred dollars. so in total 289 dollars and I would say a hundred percent you get value out of this if you travel more than I'd say two or three times a year, especially if you don't want to wait in the long lines and someone like myself I am constantly improving my time management skills. When I have TSA pre-checking clear, it gives me a little bit more peace now that I can get in and out of the airport quickly.

The Walmart Plus credit is one of those ones or just like whatever I don't really order um Walmart plus as much. So this is another credit that I think is kind of being forced. The Walmart plus annual ship member fee is about 12.95 plus taxes, so there's a statement to cover it all. and what you'll get is zero delivery fees and all that good stuff if you're ordering through Walmart to have your things delivered.

Some people actually do benefit from this maybe once every few months I see myself using this credit so this is another one that's a little bit more hard to use. but you're not losing anything with this. Credit Now During the pandemic, American Express made this change in my opinion because I think they have to make this card more of a lifestyle card because people really weren't traveling. So 240 Entertainment Credit I think was perfect.

It's broken down into 20 per month for 12 months which is 240. You can use these for streamer services. This is what we were doing during the pandemic and even after the pandemic, you know I still keep them because I'm not really paying for them ESPN plus Disney Hulu Peacock Things like that, it makes it so easy to offset the cost of this annual fee and most of us have these streamer. Services Anyway, with cable being at an all-time low, a lot of us have these streamer services.

so this was something I came through during the pandemic I think it was a great lifestyle choice for American Express and I think it's something that people should just keep. and I think for every family, you can easily offset this credit with no issue. The hardest one to use in my opinion for me is the Equinox credit. I don't do well with at home workouts I need to be in a gym setting to feel motivated and to go.

So though you can actually use this 300 yearly credit to buy their membership every month at home which is 40 a month, it just really doesn't do me any justice. And Equinox unless you live in like North Jersey in New York you're really not finding many Equinox around you I don't have any I believe in Atlanta and when I did live in New Jersey I was more South Jersey Philadelphia so I didn't have anything near there either. This is the hardest one to use and this is one that I really just let go in the trash. Unfortunately, every year when it comes to lounge access, this is probably one of my favorite benefits as well.

If you have the American Express Platinum Card you can get into the Centurion lounge and you can bring two guests with you. As long as you spend 75 000 a year or more. or if you just give them an authorized user card. I Typically go by myself and if I have someone with me, they probably have an American Express Platinum Card too.

So we both win now. I Do know travels at an all-time high and you will have issues getting into these lounges and they are crowded. but I really don't have those issues on a consistent basis. Delta's done a great job with this as well.

You do get access to the Delta Sky clubs as well as long as you're flying on. Delta Want a confirmed seat not standby? You can get into the Delta lounges as well complimentary and then you can bring a guest in and you have to pay. But again, this is a favor for me because I can get away from the crowd I Don't have to be subject to this. The food at the airport I can get a little bit better food in my opinion.

Get some complimentary drinks, food, whatever you want to get, take a nap, take a shower, some of you can get a massage. it's amazing and you can really just kind of chill out and be in a more secluded space. And you get access to Charters that actually work them charges at the airport. they don't really work like that.

This one doesn't really have a value for me, it's just more so. How many times a year do you go? You have your own value If you go to the Delta Sky Club One time per week, you'll have a way more value than somebody who goes just once a month. so that's really subjective. But if you're traveling more than a couple times per year, I'm sure you're definitely using that as well.

Marriott Bomboy and Hilton Elite status is also a benefit as well. If you know how to play this game right, you can actually take Hilton gold status and make it even more worth your while. A Status matching. I've done some videos.

You can click this video up here I'll put a little tag up here for you guys to click on it on my other video. it's 2023. It is more challenging to status match, but it is still alive. You have something.

Do it. Now There are many other credits that I didn't talk about that I didn't go over. You can leave those comments down below if you want to discuss those. All in all, though, this card still per year gives me over 1 400 in value.

I'm still profiting for having this card in my pocket. and yes, I'm spending 6.95 but it's so much value. Now here's who I think this card is for. In my opinion, you have three different tiers of Travelers just like an airline does.

in most cases, you have your first class passenger, you have your business class passenger, and then you have your economy class passenger, for the AmEx Platinum card. I Think personally, it's best suited for the business class and first class passengers. Well, what are the first class and business class passengers? Those people who want the best who are willing to pay? Top Notch Because I know they can make profit. Economy tier passengers may just want to get from A to B it may not want anything fancy.

The AMX Platinum card gives you a lot more of a fancy and luxurious type of feel. Not to mention the Nana just comes with American Express and having a metal card in your pocket. But all of the things that that you get, you really don't necessarily need to get to and from an airport, it just makes everything much more convenient. It is a convenience and people who are business class and first class will typically pay extra for convenience.

And there's nothing wrong if you're not first class passenger or a business class passenger. At the end of the day, we're all getting to the same place. Some of us are just willing to pay more or less to get there. So guys, let me know what you think.

Down Below in the comments, If you enjoyed this video, Am I going to still keep this card going into 23 to 24? Yes. And I would hope to maybe see some more benefits coming down the line. Maybe like an airline status with Delta or something like that. Who knows.

I'll talk to you soon.