After the Robinhood incident, lets discuss how they make money - what this means for the company - and how this might affect their potential IPO. Enjoy! Add me on Instagram: GPStephan
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In terms of how Robinhood makes money, it’s a little uncertain since they’re not a public company…but, it’s estimated they earn their money from their 6 million users in a few ways:
One: They make money from their Robinhood Gold service, starting at $5 per month, which offers you additional features, like margin trading, level 2 market data, research reports, etc.
Second: They charge a 5% interest rate on their margin accounts
Third, they make money from un-invested cash you have sitting on their platform.
Fourth, and probably the most controversial…is that Bloomberg says that almost half of Robinhood’s revenue came from a practice of routing order flow…
https://www.bloomberg.com/news/articles/2018-10-15/robinhood-gets-almost-half-its-revenue-in-controversial-bargain-with-high-speed-traders
This is pretty much the practice where Robinhood itself doesn’t execute the stock trade, but they instantly outsource it to another company that pays for the right to execute those trades. Those firms usually earn a very, very small percentage off the trade…according to Bloomberg, that was $0.0024 cents per share,” but with $150 billion in trading volume, it adds up.
https://outline.com/zwzzVm
Besides that, they’ll make some eventual interchange fees with their cash management debit card, and I’m sure they have a few other things in the works…but I have no clue whether or not they’re actually a profitable company, and what they plan on doing to eventually expand into banking and lending services, etc.
In terms of where we go from here…well, IDEALLY, Robinhood fixes the glitch and sweeps it under the rug - and then keeps a close eye on for anyone else trying to exploit any faults or glitches within the system.
Like I said…mistakes and glitches happen, no one expects Robinhood to be perfect. But how they handle those mistakes is going to be an indication of how they’ll handle FUTURE issues, as well…which is inevitable, and it happens to every business out there.
I wouldn’t be surprised if Robinhood - and many of the other brokerages out there - changed the way Margin Accounts are handled. Realistically, there’s no rational reason why everyone is given the same access to margin…because if you have $2000, agree to pay for Robinhood gold, and a 5% margin interest rate, you can borrow up to 50% of your purchase to invest. In NO other industry would you be able to do that...so it doesn’t make sense that this would be the case for an asset like stocks, at least without a little more thorough background check.
Finally…let me say this. I have nothing against Robinhood, I use them, and I think they’re an overall great platform. If it wasn’t for them, I bet NONE of us would be seeing free stock trades today - we almost certainly owe that to them, and they’ve absolutely shaken up the entire industry in such a great way.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com

By Stock Chat

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28 thoughts on “What you must know about robinhood investing”
  1. Avataaar/Circle Created with python_avatars Mr_Altaf says:

    To Graham Stephan : sir indians also can invest in this

  2. Avataaar/Circle Created with python_avatars HourtheRomanticist says:

    All I know is tsla dropped to 700 🙄 Robinhood is the time

  3. Avataaar/Circle Created with python_avatars SM says:

    Hey grant, where’s your financial blog

  4. Avataaar/Circle Created with python_avatars A Wight says:

    Hey there!

    Love your videos. Just pitching you an idea on used car dealership stocks, particularly $SFT and $VRM, since ongoing supply constraints are boosting used car sales and prices, plus as consumers switch to EVs they need to sell their used cars.

    Worth checking out, potential dip buy.

  5. Avataaar/Circle Created with python_avatars e w says:

    I just use Fidelity and E Trade.

  6. Avataaar/Circle Created with python_avatars Therea says:

    An investment in knowledge pays the best interest."

  7. Avataaar/Circle Created with python_avatars Timothy Booker says:

    Robinhood is super simple and I only invest in ETF’s right now since I’m new to the stock market.

  8. Avataaar/Circle Created with python_avatars yahan koi nahi says:

    Why does he look like a dwarf? Bad camera lens?

  9. Avataaar/Circle Created with python_avatars Travis Martinson says:

    I hate Robinhood won't let me get a credit for a debit spread. If I search the options and find a deal I should be able to execute it. They also will not let you do a credit spread with no risk.

  10. Avataaar/Circle Created with python_avatars Ogbe Gift says:

    Using this service maskoffweb team make me happy they got me 13,000 thousand dollars PayPal hack transfer today

  11. Avataaar/Circle Created with python_avatars C says:

    Damn the rich are so rich they don’t even know there’s a reality on the internet that’s deep.

  12. Avataaar/Circle Created with python_avatars Raskoll says:

    Not a fan of these apps, can be a lot more successful and safer with things like Forex with EagleFX.

  13. Avataaar/Circle Created with python_avatars Real Annie says:

    I just bankrolled my forex portfolio with a good amount of ethereum where permissible and definite management like Austin’s trading group ATG @surefiredaytrading on îńśtågram handles and monitor my trade while I decode these procedures and still win even at grim rates , tbh if you don’t own some couple of digital finances at the moment, I don’t know what method of financial growth you trust then. All that’s needed is a substantial forex enthusiast to monitor you on this so as not to risk your whole passion for this and it all comes abortive

  14. Avataaar/Circle Created with python_avatars Real Annie says:

    I just bankrolled my forex portfolio with a good amount of ethereum where permissible and definite management like Austin’s trading group ATG @surefiredaytrading on îńśtågram handles and monitor my trade while I decode these procedures and still win even at grim rates , tbh if you don’t own some couple of digital finances at the moment, I don’t know what method of financial growth you trust then. All that’s needed is a substantial forex enthusiast to monitor you on this so as not to risk your whole passion for this and it all comes abortive

  15. Avataaar/Circle Created with python_avatars Mathiotte Zoé says:

    Hyperiontrust?

  16. Avataaar/Circle Created with python_avatars Roswell says:

    It seems like my stocks gain but my accounts worth stays the same.

  17. Avataaar/Circle Created with python_avatars Ether 12:27 says:

    I don't know why, but that indoor plant is triggering me

  18. Avataaar/Circle Created with python_avatars Jamie Elliott says:

    I count myself as a successful trader because of the amazing trading strategy of Mrs Loice Martha, considering the huge profits generated 20% commission seems very fair

  19. Avataaar/Circle Created with python_avatars ∴KamikazeKamo∴ says:

    Just started out near the end of 2020 when I turned 18, Robinhood made me develop a new dream of accomplishing passive income with fun 🚀

  20. Avataaar/Circle Created with python_avatars Brittany Bloch says:

    LISTEN FAMILY….. you really interested in making money and owning your investments???? GET AT ME!!!! @brittbloch I love to help people quit their 9-5
    When you are ready to move from amateur to pro get at me!!!

  21. Avataaar/Circle Created with python_avatars Collins JJ says:

    since I start investing with this company I have been living a better life. Geting my profit for my investment today is exciting. Thanks to AUTOMATE company.

  22. Avataaar/Circle Created with python_avatars Henry Jack says:

    I was a big fan of Robinhood account until I got logged out of my account but thanks to Leo_de_hack on Instagram who helped me gain permanent access into my robinhood account all thanks to the great hacker..

  23. Avataaar/Circle Created with python_avatars Max Eisenhardt says:

    BEWARE!!!! THEY WILL SCREW YOU OVER! I SOLD DOGE AT .15 AND BOUGHT IT BACK AT .14 AND NOW ITS BEEN PENDING OVER 24HRS AND DOGE IS UP AT .24…………..

  24. Avataaar/Circle Created with python_avatars JP says:

    Can you tell me why they took 16 dollars of my 100 deposited? Stated it as “rewards”.

    Thanks.

  25. Avataaar/Circle Created with python_avatars Ryan jackson says:

    I'm so happy right now I got my credit cards from Sureboss20 on telegram it's real and legit 💯….

  26. Avataaar/Circle Created with python_avatars Edison Son says:

    +/ 1/ 6/ 4/ 6/ 5/ 1/ 3/ 9/ 6/ 4/ 9
    Binary options trading investment guidance and recovery

  27. Avataaar/Circle Created with python_avatars Habesh Ahmad says:

    Robinhood doesn’t allow you to have beneficiary or give you the option to do so.

  28. Avataaar/Circle Created with python_avatars Graham Stephan says:

    NOTE: I get it, 2 Robinhood videos in a row. Don't worry, just figured it was an interesting topic to cover and it was time-sensitive, so I figured I'd rather get it out this week than wait for any of this information to be out dated. Normal content as usual coming next week.

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