A survey was just conducted by NerdWallet going over the biggest regrets investors had in 2019 - these are those results, and how that could be prevented. Enjoy! Add me on Instagram: GPStephan
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Article: https://www.nerdwallet.com/blog/investing/2020-predictions-survey/
#1 Regret: Wishing they had invested more money.
The ONLY solution to this horrible, horrible problem - is to IGNORE what all the expert financial analysts are saying, and just do one thing: Invest consistently, and hold long term. If the markets go up - great, you make money. If the markets go DOWN - great, you bought in at a lower price.
#2 Regret: Not investing aggressively enough
If you’re investing money that you’ll need within the next few years, most likely - you shouldn’t be investing in anything speculative, or risky. Second, if you INVEST money, and you find yourself PANICKING when it drops a few percent…chances are, you invested more than you should’ve, you didn’t research the investment as well as you could have, and you’ll either need to make SAFER investments in the future - or remind yourself that investing is very much like a yo-yo, and that price swings are a normal, every day part of investing.
#3 Regret: Wishing they had made MORE trades.
Unfortunately, this is another one that’s easy to point to - in hindsight - after you’ve already seen how the market performed. But, in reality - not trading enough is really only a reflection of what information you know - in the moment - and based on how well you understand that particular investment.
#4 Regret: Wishing they had invested more cautiously
To me, this is a strong indication that you should more reasonably adjust your expectations, and if you cannot cover potential loss - you shouldn’t be investing that much in speculative investments in the first place. Especially if the overall market is UP 30%…and your biggest regret was going too big…the way I see it, that’s not investing…that’s gambling.
And then…of course, we’ve got my favorite group…the 30% of investors who have no regrets. Because they understand the principles of long term investing, and they’re the people who smash the like button before the video even starts because they appreciate all the free content.
So when it comes to investing, especially in 2020…all that matters is consistency. It’s such basic advice, but it’s so true…time in the market always beats timing the market. Every single time, for the last 100 years…just buy and hold. Try not to trade too often. And don’t get emotional….and you’ll come out VERY very wealthy in the future.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1400): https://act.webull.com/k/Vowbik9Tm5he/main
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
Article: https://www.nerdwallet.com/blog/investing/2020-predictions-survey/
#1 Regret: Wishing they had invested more money.
The ONLY solution to this horrible, horrible problem - is to IGNORE what all the expert financial analysts are saying, and just do one thing: Invest consistently, and hold long term. If the markets go up - great, you make money. If the markets go DOWN - great, you bought in at a lower price.
#2 Regret: Not investing aggressively enough
If you’re investing money that you’ll need within the next few years, most likely - you shouldn’t be investing in anything speculative, or risky. Second, if you INVEST money, and you find yourself PANICKING when it drops a few percent…chances are, you invested more than you should’ve, you didn’t research the investment as well as you could have, and you’ll either need to make SAFER investments in the future - or remind yourself that investing is very much like a yo-yo, and that price swings are a normal, every day part of investing.
#3 Regret: Wishing they had made MORE trades.
Unfortunately, this is another one that’s easy to point to - in hindsight - after you’ve already seen how the market performed. But, in reality - not trading enough is really only a reflection of what information you know - in the moment - and based on how well you understand that particular investment.
#4 Regret: Wishing they had invested more cautiously
To me, this is a strong indication that you should more reasonably adjust your expectations, and if you cannot cover potential loss - you shouldn’t be investing that much in speculative investments in the first place. Especially if the overall market is UP 30%…and your biggest regret was going too big…the way I see it, that’s not investing…that’s gambling.
And then…of course, we’ve got my favorite group…the 30% of investors who have no regrets. Because they understand the principles of long term investing, and they’re the people who smash the like button before the video even starts because they appreciate all the free content.
So when it comes to investing, especially in 2020…all that matters is consistency. It’s such basic advice, but it’s so true…time in the market always beats timing the market. Every single time, for the last 100 years…just buy and hold. Try not to trade too often. And don’t get emotional….and you’ll come out VERY very wealthy in the future.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness @gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
If only graham new what was coming in 2020..
Guh
After a succession of payments from Alec Payden, it is ok to say that the individual is legitimate, I have no doubt going ahead with him, he even turned down my gift token and asked me to to give it to charity saying, “God has given him all that he needs, use him as a vessel and help those one need.
“2008 was a once and a lifetime” Me watching in April 2020: 😑
Buy and hold. That is it!
my bigest regreat is to not have invested in DogeCoin
I destroyed the like button but now I can't click it xd
you asked us too many times this time to smash the like button
the best part about stephan's videos is the funniest & different way to smash the like button, just like everybody should be doing for my comment for the youtube algo.
I invest all my savings in one go. And now i dnt have more to put in…how do i buy more aggressively?
That's what she said 😂😂
Love the Google search. 😄
So true, excellent video!
Graham: Good video, BUT, Martha Stewart was never convicted of doing anything illegal pertaining to stock trading. The FBI charges were dropped, so, why perpetuate a myth? A mea culpa is in order. At the trial, the FBI found she acted upon the advice of her Merrill Lynch financial advisor (who told Martha he was selling the same stock she held), which does NOT define insider trading. Needing to save face, the FBI turned this into a political hit job instead of admitting they were wrong, deciding to charge Martha for obstruction (sound familiar) and she ended up serving 5 months and "home confinement". Martha is a great chef, but, she wasn't "cooking the books".
"That's what she said." Almost fell out of my chair at that point (replayed it to be sure I heard it correctly!). Wonderful video… and I made sure to hit the Like and Subscribe buttons! Thanks.
I like your videos Graham, but if you ever read this, be careful with your wording in calling the 2008 “the biggest opportunity” since that “opportunity” came from people losing all they got.
When you talk about investing in compound interest. Is it then thrue the s&p500 you're talking about. Sorry I'm not the smartest trader i am only 12🙈.
Fear mongering. I love it.
on etoro there are overnight fees even for x1 leverage on indexes 🙁
Is it standard on every platform ? It kind of eats away at your profits to keep long term.
Some platform recommendations for long term index investing for europeans ?
Real Estate > Stock Market… by a long shot IMO
Recession will be in 2023/2024 and be worse then the last one, I guarantee it. Keep investing until then and make sure you have 6-12 months of living expenses in cash.
Graham: That's what she said
Me: Smashes the Like button
Good companies raise there dividends in reccsion 🤷🏻♂️
UPDATE: I donated $5500 so far from the Ad Revenue on the Mr. Beast video towards Team Trees! Thanks so much everyone for watching without adblock so we can plant trees 😉