Always like to find ways and tools to help you improve your financial goals and help you improve your credit goals. This video is no different just recently partnered with score master, truly believe in their product, and i want to talk about how great this tool is. If you're, someone of the following, who is trying to buy a house trying to rent a home, trying to get a better car insurance policy trying to get a better car loan, personal loan or anything of that nature, get a credit card, this video is for you And i want you guys to stand by and watch this and i'm going to explain to you how easy this all-in-one tool is, that is very cost effective and cost-friendly. It's going to help you save a lot of money in the long term.

Let's get right into this video all right guys, so score master schoolmaster again is going to allow you to reach your financial goals going to allow you to reach your credit goals. It is an all in one stop shop to do just that, for you, unlike other online platforms. Again, this is giving you everything you need all in one for one price and if you click the link down below i'm going to give it to you for even a cheaper price. If you were to go to my link as opposed to going directly to the website, the average person using score master in 20 days saw a increase of a whopping 61 points.

That is crazy again one more time for you. If you didn't hear me, the average consumer using score master saw a increase in 20 days of 61 points that can take somebody from a 650 to over 700. That is amazing. I can take it from the low sevens to the top tier when it comes to credit up at that 750.

760 range. That's amazing. Score master is very easy to sign up for we're going to go to scoremaster.com, i'm going to do it on the computer. Like i said guys, you guys click the link down below you're, going to get a discounted price for clicking my link down below.

But let's watch to see how we do this so we're on a computer now and you're going to go ahead and just click sign up and it's very easy to do so. You're, going to click on sign up you're, going to put your information in your first name: last name: email and once you put all this stuff in here and i'm just gon na, do a test for you guys just to make it nice and simple for you. I'm just gon na go ahead and put your information in here. I'm just gon na put maestro walter and i'm going to put a password in here that you should never be using to ever make a password and it's going to click continue it's going to! Actually.

Last for your social, the date of birth, your street address your phone number, zip code, etc and you'll be signing up. Okay. So that's very easy to do so. Super super easy.

Let's talk about the products that it offers on scoremaster.com now this is one of the features of scoremaster that i really think sells itself. This is called score builder, so score builder is a personalized plan that tells you what's hurting your score. What's helping your score and you can actually take action, you can literally take action and try to get these things resolved and taken care of all right. So here's score builder, like i was showing you so it's right here is the second one and again guys.

These are personalized for you directly so which you see will vary between each person, and you know yourself individually, you're going to go ahead and click take action now, and it gives you 120 days to build credit. And again, this is going to give you that personalized plan to see what's really helping your score was hurting your score and all that good stuff, just to say, for example, right now, you're at i'm at 6, 39 and uh. My goal score is 7 29 and i have 120 days i'm at day 16.. So we're going to look at everything here to see what's open on my report, which closed you're going to see credit score effects on it, so it's low high, which is really good and then you're going to go to action categories available to me.

So here are the four options that are available to me. This is pretty cool. On the take action side, you can fix credit reporting errors, get good world corrections, pay off or negotiate small debts or you can remove identity theft as well. This is really good to have now.

As you see, there are no actions taken here, but together right now we're going to take an action. So here's an example. So let's say right here with citibank all right, so we're going to look at citibank here, and this is what they call a problem account and the reason this is a problem account is because we see that red mark right there in january of 2017. So it's been reported as a 30.

60. 90.. That's how the credit um! You know, burrows work, so you'll see a 30 60 90 or even a 120 at times. So let's just say, for example, for me i was never late on this.

I have proof that i have the payment and all that stuff. We can actually take action with the scoremaster through school builder, so we're going to go ahead and i'm going to click fix error and i'm going to has a bunch of different options here to scroll down. You see all these different options. Okay, now you could say, for example, you were never 90 days late.

If you were only 60, you could say you were never 30 days late or you could just say in general. I was never late on this account. So that's what i'm going to pick now. I was never late on this account and you see it automatically generates a reason, and i'm just going to type in here also click on confirm, instant delivery, and i will have five minutes to cancel this action if it is incorrect.

So, what's next you're going to log into your account action status and, if necessary, most creditors will update all three credit reporting agencies. The update to your credit may impact your score, and hopefully it impacts your score in a great way. One of my favorite tools with score master is their score. Boost keep in mind.

This is an example, so the numbers that i'm showing you are going to be based off of your own personal credit cards and how much you owe now score boost is saying that your payments can increase by 78 points on this profile. Let's click on view, okay, so right now we have a credit score of 639. This is where we are currently and if we go up, then it goes up and if we go down it goes down. So let's go both ways so got ta.

Take the good with the bat! So if you spend another thousand dollars, you can probably go from 6 39 to 6 30.. But if you paid an extra thousand dollars, you can go from a 639 to about a 646.. Let's say you want to pay off. 5.

000 of your debts on your credit cards. You can go from a 639 up until 6.76 and if you're asking what credit cards here, they are right here. They're down here below you see amex capital, one and city, and they had to give you the balances. The payment amount that is due all that good stuff, okay - and it also tells you when your score, will update on to make you want to make a payment before then, which is pretty great.

So you can actually see your credit score reflect and let's say you paid off the whole 15 000, which is just all three of these balances added up into one. You go from a 639 up to 717, which is a 78 point increase from that 639. This tool is amazing. No other companies that i know of online companies can actually show you what your credit score could be.

If you pay off certain ones, they don't give you a number. This is a great tool to have so you're going to see three things. Four things you're going to see a credit score, auto score insurance score and a higher risk index and i'll talk all about that in different pieces. So, just you know click the chapters down below.

You can always come back and forth if you're confused or you just want to go over it again. The first thing we're going to look at is your credit score. Now, i'm going to keep in mind. This is advantage score and we're going to click on view details, and this is based on the transgenic score and what it does is it gives you a grade as well, so right now the score is 639 and it does say it's poor.

You have a number of issues with your credit and it's okay. We are all there, we all have to have to start somewhere, and this is a great tool to get you to where you want to be okay, so this is going to give you some of the risk factors and things of that nation uh. So, to tell you um, probably your credit card balances are too high. What you can do to kind of work through those things score mastered through this right here is a pretty helpful tool.

This is the score. Tracker you'll also see the auto score right here. The insurance score and the hiring risk index so for the auto score, it's very simple: you can click on this as well and you will get probably not approved unless it's under 20 000 is what it's saying, plus they're, going to ask for a large down payment. So when you go to the dealership they're going to ask for a lot of money down and probably give you a higher interest rate because the credit's not what needs to be for top tier.

This is the first time honestly, in my opinion, any company any tool online has talked about your insurance score, your hiring risk index and also your auto score. That is major along with those three tools. You also get to see your credit report. You get to view it and it's called a smart credit report and it will tell you the negative items and things you have.

This is a lot more interactive. You definitely have to get some time to get used to going in and out of these certain pages, but you'll be able to look at everything. You'll be able to look at um recent payment history, um you'll be able to look at an overview to see your scores. How many credit cards you have, how many are in good, sending your total debt, your increase, your public records, negative items, things.

Maybe in collections things like that, so that's a really really good tool to have and then the other tool that score master has is the three reports from your credit bureaus every month with the standard plan, so every month you'll be able to look at experian trans Union and equifax i'm going to go ahead and click on the last one that was done and, as you can see, you got a 613 of 598 and the 639 you're able to see your birth date and make sure all that stuff is good. You see a summary of accounts closed accounts, all that good stuff, what's open, what's not the credit utilization on all of them, and this is really good. You get to check your credit reports because identity theft happens. Unfortunately, you want to make sure, there's nothing on your report that is causing a credit score to be lower than what it should be.

There are two more things that i love on here is the money manager and the one million dollar identity for fraud insurance. Now you get this automatically when you buy the membership and what you get is a zero deductible, which is great no deductible, and it covers your entire family residing in your household. It covers your bank savings brokerage line of credits, credit cards, uh out of pocket expenses, credit reports replacements due to passport being stolen driver's license, is being stolen. All of that stuff, you get it and it's a million dollars now.

This is amazing to have, if you don't have it already. This is definitely icing on the cake. The money manager is the other product that i wanted to talk about now. This is what i mean by the all-in-one.

So not only are you able to monitor your credit reports, have a plan show what you can do if you paid off certain amounts of your credit, you're, actually able to see all of your accounts all in one. The money manager is pretty similar to other online platforms. That'll give you all your accounts all on one, but it doesn't have everything else that i just mentioned. It doesn't have the score.

Building the boost it doesn't have the fraud, the million dollar fraud coverage doesn't have any of that. Scoremaster has all of this so you're able to look at your recent summary for cash transactions, cash and credit recent transactions payments due checking account investments, credit cards, loans, all that stuff, even your net worth you'll, be able to see that all right here so score master As a whole, i love everything that it offers. It is really interactive, it is fun to use it's exciting to use and it gives you a goal. A lot of people try to improve things, but they don't have small goals.

I think it is really a key factor for long term, for a big goal is to break them down into small goals. Score master is giving you all of that all in one you don't have to go anywhere else for it and it's at a very affordable cost. Again, if you click the link down below you get a cheaper price. It's going to be the pinned comment that i'm going to comment down below on the youtube comment section so make sure you click on that.

If you're someone like myself, my story is very similar. I started off with zero credit, zero knowledge of financial information, zero knowledge on how to manage my finances, and i wish i knew of score master 78 years ago to really better myself and put myself in a better financial situation. So final take is score master worth. It definitely is, i truly believe in the product and the tools that it offers scoremaster.

You did a great job on this again guys if you want to go ahead and check this out click. The link down below it'll give you the discounted price for this. The discounted price for this is cheaper than a meal on doordash. More than likely for you in one day i know i could spend some money on doordash just on one order in one day.

So go ahead and take that one order a month give yourself a better financial future help you reach your financial goals. Have you reach your credit goals and again, whether that's buying a home, renting a home lowering your car insurance premium refinancing a car loan to make your rates lower all that good stuff score master's, going to help you do that and give you the best credit score Possible i'll talk to you guys soon be safe. Thanks for watching you.