What's up everybody so today we're gon na be talking about two cards, so this is the a max platinum and then we have the Amex gold, you're gon na be talking about both of these cards. I want to know what you what you think, so let me give everybody at least I could go 5 to 10 minutes to come join in the know, it's Sunday night, 9 o'clock. So, let's see how many people join in and have this discussion, we will doing here for a good hour. So let's talk about it more for some people to join, we'll see how this goes again.

If you're watching this or replay it is the AMEX platinum, it is the AMEX gold, and i want to have a discussion about him. I want to know what you guys think: what's up Keith how you're doing today. Let me know if you guys got this car. Let me know if you guys were considering getting his cards these cards and if you have any questions or concerns, we're gon na be talking about these two today.

So everybody come on in. Let me give you a pile of 5 to 10 minutes to join how's. Everybody's not going tonight, can you tell me let's get interact and who's in chat. I want to see who's here.

Send me a message. Let's say: hi want to see who's in the chat tonight: American mm-hmm, American, pink goo! That's right! That thing pink! That thing is pink sue and I like it thumbs up. I appreciate it. I appreciate the video cuz somebody thumb me up or do I got a thumb up too: ok, ok, cool cool cool thanks for the thumbs up.

Give me a thumbs up please. If you're in here, I really would appreciate that get today's video is gon na be about the MX platinum Amex going. I want to know what questions you guys have. What you guys think applauding got the Discover card 15,000.

Last week. Congratulations: you got 15,000, which Discover card. Did you get? I didn't see it, you have to discover it car or did you get Brooklyn New York? Shout the Brooklyn New York man not too far, I'm in Philadelphia, Pennsylvania, source added to Brooklyn New York. Discovery rewards nice card man, nice card 15,000.

That's awesome, which I am X card. Are you gon na get? Are you gon na be getting the end, the Platinum where to go or which one you think about not sure gold is what I'm thinking the gold is. Pretty nice, you know you can't get the paint gold anymore, but you can still get the gold when it's pretty nice. Pretty awesome still got the same benefits and I don't get stuff.

The annual fee went up to like 250, but I still think it's 100 % worth it. It gave you a little bit more perks. What's up D, how you doing ma'am has everything gone? What's up, Dee has everything gone yeah man? How to do credit TVs in here Dewayne is an awesome source for anything credit wise, also shout-out, to Dwayne make sure if you guys don't have him, I'm sure you do, but if you don't make sure you subscribe to his generators channel is awesome. His channel is awesome.

We got something cooking up. This week's I just watched out. I can't say it too much more anytime. Now you do the same thing for me.

I appreciate it all right. So, let's get into these nine perks. Who has the card who's? Thinking about getting the car, what questions do you have? What do you use it for the way, and I know you got the gold car for sure, but she liked to you know everything everything christmas thats right, aimes are welcome in. I appreciate that we got some people in here angel thanks for joining, and I really appreciate that welcome today's discussion is gon na be about out of Amex go in the Amex Platinum Card.

You got any questions about it. These two cars right there they didn't have the car. Thank you tell me about it. Thinking about the gold, but I don't know if it's worth to 250.

What about it? Do you think it's not worth to 250, like what do you think with the gold card that you may not? You may not benefit from or you may lose value with it because we can discuss it or we can see if it makes sense for you, because with the hundred and twenty dollar diner credit plus the the airline fee, credit - that's already 220 right there. So, are you really paying? Is thirty dollars gone for the gold with these two cards, I'm paying what 800 550 for the Platinum and then two $ 5,800 mmm $ 800 mad for some credit cards, but the Amex referral link helps on a tremendously so like last year I maxed my index Platinum and for a link out and it pretty much paid for my annual fee. So if you are considering to apply make sure you know you can apply under mother for a link, I can always put it in the chat. If you want me to always put it in this out, if you want me to, if you are considering to apply for any car gold, platinum, even one of the credit cards that they may have, it will help me out to do our support and you'll still Be able to get your car to get your reward as well, so I'll put it in there I like to give go away and to get my score up a bit more before I apply.

Scores are like 7/10, but thinking about golf or an authorized user, you see thinking about getting authorized, use it for the golden other cars yeah man and that's a good part um. You can get up to like in 99 authorised users. I mean, if you're the cardholder. I don't know anybody.

That's gon na have 99 people on their account, but you've got family and things like that to do regular purchases, like my brother, he's only a 16, and I have him as an authorized user on a platinum car. One is building up his credit, so when he turns 18 he has something to kind of look forward to, but to when he makes his but his small purchases. You know they're not too big yet, but when he makes his purchases it gives me two points. It gives him the credit, and it gives me two points, I'm so.

If you're gon na have authorized users that'd be a really good way to get your points up. As well, because this is you know, it's more to one person spend it on the car. If you have anybody 13 or older Amex, 13, or order in the US, you can put the morning so authorized user and I've both of my kids as authorized user', since they were 14 yeah man he's starting him off right, you starting them off the right way. I wish asked I started when I was like 19, but if I could have started when I was 13 or 14 man 4j, if the scores that are needed for these cards - and I would say I would say, like 680 or more - to think about Amex.

If I'm not mistaken, I can't see it anymore, cuz, I'm. Actually I have a you, have a membership. I have a car with them, but you can see if you're pre-qualified, you can go incognito or something like that. If you have a membership, but you can see we're pre-qualified for these cards before you put a hard inquiry on your account on your credit score.

I've you just wanted to make sure. But, to give you an answer, I would say six six, eighty and higher you should be fine with these cards. I got the MX gold card in October, my school at the time of seven. Oh four yeah.

Let me put my referral link inside of here. Just in case, you guys do and again, if you have any questions, please let me know we'll be happy to answer on for people who do have the card. I would definitely like to know the best Redemption you got with it, which you've done so far with the card yeah. I was saying I was thinking about that six, six.

7680. Okay, so I can't explain to you the charge card situation, so the charge card is different from the credit card, so a credit card, a traditional credit card. You may have a limit of, let's say, five thousand dollars right with the charge card. It's it's the same thing as far as helping you build your credit, but it hasn't.

You know you don't know you don't have a preset spending limit. There is a there. Is a spending limit that you have. You just won't know it.

So no it's not like a black card where you have no limit. I know people who have the centaurian card or the Amex black card. You know they don't have a limit or if they do, is extremely high with Platinum and Gold, though it's more so based off of spending patterns, credit, score, etc. You can always play with the tool if you're approved for the car you once who in your American Express app, but I've always heard you know you don't really want to mess with it.

So much I've messed with it a few times to see. I think the farthest I got was 40,000. I didn't go any higher and so like I know at least I can spend 40,000 at that point. At that giving time I could've spent 40,000 won a car, no issue, so it's pretty cool to you know you can walk around.

You know you can kind of flow if you want to like it doesn't have a limit exactly but yeah. That's to answer your question. It's a preset spending limit. It doesn't have one.

I'm gon na put my referral link inside of the chat right now, for you guys, no problem. Angela, there is my referral link. If you guys decided you want to apply, you don't have to apply for the AMX platinum card. You can apply for the gold card.

You can apply for any card on the index website. If you guys wanted to support the channel, appreciate it Kevin. How are you, man, how's everything, going welcome to the channel the AMEX gold, the AMEX gold up, to which i got a fifty thousand sky mouse is now i got a letter in the mail today for the delta card. I havent, i don't have a dollar car yet and it was for the gold one and it was um.

It was thirty thousand, but then they kind of gave me. He gave me like a target offer for seventy thousand two. So that's pretty good, don't play with the spinning calculator on the mix. If you go too high of a sparker france review exactly yeah, so I wouldn't recommend playing with it all day every day.

If you maybe wanted to try it, maybe once or twice that's fine. I didn't have any issues with it just from personal experience, but I know on a regular basis, I'm not going to spend forty or fifty thousand dollars. So I really don't care. I have never been declined with the card, so you know until I get the client or something you know, I'm okay, with whatever they give to me cuz.

It's obviously enough for me to spin and that's been quite a lot on that card. It's not like extravagant, but I would say a couple thousand a month: what is this button so I'm getting used to this, so you show your support. What does that mean for those who has the going? How did you use the sign up bonus if there's anybody here that wanted to explain to aims over tell angel what they use? That would be pretty awesome when I first got the gold card it was before. I really did anything so what I did with my gold card.

I got a target offer. It was for 50,000. This is when the gold cart was. The premiere rewards gold card back when the annual fee was 195 and it was waived the first year no shade, though, but I used it for a trip to Barbados and I ended up paying for the hotel and all that good stuff, maybe like $ 50, like 50, around $ 50.

It was pretty awesome, so we went to Barbados and it was like the flight. It was a good like $ 50. Now I could have probably redeemed it a lot better than that, but the hotel we stayed. It was a really nice hotel.

I was called the the Accra and Barbados, and I spent about like good fifty bucks on the hotel for five nights, five or six nights. So that's how I use mine. The best way to use them, though, are to always transform, though, to different. You know places so maybe airlines, like Delta, etc, like that, so it was a good way to redeem the points you never won, every diamond for a statement, credit or a gift card, or anything like that always had our you know, transfer to points oh yeah.

It was great man, it was a great way to use it at that point. Yeah it was, it was awesome. I was just exciting cuz. It was my first time in Barbados soon.

So I was, I was excited. Anybody else got any other redemptions they use for it. Oh Dee Anderson. Thank you for answering that question.

I'm sorry about that! Jay Yeti they pumps. Are they pull from experience a lot of companies pull from Experian the most are the points transferrable to only Amex cards. So, are you saying so you have let's say you have I'm thinking. Your question is: if you have more than one AMEX card, then yes, you can't transfer like Amex points like a chaise awesome, / worst portal.

That's what you're asking I'm! You can only kind of keep it within the Amex Membership Rewards. You've got only transfer it out. I'm planning my using my reward so go see Janet Jackson, Las Vegas, that's awesome. Are you gon na be playing? Are you gon na be using the points for like a show, or are you gon na be using a taxi like stay in Vegas and things like that and what card do you have? What card do you have a Mexican here, the MX, platinum or Amex gold, and that question is for a hip hip, it's a hip set a dip hold on I'm sorry, I mess up your name hip.

Did it did right? I know questions for you and don't forget is to begin of marks, so you get your ubereats credits if you got the Platinum and then you also get your dining credit. If you are a gold member, I used mine already on son. What did I use it on TGI Fridays, use it on TGI Fridays already the order came up to like twenty-two dollars, so I ended up paying like after the tip like nine dollars, so not too bad. We got 15 people in here everybody if you are, if you haven't already kind of got into the conversation just say hi to sock.

I know and just welcome, welcome to the show hmmm do I recommend the Marriot bone boy. Hey welcome to this channel give her credit. Your video was awesome by the way. I really appreciated that credit card statement.

Video anybody doesn't have her definitely subscribe. She is awesome. She gives really good information. The last video she posted last week was, it was definitely last week.

It was. It was awesome video. So, as far as the Marriot bumboy a brilliant order, I hope to inspire I like the hosting aspire only because I'm just a more so just I heard something that person that's just a personal preference. I like the the Hilton gold, rather than they go to lead with Marriott.

After this whole new merger and everything I'm still kind of skeptical with with Hilton, especially cuz SPG. The points were just awesome thought the points was like awesome value. I stayed like five nights with my Sinai bonus. I got from the SPG car from Amex five nights for free in the best room right on the right on the boardwalk saw with the off the whole merger with Marriott and SPG and ritz-carlton.

I'm just melted. All the way the Hilton aspire I gotcha hips, it did give me one. Second, I got to scroll up a little bit. I have the MX platinum going everyday in SPG now, as well as okay, right, seamless and Amazon yeah Amazon and the value is so bad.

I mean I wan na go say it so bad, but you can get so much more value now I go a lot to be honest though I got like if I'm buying, like I brought a book a couple of days ago for like $ 20, and I Go a lot I didn't feel like paying a $ 20, so I just used like mm mm something 8 next points, so you know I can't be you know contradicting myself here, but I didn't feel I painted 20 bucks, so I just use my Amex going so They got me I'm going bigger purchases, what I just don't make sense, but I'm not and get so much more value. I'm transferring two points or something like that. I'm not doing that that world of higher card is gon na, be my next um. That's gon na be my next car.

That's gon na be my next car for sure. Yeah give her credit, I'm more about the hill to life. I just like to UM I like the brand. I mean I'm not saying customer service.

I like that, but it's just as far as how do you treat to go delete members versus the gold members with Hilton. I just like Hilton, better. That's just touches me, I'm Pro Hilton. In that case, I think they have a hundred and twenty thousand signup bonus right now for the world of Hyatt, which is pretty awesome.

I think it's eighty thousand, when you spin about three thousand or two thousand and then another forty thousand when you spend another three thousand or something like that, Wow I see other with that Hilton card, I'm gon na and I'm under 524. I'm way under. I think I won't even I'm way under five cent of work, so I can kind of just apply for whatever oh yeah man a Hilton car but see the Marriott cards, not bad either. I'm just the brand is what just makes me.

The merger is just kind of just like I'm cool you're lucky I had to wait, though, just like you guys did you know. I have to wait a little bit. I have to wait for for fro how you doing thanks. I'm welcome into the channel.

I really appreciate you joining it. Today's discussion again is a max platinum, Amex, Gold Card discussion or whatever else you want to talk about, but it pretty much really it's gon na be these two cards right here and you have these two. He said I'm way over. Yeah I'm way under right now.

I've been kind of chillin for a little bit kind of just trying to figure out the best options for me, but the world Ohio car got me so yeah I'll. Take that yeah ma'am and my favorite Hilton is the the Doubletree, because there are cookies. Oh, my goodness, like I'll go up so everyday I'll just go up there and they know what I need. I need them to.

I need them cookies. When I soon as I come down the stairs, so you don't cookies, are nice? Okay, wait! I got it mixed up. I received my SPG car with the referral from how to build credit TV nice see. Look at your doing.

I see you I received my referral. Bonus from the gold car from the SP go off and the credits you feel I have a lot of cards got a lot of cars. I would definitely like to see it what's in my wallet, video from you. I would definitely not to see that yet on one cookies man don't warm cookies, they even sell them on the website.

I was so intrigued AG, so you sold them on the website, so they make us some money off them. Good cookies man, they good NBC's embassy suites are nice. My favorite embassy suite around here is the one at Philadelphia, because it's really nice in the sky and each room has a balcony. So obviously cuz it's a suite, but each room has a balcony but you're right near like the rocky steps and you're right near the park and all that good stuff.

So you have a really beautiful view, especially at night. It's awesome view a lot of lights and you know lights and everything. So it's a really nice view. I'm locked inside Marriott.

Is there like Walgreens, I'm just about every corner. Really did we lose connection? Are we are we still here? Can everybody see me? I just said reconnecting out of nowhere. Are we still here if you're here? Just? Let me know: okay yeah, I'm sorry about that. I don't know what that was.

We do got some bad weather. We got this little snowstorm to everybody. I closed out over here, Philly right now, so the weather's getting kind of bad. Oh, you talk about the the the Barclays luxury black card that which one is that is that the one I did that video? Okay, that's the UM, the one! That's like what how what is it five hundred ollars four hundred dollars, thanks guys, I appreciate it um and then he had like a gold card just like almost a thousand dollars, but it has only like Super Saiyan cash back or something crazy like that.

I did a video last year on that card and everybody that was like my worst video like. I got a lot of views, but everybody hated that video. I will never do a video and I didn't even say I was gon na apply it from afford to just. I will never do a video about that again.

Reporter, Jerzy, are you amateurs you Soviet, like if yours did, what the Walt Whitman Bridge, I go right over I'm right down, like South Jersey, I'll be right in South Jersey. So what part about Jersey are you up? Besides a corner planet was the next best ain't Nexus. I was thinking to go to Honolulu class. So besides the goal or the platinum card, are you looking for? Are you looking for a charge card? Cuz the green card? I'm not gon na recommend to you.

So I would say, if you're looking for just like a regular card, I, like the Amex everyday car - that's really a nice car they've written in a cash back to blue cash back card for Amex. I know those cars are with us as well, but then I'm gon na be looking like the airline cards that delsa that does a gold card. If you have you know, if you're in a delta area with Riaan, we live in Philly. So we are like more Pro America airlines, but if you like Delta, though the Delta car right now, the sana bonus is pretty nice, it does a go-kart and annual fee of $ 95 just waived first year.

That is definitely a and so yeah. That's the funny thing because you know to chase cards to premium cards that they bring that to you and they give you that trip too late. God, Amex doesn't know it's a bummer but yeah they bring that to Amex it's a wrap. You know I don't care for um Barclays too much which unites a card.

Are you talking about the one that gives you the the United club access card, the one that's about like 495 annual fee, okay I'll be willing to give that hold on because then hold on? That brings up if you're, giving that up and that's $ 200 that you're giving up right. Oh that's, a tough one, that's a tough one! Okay! Can't they just add it. I mean we already pay at five. Fifty.

I would rather get the trip delay rather than the Saks Fifth Avenue credit. How about that I could take. I can take the Saks Fifth Avenue. Credit off and you'd give me a trip delay in interruption.

Oh the models plus for $ 95, okay, so you're more like okay, so you are you okay, so you're like if you line up, I think that card is awesome. I have a friend who works for United and she has that card. Let me see I'm trying to go back up. I didn't get my Delta credit for from our, for where do they give cars? Oh well, I know what the American Airlines they have done it a little differently.

How long ago have you made that purchase was to do in the last couple weeks or something cuz if it was like last week sometime? I think you should still be okay, but it was a couple weeks ago. Yeah I hear you, but spoon went out of the airport with these lovely and brick-like seats and I'm telling ya hey. I understand I understand I was on. Thankfully I think one of the engines blue or something like that when I was in Myrtle.

Where was I, I was in Greenville South Carolina and pretty much. I was in Greenville the engine blew and thankfully they gave me a like free nights. Stay cuz, I would have been probably somewhere or I have enough force to pay for a hotel, so yeah I'll. Give it to say a shamrock 400 percent one week.

I will wait to see just see how it goes. I really hope you get the credit uh, but keep me updated. I really don't have heard anything about the Delta, but I'll do some research for you and I think we did come out of my video. So what I'll do is comment on one of my like most recent videos.

Just so I can respond back to you well to do some research after we get off to live and I'll make sure I do some research and let you know, but I see American Airlines is eliminating at 10 percent miles rebate. Are you kidding me? I have two of those cars. I have the the Berkeley one and I have one from city, so it's not gon na be too good and I'm always using the reduced mileage awards and stuff like that. Poins chatter welcome into the chat man awesome channel by the way awesome Channel, I'm looking to see more of what you're gon na do awesome awesome jet, oh man, if anybody hasn't subscribed to point shutter, please make sure you do so as well.

Punch channel has awesome tips thanks for joining to chat man. I would definitely agree. Point shatter um the ELSA sky club's. Awesome.

I've only been into an American Airlines one once but yeah Delta Sky Club awesome and, of course you know I got in there. Cuz of the MX platinum car, but - and I do think, does it has a better implant experience for sure for sure and those cookies that they gave on the flight. I think they give them to everybody. Where does those cookies call them like Brown? Cookies are kind of shaped in like uh.

I don't know what I don't know: yeah yeah. This is pretty awesome them. Cookies are awesome. I mean something about cookies with me and his lover, so I have no complaints with my in Mexico Delta.

That's awesome. What was the best Redemption you've done so far they doubts of cookies. I got to think the cookies man. I got a thing for cookies, weathers Double Tree Delta.

Is this something to do? I can't it's called so school. It starts with an S scroll up scroll off. I forget, I forget what it's called I'll find out, but yeah I mean the cookies man for sure I'm actually well looking at right now. Let me see if Elsa and flight cookies, bisque Ulf, okay, I started seven assad's bisque off cookies.

Okay, it abyss golf cookies are awesome, a Cookie Monster, my sucks man, oh man, that's funny 18,000 SkyMiles out of 66 to fly to Arizona from VA. That's awesome where you went um. Are you an economy? Where were you at bidding? It was the first where you're an economy was a business. What did you have? First, okay, that's nice! I haven't done the first class down supply, yet I wanted to a first class American Airlines flight.

I wanted to do one to Jamaica. That's what I said. Eighteen thousand Scott! Every time I try to do sky mouse like its R, it's like 18,000 for premium economy. So, for you to get 18,000 for first-class is awesome because I can't never find a good deal with.

Does a nice guy Mouse? Maybe I'm doing it wrong? I was a flash out most. Definitely a man I'll, be I'm happy to keep those videos coming and you can always ask me questions too, but if you got any suggestions about next videos, let me know, preferably if you got any MX the videos good. You got questions about or anything like that. Let me know they do it after midnight.

This guy D, Anderson has the D Anderson is the plug. Quito is a good diet. The keto has a good diet and I love sugar sugar free cookies. I thought you said sugar, cookies, ah sugar, free cookies.

I feel bad for you give her credit, but it's okay, I'm all in American, as I can book via British in Alaska and British Airways, I tried to do a transfer over some points from Amex to the British. Today a V owes British Navy owes and it was a really good redemption, I'm so yeah. That was pretty awesome, but it's just really hard to get those. Sometimes you got to make sure you really kind of looking at the answer.

British Airways, because people are always grabbing those good days or British Airways - does anybody have the business version of these cards, the business version of the Platinum, the business version of the go-kart or any other m/s go-kart? I know the Wayne you just got. Was it the red one? Let me see which one you got? No, no, no! You got the blue, you get the blue index business card, so does anybody have it and how do you like it? It's all good. I know it's kind of late. It's 9:40.

Almost ten o'clock, so I understand, but I appreciate you even being in here at this late at night, on a Sunday I have the blue business plus Delta business go and the SPG bit nice, nice, nice, yeah man, you got a uh, she is she do we Cookin dinner cuz, when your chairs use cooking dinner to or your live stream a couple weeks ago, she was definitely thinking dinner. What do you think is the best airline for domestic travel? First-Class - hmm, to be honest with you, I know Delta. No, it's not Delta. Jetblue has a really nice.

Is that what is it called? Oh man, I got to get the name before you. I know JetBlue is pretty awesome as far as domestic dog. Don't really I don't like traveling domestic first-class, the mint yes JetBlue, mint. Thank you so much.

I love mint minutes awesome, so it was gon na be any one of them. I would definitely do mint. Oh she's, an LA okay, so it makes sense. That's right! She's, all s, Coast time, yeah, JetBlue mint, is pretty awesome.

I don't really like Americans, our first class for domestic or anything crazy like that, because the flight might mean what is it the longest fight I had domestic why's was maybe uh six hours. I wish I was on West Coast time yeah. Yes, I was on West Coast time. I mean I mean it's pretty, that's pretty much the same if you're over there, so whatever I just hope, jabu doesn't go anywhere as far as like going out of business or you think crazy about Decker's JetBlue minutes pretty awesome.

I was only five first-class with domestic pleasures, as you can usually get them yeah. I haven't really looked into doing a first-class flight domestically though especially not recently, I've been trying to really like cuz. I've been booking a lot of things with just my points with American cuz. I got a lot of them, so I'm really just trying to like do my reduced mileage Awards and all that good stuff.

So I'm trying to like be as frugal as possible. With my point socking, you know, alas, but then another perspective is you know you use those points to do something really big that you probably don't want to pay out-of-pocket for too so I'll, probably be saving my points to do something big in the future. Probably this year, actually nice, who do you transfer your on points to will portal you transfer from Amex who so as far as my Platinum Card, I don't use it often one second hat drops, I'm sorry. So as far as my Platinum Card, I don't use it often.

This is like flight or something like that, because you don't get that many puncher countries, cheating yourself. What, but now with this Amex, go to a max platinum kind of combination, I'm more so using the gold car more I'm only using my platinum quarter. If I'm looking for flights and stuff like that, either on the website or on a max platinum website or if I'm booking a hotel - and it makes sense for me to book it on my Amex travel calm other than that, not using it Anna Nicole, it makes To British Airways for first an American - or you is okay - nice, nice, nice, nice, so I'll transfer minds to habeas. So British Airways, sometimes if I'm being lazy - and I know this is probably not the best one - I'm sorry and I sure didn't - mister, oh okay! Okay, yeah, I saw Avios and also, if I'm being lazy, I might transfer.

I know it's not the best Redemption by my transfer to maybe like a hotel chain, but I really do that either. I just used the Amex offers to kind of get money off of my hotel. Redemptions cuz Amex is always doing an offer, but I'm mostly transfer. Maybe us I might do del Sol as well.

Never do it for statement credits. I never do it for gift cards because they are horrible Redemption rates. Anna Nicole, for real, I got you I like you, it's gon na be locked in. I got you got you yeah.

I was curious about that to anyone in access and a nano and a Nicole, oh and Dwayne. I got this um backdrop is coming from Amazon, so what's the I, this goes we'll see how this goes. What's your second card used myself, so platinum, soft? Okay, let me scratch that so Amex gold card, the Chase Freedom Card cuz, it's a 5 %, that's probably my favorite one and then maybe Amex Platinum. Maybe so those are the cards, I'm kind of messing with right now, but specially the chase.

I'm trying to get my Chase awesome. The rewards points back up cuz without me having chase within the last like I haven't, had a chase card since, like when hmm I haven't had a sense of Sapphire Preferred. I didn't go for the reserve um, so I got ta get my you are points up, so I've been using the chase freedom for sure I've been using the chase freedom car for sure, because I got to give my awesome rewards points all the way up, but I'm gon na have to try out a credit union ASAP how about don't have a credit union. I don't have a credit union credit card or anything clears like that, so I'm definitely gon na have to look into some of these credit unions to see.

What's up? No, I'm not registered for all of the transfer points. Are you register for all the transfer partners? No, because I don't use a lot of transfer partners awesome. Now, I'm not registered for all of them all right, maybe Frederick cutting you and I look into it. If you get any type of referral link or something let me know, I heard they were very generous, like very, very generous.

If you got, if you got referral links with our Navy Federal Credit Union, let me know, ah I got a who's trying to put me as our family cuz. I don't have any um. I don't think I have any family who's trying to put me on as a family, neighbor federal you have to be military, our family, hmm, I don't think I can name anybody who has a Navy Federal Credit Union, bummer bummer. There has to be a way around that.

No, ah man, okay, well, never never mind one-time donation to drive in fact, well I'll. Look in the pin fair for sure them. That's not bad at one time: donation! Okay, cool! I must start looking around. I mean I don't really get into my business with my family, much about what granite cutter cuz they got down when you talk about that stuff.

I know my immediate family doesn't, but I'm gon na start asking around sue. Who has a account and if so I try to get an AV fed, but if not I'll do pen Feb 4. The recommendation I shoot, I helped form our eggs but good friend I said she, my cousin. She got it.

That's nice, I'm your cousin to do! Okay, I'm your cousin, um I've got to with Navy. One came out to get its when if I came a second, that's awesome, yeah, that's very generous! That's awesome! Why'd! You speak to our Amex for our happen. You spoke to MX for a hour. I know it wasn't good, so, what's going on, I've never spoke to Amex for that long.

Ever so, that's probably something big. Okay, I'm curious to know what happened with this. Our phone call for Amex. So at my job right since we're not having any conversation at my job last week we did a um.

I work in a bank myself, so my full-time job as a bank. I can't tell you which one I would see my work in a bank and you know we have, I hope, people I'm one of the UH one of the memberships of woman -- it one of the members of leadership, so my job is to do like a Assistants and stuff, so we did a credit card workshop, but it was just me and I was in there for five hours straight. I mean it took like a lunch break and stuff, but I was going in for about four and a half hours it was. It was, I don't think I can go for that long.

Just talking about you know how obviously got ta talk about the credit card thing we saw over the phone and stuff like that. It kind of helped him when they're on the phone to customers and things of that nature, but um they did really awesome and if he bet was great so hopefully I can one day record in the classroom or do like a video or something like that. So I can kind of put that on the channel cuz that five hour presentation was pretty nice, it would have been really nice content for the channel, but you know how to being sorry. They don't want that information.

I have four MX cards. I was asking questions about each car: okay, okay, so it wasn't nothing too bad, okay, yeah, okay, so that's good! Well, madhubuti was able to help him Garrard bank, like jorah college, like a Philly, I haven't used any of the benefits yet where Amex like I haven't, used the extended warranty I did use. Actually I did use the roadside assistance. I was stuck.

It was Cinco de Mayo last last last year and I was out Delaware and it was like 12:00 in the morning and my tire was like extremely fat like it was just extremely flat and I did not have a spare. I don't have a spare because I use it already and I happened to somebody else's car, so I didn't have anything and had to kind of give me a spare. No I'm sorry! I had to tow me I'm tripping Anthony to the nearest place. So it's pretty dope and you helped me get back on the road, so I didn't use that without using triple-a.

I can't show my triple-a because I had the roadside assistance for Amex and then I used it this year on my friend's car, I had work. It was, I was freezing outside, so our batteries old. I had a lotta bunch of like bunch of stuff on it. It was just really over to messed up, so I helped her and got her jump for free.

So I do use the roadside assistance more than anything, but as far as like accidents and things like that, I don't really have too many of them, so I haven't used them just yet. The Penn Relays is nice. I would bid it past this year. Already.

I was thinking about God. Apparently you know. If he really is nice. I use purchase protection for my cellphone damage.

When I got my money back see, that's awesome. I haven't purchased a phone number, so I haven't liked my iPhone. I didn't purchase it on my index card, so even if I did happy damage, I couldn't do it. I did break my Apple watch.

I did my first one that I had it just I was taking it off outside and then it fell on his facing the whole screen, cracked. Fortunately I didn't use my Amex card. It's all. I had to paper another one.

Okay, Triple A is well worth the money. If you book more than three times I'll marry out, tell me why why so, I know my Apple watch, you know. Nowadays, you can't live without your Apple watch test and I got a bunch of watches, but I, where I watch every day for some strange reason is addicting. I am trapped in the Apple ecosystem, so even if I wanted to get out, it would be so hard to get out, but I saw awesome hack.

Two of you have triple-a. It's typically 15. It's when I was cheaper. That's awesome is that the weather does that, like hell, I'm hearing something like you smacked the window and I'm trying to figure out what's out there.

There must be some hell out there, so it's probably getting a little bad. I know they canceled all the schools around here for tomorrow. Yeah that Apple ecosystem is dangerous. I will be keeping the both Platinum and Gold because they kind of one you know both cards make up for what the other one doesn't offer.

So you know gold makes up with everyday spending as far as restaurants, groceries, etc, dining credit, but in the Platinum makes up for the status I'm talking like Hilton Gold. You know Marriott Gold, I even got Caesars diamond because of it. I got a Hard Rock saw. Something so when I go to AC you get like a upgrade or room, get like a hundred dollars and all that stuff to eat and all that stuff.

So I will be keeping bulla, platinum and gold because, with one lacks the other one makes up for oh she's, a samsung, no Caesar diamond Caesar diamond. Let me just make sure yeah, it's Caesars diamond man, I'm gon na tell you the referral links helped me out. Last month I mean last year because again the Platinum car it was paid for we're team Apple. Over here you know, I'm cool, I mean I'm cool with everybody, but yeah going back to Dave Jones.

So what you do is you will status match? So what I did was, I went from, Hylton rose gold and what that did was I status matched with Wyndham that gave me Wyndham. I think it was diamond or platinum. You only get that, for, I believe, 60 days, 30 or 60 days now I didn't meet the criteria to keep it, but whatever so, within that 60-day timeframe, I went from the Wyndham. I think it was either diamond or platinum, one of those and that status matches directly into Caesars diamond and then Caesars diamond directly status matches to the heart Rock chain.

So when you go to places like Vegas or Atlantic City, you know, Vegas is very big on charging you the resort fees, you don't pay reserve fees and that status with a Caesar mat is good for an entire year. You also get a free trip to Atlantis, which is the Bahamas at Hawaii, your Bahamas. I think it is in Bahamas if I'm on water dose one of those. But you get a free trip to Atlantis to hotel in Atlantis, and you got a pass thing like resort fees and things like that.

But as far as like, if you're going to AC or Las Vegas, I think you get free, shows free food and you don't pay resort fees. And you know the Vegas rooms are cheap. But then, once the reserve fees come in, it's just like getting a regular hotel, so we got like a three night, a three night stay for like seventy dollars, but if it was the resort fees, would've been like extra, it was 40 at night right. So extra 120, so yeah, that's how you status match.

So again you go from so you got Hilton go and you status match on the website. You can just type in Wyndam status, match on Google and then it'll. Tell you to kind of sign up for Windham rewards. If you don't already have Windham, and then it just want to have proof that you are Hilton Gold.

Look at my axe for like a screenshot, I sent them a screenshot, and then that gave me Windham diamond once you have that in about a week. Take that sign up for seizures rewards if we don't already have it and now you're gon na be Caesars diamond or season platinum, whichever one it is pretty simple and again those resort fees and them credits. All that good stuff is awesome and it lasts for a year so and if you're an AC or Vegas or ever you guys. This is pretty awesome.

So that's how you sound as much liek welcome into the chat. I really appreciate it. Welcome welcome you talk about me with the deep pocket. You got a Mac.

You got the deep pockets doing yeah. I learned that she called Watson, George from a Facebook group that has the platinum and this guy literally. I could show you guys, but he had like, like 10 hotel brand matches, that all kind of steamed from Hilton Gold, which obviously came from the Amex platinum cards. So that's what I was saying like um.

You know the 550 might seem kind of hefty at first. When you look at all the other things that you get and things you may not know like you know, American Express, isn't gon na tell you everything that they offer and some things they kind of. You know they may not offer themselves, but because they offer other things, those other things offer other things and they offer other things and other things that's pretty hot right. So yeah I mean it Timmy, it makes sense.

Oh, I forgot this okay, so we also got this thing here that I never knew this, because this is my second live stream. It's called a super jet, so whatever that is, but we have super chat in here as well. I got bars right, so if you wanted to support the channel supersize, I really appreciate it, but it again is not necessary, but super chat is awesome as well. I got bars man I got bars.

Maybe I should be like a rapper too. You know. Maybe I should make a youtube channel. Maybe I might have a better career in that you just never know so.

Stay tuned, yeah, listen Dean! Do the Deuter platinum when you can do the plan, but it'll be here for you. So it's no rush, but definitely do it. If you can, because I don't stay that many nights just yet. I think it's 40 nights you got to do to stay with a cold year for gold.

I don't say forty nights and you know year with none Hilton's. How do you how his acceptance overseas acceptance so far? It was a couple times where I got rejected and I'm just like dang, but Barbados was fine to accept Amex over there. When I was across the pond in Toronto, it was fine. I was a Niagara Falls.

It was okay, they're getting better and better. So I would say it's pretty fair, but you know again a lot of people don't like to pay Amex. The merchants don't like to pay Amex transaction fees so always keep a Visa card with you. Wherever you go.

Always always always keep it visa card. Wherever you go but again, you know they always promote that they're getting better and better and they are, but their fees are still higher than visas. Transaction fees are the merchants don't want to pay that, especially not the merchants overseas. I was actually declined for like somewhere and Philly.

He just didn't accept me: MxA accepted MasterCard, Discover Visa and nothing else. Oh you got the Platinum card. You got the gold January knife, oh wow, that's awesome! That's awesome! I'm hoping that you're using the the food and I'm hoping using everything, but that's awesome and welcome to the Platinum Family yeah. So you know Costa Rica word Colombia, Trinidad, so they're pretty good, and then you know they're getting better and better, but still the transaction fees are a little bit higher.

So keep us safe right. I convinced three co-workers to get into platinum. Oh so I hope you got three referrals, then I hope you definitely know you got the reference. Washington's words.

I know you did smart man, smart man got through referrals. Out of that. That's awesome you over there at word getting these referrals. What do you think about? Mx doing antenna so I've seen a few videos like I seen sheep, whose video I think said II had a video as well.

I did not get a 1099 and I got a five of them. Last year I got five, so I hit my max. If you want to call it that I didn't receive it so 99, I already did my taxes, so I ain't get one I mean I and even if I get one I didn't get one nope, sorry nope. I shall be saying this, maybe or like a live chat, but I didn't get in 79, so I don't know how I want any of the good to rug.

I didn't get its own on this year, but I think um, if you're gon na make enough money like kind of house savvy and shifu, do you making not counting their pockets, but if you're making um, you know significant if you're getting significant amount of referrals, then Paying a little, you know 1099, and this - and that is I mean that's that thing. It's still worth it. Cuz you're still coming out on top right. Dwayne is a baller got the Mac over there.

He and the ecosystem. He get the super chats messing around right. So I don't know, I'm not sure, if maybe I don't know what's going on with the super chance, I'm starting out the super chance leave referrals and then 1099s. I didn't get one.

I was thinking. Maybe the bigger people got him who maybe get like, maybe more than I 10 or something like that cuz I know. Sometimes you can use a different referral link and still get more than your max of five per year, but I didn't get one, but I see Dewayne. You know you say he got 300 at 550, so I'm guessing and because I do like I also do ubereats on the side and anything under 600 dollars.

They don't report to the IRS, and so I'm guessing. Maybe Amex is doing the same thing. Anything under 600, which would be the 515, maybe they're, just not reporting it to the IRS, because I had to pay taxes this year off of the money I made on the side from my other side, there's like lewbert's stuff like that, but I did my tax Deductions with my driving and stuff on my mouth and all that good stuff, sup, I'm fine, Andy Anderson got six people this year. That's awesome! What are they giving you, how many miles how many miles per refer did they give to you? Like 15,000, I got lucky with the Discover card because I have two cards and each lets you get 500 for each car.

Nice. That's what's up! So you definitely! You know. You definitely did good when you were waiting in line to buy goods. Do you watch the cars people use or question about people? You know what that's funny um always try to talk to people like you know.

How do you like this car, like I've, seen somebody with the staff I prefer to his pockets like how do you like it, and he looked at me like what like? Why did you look at my cars? I'm just wow. We are like down, oh my goodness. Okay, so I'm about to probably be out at maybe five minutes cuz, I'm sorry guys, but uh keeps having reconnecting for some strange reason. Yeah, look at that look at the way people use our cards.

I don't know what's going on today. This was the last time when I laughs on livestream. So thanks for letting me know, I'm back, I know I know, and I don't judge, but you know you can get so much more to one point per dollar and maybe it's a little bit of a flaw that people do there. They put out the Platinum any like you know, big baller, but um.

You know you could pull out the bowl card now you know or something else. That's maybe gon na give you a little bit more than what the gold card is gon na give to you. How is that a restaurant, with my co-workers in a group of Philemon, checked out my wallet? Okay, all right, it was impressed ma'am yeah. I think people look at you know.

What's on you, I think that's pretty awesome, though people look at him what you have in your wallet to just like I didn't look at. Maybe you know this stuff is kind of materialistic type stuff. I don't really judge people off of it, but you know they look into each year what you got, what you wearing whoa hold on hold on his hope is that a co-worker, something else a max doesn't perceive a max. Does that yeah yeah yeah? You know you look at it, you know you pull out the Amex and you know I think the people who make these rap songs to we're just not even rap, but just you know, talk about the index black card and this and that Amex Amex that um You know mix it makes you want to punch a max card and floss on them a little bit.

Anybody used the sex with Avenue credit. Yet within the last couple months for the Amex platinum card. Ever you have it. I know a lot of men are using it for cologne for Saks Fifth Avenue.

I think the Gucci perfect was perfume whoo. The Gucci cologne was like, maybe like 60 70 dollars. Yeah everyday preferred is pretty basic just just sitting there just kind of clear. What did you get James? What did you use for it? I got a pair of sneakers and I got a wallet.

Well, no. I was last year last year I got a wallet and their parent Pumas. This year I got another pair of Pumas, okay cool. You got gift cards.

How did you do that? How did you get gift cards for me? Did you go to like a store? I know there are a lot of misconceptions. I know a lot of people think the platinum card is the missing scoring card. I hear that often so lot of misconceptions and it's not unachievable, but anything. Nothing is really honest.

You with all, but I get what you're saying: um yeah you pull that out and anything I created richest man in the room just make sure you're using your stop. Runner, if you're using it on SAP, sax Fifth Avenue's website, you know you get free two-day shipping to set up an for ship on a sax or family and AMEX Platinum gives you that as well. Oh nice, Jimmy Choo shoes sign up a person off nice. That's nice did I say it right, the last name.

Let me look that up see. If you see out, you know, I'm not a really big luxury guy. I miss it, but Jimmy Choos, okay, honey got no sons thanks man for telling my Center. I appreciate it.

I don't think I did. Oh, they got some good stuff visited the store on 12:30 got fifty. Then all they got another. Fifty I gave those cars gifts, that's smart, that's smart, that's smart and I think that was really awesome for them to give us at $ 100.