Welcome back to my channel for those who are new welcome. My name is Walter. This is the credit card maestro. Today's video we're gon na be talking about how to get the American Express Platinum Card.

The video I did about two weeks ago. It was how to give a value with this card. This card can give you $ 1,000 or more in value. You just have to know how to use it, but today's video and, more importantly, how do you even get the car I'm going to give you a good few steps on how to get this card, make sure you're subscribed and make sure you watch to the end Of the video I'm doing also Amazon gift card giveaway, let's get right into this video hope you enjoy so the first step.

We want to make sure our credit score is in place to answer your question. There is no an exact number, but if you're asking me I'm saying anywhere between maybe 670 above to even be safer, 700 or more so the first thing you want to just make sure is your credit score. This is probably this is the most prestigious credit card that American Express has, except you know the black card, it's a whole different level, but again that is for somebody who is, you know really wealthy and stuff so for your average consumer, like maybe URI, who may Be watching this video you want to make sure your credit score is up to par up to par so at least a 680 or higher, but I have a trick around that, so you can actually see before you put a Deming and credit score now. Let's say you don't have the best credit score? Let's say you are you know 500, maybe low 6s.

That's fine! What I advise you guys to do. I advise you guys and gals to just improve your credit score working your credit score for about a good year. Six months to a year, I have a bunch of videos on my channel. I will make sure I put the videos to improve your credit score and how to do that in the end of the video.

As far as you know, the other videos that I kind of recommend on my channel definitely advise you to do that again out guys. This card is not going anywhere, and then you give yourself a good six months to a year to improve yourself and follow my steps. I guarantee you you'll be able to get this car within about six months to a year, so definitely check out my videos as far as improving your credit score, all right now, back to seeing, if you prequalify American Express, has this. You know tool in there.

American Express website we can actually see if you actually pre qualify for the card without doing a hard inquiry on your credit report. If you're, a new consumer or a new customer to American Express, you can enter your social like good stuff. And if you are a existing American Express card holder. Just log on to your online bank for American Express and see if you have any pre-qualified offers.

And then I actually tell you to prequalify offers you have their here's a little bit of a disclosure just because you're, pre-qualified or pre-approved does not mean when they actually pull your credit. That you'll be approved, but it is a you know, a better chance of your being approved if you are pre-qualified or pre-approved. Obviously, but that's a good thing as well. You want to see if you qualify for it now me personally, I did not.

You know pre-qualified for this card at first and it's because I you know my credit history, I wasn't ready for it. Actually an American Express didn't think I was ready either. Okay, the next one is going to be income. A lot of people ask me: well what is the amount of money you need to make per year per hour, whatever you want to call it, there is no set amount, you can make.

You know, maybe forty thousand, you can make one hundred fifty thousand a year as long as you have other things. That matter and other things are your credit score in your credit, history, okay, credit score and credit. History is really important. You can have a seven hundred and only have a year of credit history.

You can have a six eighty and have ten years of a credit history. American Express is going to be more comfortable, giving that to somebody who has 10 years as opposed to one year. So you want to make sure your credit score is good and you got to make sure that I've got a nice little lengthy report, okay, so history, since we just got into history what I mean by history again, your credit history. Typically, you know a good credit.

History ranges anywhere between what 9 to 10 years, maybe typically I'm nowhere near that okay, so I got this card right here. American Express a gold cart we'll get into this in a little bit about me. I got this car two years ago when I was 22. I now have both cards, so you know I'm 24.

Now, but again it was my credit history, even though it was you know shorter than most, because I'm still young in the game. I pay my bills on time, never late. Anything like that. So that's really important.

You know I have a really good credit score and my report is awesome. I don't have any late payments ever and I'm not planning on doing so either. So as long as you're doing that consistently you're setting yourself up for success to get this card now, let's say you are a newbie like I am, and I'm going to give you a little bit of background about me and now what I mean newbie, I'm not Talking about young because you young, you can be older, but I'm talking about newbie in the credit world, so this was the card that was sent to me via American Express they've. Given me, an offer for fifty thousand American Express points.

Okay, this is the car that they sent to me, meaning this is the car. We want you to have Walter at this point in time. We did not send you the Platinum card, we're sending you the Amex gold card at this point in time it was the premier rewards gold card, which is just a gold card, and I had this card for a good year and a half right so from age. Like 21 to like 22 or 20 and a half by 22, I had that card and I still do - and I pretty much used it in this - and this isn't one of my favorite cards still to this day - and you know, use this card for that good Year year and a half and what it was doing was, I was building my credit report.

Just in general, I was also building a relationship with the American Express they were seeing that this guy may be young. He meant his credit. History may be young, but he's about his business and he takes care of his report. He takes her of his payments, etc.

So you want to make sure you're building that so, if you're a newbie, what I'm saying is it's okay to apply for a credit card with American Express that doesn't have an annual fee just to get in you're just to get your foot in the American Express Door once you're in you are golden, and once you've proven yourself that you can pay your bills on time within about a good six months to a year, then I'd say: hey, go ahead and apply for the American Express Platinum Card. That's exactly what I did. They actually sent me a letter telling me we want you to upgrade and if I upgrade they were going to give me more reward points, so they will definitely come to you once they see that you've done what you're supposed to do. So a lot of people think that this card you have to have some type of crazy, spinning them out or crazy.

Spinning patterning you don't have to do so. All you have to do is again make sure your credit score is pretty well, let's say again: six! Seventy six, eighty, preferably seven hundred or more, if you want this car credit score, is nice, but also your credit. History is good too. Then again, I'm only 24 years old I've only been in a credit game, for maybe six years tops.

So I don't have the longest credit report or history, but I have a really awesome credit history, because I've never missed any payment on anything. I have okay, so that is a big factor and again they understand that younger people and younger crowds are really attracted to this. That's why they made this thing: metal, it's nice and fast flashy. I get it and it's an awesome travel card to have in your wallet.

I understand so again guys just make sure your credit history is good. Make sure your credit score is good, make sure you do have some type of income coming in. I would not apply for this cart just straight out right as your first credit card, unless you've maybe had some type of like authorizes you as a situation going on since you were like a teenager, but even then still I will kind of just get my foot Wet maybe get a card from American Express it does not have an annual fee and see how that does for you, because this card is, you know their best card for us everyday people, so they want to make sure these people are. You know worthy of getting this car all right and I'm not putting this card on a pedestal or any means me and it's unachievable.

It's definitely achievable. They just want to make sure and not taking any risk. Okay, because this card also doesn't have a preset spinning limit, which means you can put a lot of money in this card every month and you do have the Patos card in for most of the time. So they do want to make sure the person that they're giving us to they.

They actually trust. Okay, so again, guys if you have any questions about how to get this card even more so personal to your situation. Let me know in the comment sections: this is what I'm here for I'm here to help I'm here to communicate with you guys, I will get back to you as soon as I can I'm going to put the other videos in my description. As far as you know how to improve your credit score and maybe you're stuck in that situation, where you're, maybe not where you want to be credit, wise and also I'm gon na put a video in there best travel card for beginners all this good stuff.

So I got you guys, I'm also gon na put in there again the maximum value that I've gotten with this card, because this card is a really good traveler card for any age. Again, at the end of the video, like I said, I was going to tell you about the Amazon car, give away I'm giving away for Amazon giftcards $ 25 each all you have to do is let me to choose subscribe by commenting in the video giving me A thumbs up, obviously subscribing, then I will enter you into the raffle if I haven't done so already, thanks so much for tuning. In again, we have any questions. Let me know I am your guy.

When it comes to this card, you have yourself a good day.