What's up, everybody welcome back to the channel. If you are new here, my name is Walter. We talk about travel, we talk about credit. We talk about vacation whenever we talk about, we talk about like regular life stuff, so I want all that good stuff.

So if you are new here, make sure you hit that subscribe button, we are doing an Amazon gift card giveaway. Once we have 2000 subscribers, I'm giving away four of those Amazon gift cards so make sure you subscribe just for the fun of it. This is a really good chatter. This is a growing channel and if you don't subscribe and you're the kind of just you just miss it out anyway, today's video is going to be about what is in my wallet what I've been using for April 2019, going right into May of 2019.

Let's get right into this video, I know everybody has these videos as far as missing my wallet, I wanted to share with you what's in mine, let's get right into the video alright, so the least valuable card in my wallet is my debit card. I only use my debit card when I need to get cash out to ATM. Hence why my youtube name is credit card maestro. I love credit card points, so if you're somebody like me, I don't use my debit card pretty much anything besides getting cash at the ATM and that's even if I do that.

So that's the first card in my wallet just my regular bank card, nothing important license. Let's get into the credit cards: let's have some fun, so the first card that is in my wallet is the Chase Freedom Card, not the freedom unlimited, but the Chase Freedom Card really good card, no annual fee. It is affected by JC's 5:24, but some of the benefits and they're, probably the best benefit - is the 5 % on row tenant categories. This category, it is a 5 % back as long as you activate it on grocery stores, excluding Target and Walmart up to 1,500 hours.

Okay, so all you have to do is pretty much go to your grocery store. We have like shop right over here here in Philadelphia. We have Acme over here in Philadelphia. Other places have food lines and things like that go to your supermarket is swimming Target and Walmart get 5 % back on groceries up to $ 1500.

It's easy. It is so easy because everybody has to eat, so that's the first car that is in my wallet the second car that is in my while that you guys know I'm a big Amex fan and if you don't know because you're new to this channel, I get Make sure you subscribe, but I'm a big Amex fan. So this cart right here is the Amex everyday card, not that every day, I'm sorry this is the Amex blue cash card. Okay, so this is the no annual fee, one okay! This is not the one that cost $ 95.

The reason I got this actually got this. I wanted to get a cash back bonus. I just spent a thousand dollars in the first three months, which is very easy to that. In a couple minutes, I got 200 cash back.

The bonus is, if spend 150 sorry, we spent a thousand dollars in the first three months. Then you get 150 back, but if you apply for this card or any other American Express card under my referral link in the description make sure you do so. Not only does it help the channel out but helps you out too, because you get a side bonus. So I use this one with my guy over at how to build credit TV Duane.

So thanks so much I use his referral link and I got a sign up bonus of 200 as opposed to the public. Bonus is 150, so make sure if you're applying for any MX card of that, you can think of charge cards credit cards whatever you want make sure you are applying for it under a referral link down below and getting to help me out tremendously as a channel. But it also accelerate your bonus to put my money in your pocket. You can't beat that so this is the second credit card, the MX blue cash card, the third card and probably my most go-to card.

What actually is my most go-to card? Is the American Express gold card, the new one, the revamped one, the rose gold, one, the metal one. Whatever you want to call it. I did get the rose gold instead of the gold because I had to go and it was the PRG card back in 2016. 2017.

So that's when I had the PRG card, but now it's just the gold and listen to this is metal. Okay, but the reason I got this card, the 4 % back at supermarkets, 4 % back at restaurants. Now again, I'm using right now the chase freedom cart for the grocery stores at 5 %. Back again, I'm just kind of just making it even I'd rather get my chase points.

As far as the groceries are concerned. With five points per dollar as opposed to a mex, is four points per dollar on supermarkets, but I still get 4 % back at restaurants. 120 dollar dine and credit the airline feed credit, backed by you, know, really good networking like American Express it is just a really good card. Overall, this car is probably going to be a card in my wallet for long ways to go, but again guys if you want this car to any other AMX card, make sure you're applying a referral link.

This is an awesome car, so this is the third cart. A Mexico car last but not least, is going to be the American Express Platinum Card. Now this card is a card. I will see that it's not used much, because I have the Amex gold cart and I think both of those cards help out each other tremendously.

Why Amex gold gives you four points per dollar if I was to use this at a restaurant or a grocery store? If I use this at a restaurant or a grocery store, I'm only gon na get one point per dollar. Maybe sugar war points, so this helps out this tremendously. But here's where the AMEX gold cart falls short three points per dollar when you book flights directly with Airlines or on Amex travicom, as opposed to a max platinum, five points per dollar. When you book directly with airline or on Amex travel comm, so they kind of help each other out, also uber credits $ 200 a year sax with avenue credit.

But when I'm using this in my wallet and the reason I got this in my wallet, if I'm going on a vacation like I just came back from Charlotte last weekend, just a quick vacation I had to get into the centaurian lounge. You can't get into this tutorial and with a gold card only platinum and centaurian okay, so you had to use the platinum car for that and again the five points per dollar. So many other benefits. If you want to do benefits about this card, I will definitely put a card right up there as far as how to maximize this card and get at least $ 1,000 of value each and every year.

So those are my car, that's kind of just run down them again, so we have to chase Freedom Card. We have the Amex blue cash card, we have the Amex rose gold card and we have an Amex Platinum Card. Those are the cards in my wallet. What are the cards in your wallet? How did you like this video, let me know, give me a thumbs up, make sure you subscribe again we're doing an Amazon gift card giveaway.

As soon as we get to 2,000 2,000 subscribers, we are so close to it. Everybody who has been tuning in so on support' showing love thanks. So much I haven't forgot, you guys are just you guys are awesome. This community is being built tremendously.

I actually just started doing t-shirt t-shirts, so also in my description, if you want to support the channel, look for it on the link that says tee spring calm, I actually have a few shirts, I'm actually getting my shirt in the middle in a few days. So on my next video I'll be wearing it. Actually, I actually got a certain hoodie and it has my credit card, my logo, on it and at the top it says, got credit you know. So I thought it was pretty cool to kind of make a design, and you can always show you a love and appreciation for the channel by doing a purchase.

So I definitely appreciate it again. Everybody thanks so much for tuning in I'll, see you in the next video take care.