Hi guys it's mark, so i've wanted to make this video for a while, but my son has always been a little bit unsure about it with a lot of persuading he's finally agreed to reveal to us his entire stock and crypto portfolio. The reason i wanted to share this with you is that it really shows what's possible and all the different investment options available. You can then look at this and maybe use it as a guide or just compare it to your own portfolio. Curtis is only 22 years old and started investing in stocks and cryptos about two years ago and has already grown a respectable portfolio as we go through all these investments i'll be giving my thoughts and opinions which will hopefully be useful for you guys as well, but First, let me address something of course: i've helped him out with some tips along the way.

I just can't help myself there, but i've never given him any money, and that may seem harsh, but it's always been important to me that he knows the value of money. Also, as he's agreed to, let you guys see all his investments and let me roast him: let's see if we can get a ton of likes on this video so that he knows you lot aren't too scary. So i'm here with curtis and he's going to share with us the current value of his investment portfolio. Let's do it in us dollars, because that is the reserve currency of the world and i think more people understand that that does make sense.

So the complete value of my investment portfolio is sitting around 105 000. Obviously that does fluctuate a bit depending on how the stocks and the crypto are doing. So i think it's best to start off with the safest investments that you have and then we move on to the more risky ones later. Well, let's start off with my index funds, then in my vanguard stocks and shares isa, they're currently worth 55 783, and these investments are kind of like those packs of cereals.

You know the multi ones you can get. If you don't like one of them, it's not a problem. You can throw it away because there's going to be a few packs in there, you do so. If one of these companies doesn't do great, it doesn't really matter because curtis has got a lot of different ones that can balance them out.

So why don't you run through the different funds and how much you have in each one right? So the first one i've got is a life strategy: 100 equity accumulation fund - that's uh, 5 946 dollars in there, and i think accumulation means, like the dividends, get reinvested or something like that. Yeah and the dividends are like a reward. The company gives you for being a shareholder. The second one i've got is the ftse 100 index unit trust accumulation bit of a mouthful.

That certainly is in that one. I got 97 so not too much in that, and the next one i've got is a ftse 100 etf, which i've got 1 650. In now this ftse 100 is the top 100 companies in the uk. So i thought, show the uk some love invest in the uk because we're from the uk.

Obviously why not and then i've got the s p. 500. The index funds you're always banging on about. Aren't you so in that one i've got a considerably more amount than all the others.

41 730 yeah. So definitely a lot more than the others, and then finally, i've got a us equity index fund accumulation. That is a bunch of like 5 000 of the us companies all in one fund - and i put 6 358 in that, but there we go. There are my index funds.

You also mentioned you've got these in an icer yeah. I think that's the best way to do it really. This is important because it has lots of tax advantages. It's basically the uk equivalent of the roth ira.

So all the gains courtis makes are completely tax-free, but you can only put a certain amount of money per year into these accounts because they're so powerful. I actually think you've got a nice mix down. I know you hear me all the time going on about my ideal strategy and that's where i have the majority of my money. If curtis continues to max out his account each year and gets the normal 8 return over the next 10 years, he will have 420 000 and then even if he stops investing and leaves the account another 20 years, he'll have 1.9 million dollars.

Tax-Free wow did you do all of that in your head yeah, it's easy when you know how you're the master, i think courageous has picked some really good funds there. So, let's move on to some of the more risky investments. So, although index funds sound great - let's be honest, they're not very interesting, are they so i've also got a free trade account? I trade individual stocks on which is a lot more fun. This account is currently worth sixteen thousand two hundred and ninety dollars, but as it's a uk app everything's in pounds, so for the sake of the video, i'm just going to convert everything into dollars to make it simple.

So take it away what stocks have you got? Well, the first one's nike and it's worth 131. I didn't actually buy this one though i got it as a free stock from your link in the description. So thank you very much. Obviously, that free trade deal is only if you're in the uk, but if you're in the usa, you can also pick up a free stock worth up to a hundred dollars from public.com i'll leave the link in the description.

So what else have you got well, how much time you got? Oh, is that that many i have got a lot, so the next investment i have is in pinterest for 136 dollars and that's up 11.81. So nearly 12. I don't use the servicer no. Nor do i, but i have seen your mum using it.

Okay, so definitely people use it. Um we've got some money in neo. I've got 166 dollars in there. That's how nearly 19.

I just think it's like tesla in china yeah and you can't go wrong with electric cars at the moment. It is the future wish as well, because i thought it was gon na pump. I've got 264 dollars in there. It's actually down five over yeah.

Nearly six percent apple and three hundred and eleven dollars and because i love apple, i use their products all the time, but that's currently down, but i don't think it's gon na be down long term. No, i think texture's down a little bit at the moment. So i think it'll be fine. Amazon, 323! That's down just a little bit! Oh this investment! I was really excited about this.

I put some money in peloton 345. I saw they had some incidences with their treadmills thought. The stock would be low, so i just pumped some money in there and it's up um, six, six point five percent and i want one myself right so this one i put some money in amc, i'm sure we've all heard about the amc rally that happened recently. I've got 397 dollars in there, that's up 13, and i just grabbed onto that last bit of the rally and it seems to be going well for me, okay.

Well, i wish you luck with that one. I don't hold a lot of hope for it, though unfortunately so uh, you might want to cash out. It's definitely more of a short-term investment uh, so yeah i will cash out at some point square is an interesting one. I've seen them advertising on on the tv.

All the time, this really cool payment system, i've got 553 dollars in there at one percent yeah. I think that's a cool investment i'm in the retail space and they look to be gaining a lot of ground, particularly in the uk at the moment. So another good investment, this one. This is a bit of a weird one, tattooed chef, and it's it's actually, this uh food brand.

I think it's frozen food. I don't know too much about it. I should have done more research, but i saw meet kevin and jeremy on the millennial money podcast talking about it and i thought just just put some money in and it's up nine percent so you're following the crowd, something i say: don't do it's worked out for Me this time it has yeah. I've got some money in disney, i've got 970 and it's slightly up nearly one percent up.

I like the direction they're going with their disney plus service. It looks really cool. Well, we both like disney. Don't we we particularly like star wars, we love the mandalorian and really everything disney's doing at the moment is great.

Well, i love marvel, but you don't like that. I'm not into marvel no i'd love to watch marvel with you, but you just won't sit down and watch a film with me coinbase. Let's talk about coinbase, because this is probably the biggest investment mistake. I've made i've got two thousand five hundred and ninety dollars in there.

It was a lot more when i put it in it's down nearly thirty percent uh, because i went in when it went public and just like well, the trouble is there was a lot of hype about this ipo and hype draws people in. So i think you were drawn in by the hype on that one. Next, we got google, which is alphabet. Obviously, i've got 3 357 dollars in there.

That's up nearly 5 and i just think people when they think of google. They don't think of youtube and the amount of money youtube makes. I think the stock's a bit undervalued personally. Well, i know we like watching a lot of youtube together and i think the potential of youtube is absolutely huge yeah.

I think it's definitely going to be tv long term, because it's just got so much more personal interaction. Really i don't think just long term. I think it's starting to beat tv now and i you didn't think i'd ever say that well you're a youtube star. Now right so, let's come to my last investment.

Now it's actually my biggest one and it's in tesla for five thousand nine hundred and three dollars it's currently down. But the reason i invested in this is because i have a tester, the tesla model. Three and i love it like best car i've ever had it's the only luxury thing i've ever wanted to buy really. So if i'm gon na buy the car, i might as well put money in the stock, and you have been pretty frugal with your money and and i'd definitely say it is the only luxury item you've ever bought and i think it's a good one to invest In so, if i'm prepared to spend money on a tesla, i think hopefully they have a lot more customers as well in the future, so you're very heavily invested into tech stock.

So it might be a good idea really to switch it up a bit and invest in other sectors like entertainment, finance, food and drink, and consumer goods, as a cyber attack could actually wipe out a lot of your investments. Saying this. I do think that tesla is a bit like an index fund because they have so many different revenue sources such as their robo taxis, coming soon, battery technology, crypto investments, renewable energies and battery developments, just to name a few you're gon na be excited about this. Well, i like tesla.

The only big thing i would say is: why are you investing in this account when you could be putting into the index fund that you have and you could be saving all that tax, because, let's face it, you're gon na have to pay tax on these gains. Otherwise, well, like i said i wanted a bit of fun, maybe get into some meme investing and just invest in companies. I actually believe in like tesla, because i think the profits are going to be so much greater than an index fund. There are no big mistakes that i can see here other than the coinbase investment.

I actually thought they were overvalued at the ipo, so i refused to buy, even though i like, using the app all right, stop gloating. I know i got pulled in by it. I also don't like how the value is extremely tight to bitcoin, which is therefore riskier, but over the long term. I think you'll come out ahead talking to crypto.

I think it's time we got into that. Okay, let's do it, let's do it! Okay! Well, currently, my blog fire account is worth 27 756 dollars, and i also love this account because i get five percent interest on my bitcoin, which is obviously a big bonus, and i signed up with your link in the description and got 250 dollars of free bitcoin, Which is another bonus? It's bona city. You can't beat free money. Can you definitely not? I also hold my crypto in block fires.

I believe my money should always be making some kind of interest and it's a lot better than the 0.5 that my bank gives me. So crypto's great for those fast, quick returns, but also very risky. So what coins do you have? Well? I've got obviously the big boy bitcoin most in that one, twenty four thousand two hundred and ninety nine dollars. Um, i've also got ethereum, because i really, i think it's quite cool.

I think it's the future. I've got three thousand two hundred and sixteen dollars in that um chain link because i watch your video i put 115 dollars in there and litecoin. I've got 125 dollars. Yeah again because i saw your video, i thought it was worth a punt.

Well, i think you've picked some particularly good coins there, but it's a lot more than the five percent that i would allocate. So why are you taking so much risk, i'm not as old as you i'm young. I can take the risk thanks for that and i don't see it as massively risky coins either they're pretty big coins. Sometimes i think you have to take a bit of risk to experience those extreme gains.

That's fair enough, but if you consider putting 60 into bitcoin and 40 into ethereum, because if the flipping in happens and ethereum becomes the number one crypto currency you'll be in the prime seat, you know that's actually a pretty good suggestion because i do like ethereum. So i should definitely own a bit more of it. So what coins do you think are risky? Well, i don't necessarily think they're risky, but they are riskier than the other ones, and i've got them on binance, so those are currently worth thousand six hundred and ninety seven dollars. I have to admit a big chunk of that is bitcoin, because i haven't had a chance to transfer that to block fire yet, but the other three are considerably more risky coins.

I've got cardono which i've got two thousand four hundred and eleven dollars in i've got polka dots, which i have 779 dollars in and finally ending off with a bit of dogecoin. I've got uh 791 dollars in that it's kind of like my ticket to the moon. If elon chooses to bump it again, there are some other coins in this account, but it's such small amounts we just might as well ignore them and adding up these coins. It's about under five percent of my portfolio that i would consider in a really risky area.

From an older perspective. I'd say that you've got about 30 of your investments at high risk, but i can see the logic in it you're young and if something should go wrong, you've got time to get over it. Now i can see that you're not invested in any real estate and you're invested heavily in what we call paper assets. So this is the only big hole that i see in your strategy, so when you're getting into it, i think next year um, because i'm currently saving up for a deposit.

I just don't want to liquidate any of my portfolios, they're my long-term investments, so you might be moving out happy days or no. Actually, the plan is to buy a house to rent out first, because it's much cheaper living here. That just shows you what's possible. At 22 years old, so i'm gon na leave the next video right over there, but don't click on it just yet remember to subscribe to the channel and pick up your free stocks with the links in the description.

Okay, i'll see you over there.