Hello, everyone and welcome back to a new video sean's, a name and credit, is the game. Today, i have done so many videos on what are the best cards to get when you've got bad credit, maybe when you're getting started out with credit or just other types of credit cards that i like to recommend. But i have never done a video on the most highest end credit cards currently available on the market, which is what i want to do today, so strap in, because these cards are absolutely insane. Okay, real, quick, pretty, please click the like button on this video.

Alright, i spend so much time on these videos. It takes you two seconds to hit that button, so hit it please, but after researching some of the newer credit cards that have hit the market recently, i stumbled across some of the super mega high-end credit cards, which is a world i didn't even know, existed and Learning about the requirements to hit these super luxurious and high-end credit cards will make you sick to your stomach just because of how hard and how rich you have to be these cards. We're talking about today are nothing like any other credit card. We've talked about in previous videos, so i'm gon na leave a link to a playlist of all the other previous videos that i've done on the credit cards in those videos, because that is probably 99.9 of the population is going to be getting.

Those credit cards opposed to the credit cards we're going to be talking about today, but today i want to talk about these credit cards just because it's kind of like a window shopping they're, really cool to look at, but we will probably never ever get them kind Of like a bugatti, i would really love a bugatti, and i love looking at bugattis, but the odds of me ever getting a bugatti is pretty rare but jumping into the number three card on this list. It is the stratis rewards visa white card right. This is going to be pretty similar to the number one option on our list today, but it's not as good, because the perks are a little lacking or actually, i should say, the perks we all know about are a little lacking, because the perks of these cards Are so seclusive and secret just because there's so few people that actually have them so we're going to be basing this information off pretty much all the information that can be gathered online and through other kind of personal referrals, who've talked about these cards before so this Is an invite only card where you must be referred by an existing stratus holder or someone within the stratis brand plus you're also expected to spend about a hundred thousand at 250 000 per year on the card itself? Remember when i said i was gon na make us all feel poor in this video. This is only the beginning.

So if you're invited and you're willing to pay a fifteen hundred dollar fee, then here's the perks you get. You get all the usual card: perks like cash back purchase, insurance, rental, car coverage, etc, but on top of the usual stuff you get free luxury, hotel, room upgrades access to free special events and high-end award, show gift bags and, more importantly, the two biggest perks of This card that card holders really look forward to is the personal concierge that you get and the private jet flights, so the personal concierge does literally everything for you from like booking flights and and booking hotels, rental cars. You know planning an entire itinerary, whether you're traveling for pleasure or for business or for whatever that uh personal concierge do everything for you and they are personal to you. So it's not just like a travel agent booking you things.

No, they know that you like to sit on this side of the plane and that you like to leave in the mornings versus the afternoon. No, they know everything specific about you and it's perfect and it's even rumored that they'll actually do menial tasks for you. Like pick up your dry cleaners or they'll, bring you coffee and again these are all kind of like remote services, so think of like them, ordering you coffee via doordash, just because they know that you drink your coffee every morning at 6am. Things like that which is pretty cool and then, when it comes to the private jet flights perks, this is really cool.

No other credit card does this that we know of, but it's the fact that you can actually pull your points together with your friends. So let's say you and your buddies are like hey: we're going on vacation, we're all going to go to bora bora we're leaving tomorrow on a private jet. Are you down and you're over here sitting like holy crap? I don't have that kind of money right now, but i really want to go well. You can have your super uber, rich, millionaire friend, basically backpack the friend group and be like look.

I've got a bajillion points on my credit card. I will pay for the flight with all of your guys's flights with all of my credit card points, so they can. You know throw in a bajillion points and you could throw in your like five credit card points and basically the card will allow you to just combine them together and use them all on a single transaction which is super rare and super cool. Moral of the story is that you basically need a super uber, rich friend to kind of backpack you through your trips, but one other thing that is kind of noted about this card.

It's not for sure, but it looks like the only way you can kind of redeem. Your points is with your private jet flight. So if you're not flying private a whole lot um, then this card's, probably not for you anyway, the second hardest card on this list to get approved for, and it's actually my favorite card on this list out of all of them. Just because the guidelines are very clean cut and the rewards are very clean cut and everything is really great about it.

It's the jpmorgan chase reserve card to get it. You have to have around 10 million dollars in assets, that's managed by jpmorgan private bank, and once you have that you'll get the personal invitation to get the card, as this one is invite only as well. The good news is that this card only has a 595 yearly fee and it's actually made from brass and politium, so it's definitely a status symbol, but it's really cool to have and for only 5.95 a year. It's a very cheap, ultra high end credit card, and i mean you only have to have 10 million dollars in assets managed by chase by the way, not just in total but managed by chase no big deal anyway.

You get 5x points on flights. 10X points on hotels and car rentals 10x points on purchases through chase dining specifically, and then you get the usual credit card perks like comprehensive travel, insurance coverage, free rental, car insurance, vip events and experiences hosted by chase. You get special benefits at luxury, hotel and resorts and chases collection and there's no fees on foreign transactions when you use it, which is always nice and those are all kind of the general perks. You would just expect out of a mega high end card, but the cooler perks are really awesome.

You get a 300 travel credit each year, 100, credit for tsa, pre-check applications dash pass for doordash and a complimentary lift pink, which i actually had to look up. What lift pink was because i had never heard of it before researching these cards. It's basically just a 20 a month upgrade on savings for all of your rides. You get priority.

Airport pickups, surprise offers easier cancellations and some other really great perks. Basically, it's just lift on steroids, so that's pretty cool. Then you also get some peloton perks, which is like 120 reimbursed for your annual membership, and you get 10 times the points on peloton purchases. All of that combined is totally worth the 5.95 annual fee.

I mean the 300 travel credit and the lifts like steroid premium upgrades to me pack is like already worth it, regardless of all of the normal upgrades you get and all the other super cool upgrades you get it's a no-brainer, but again you just got. Ta have 10 million in the bank, but that brings us to the number one card and the hardest credit card. I think in the world - not just in the us but in the world to get - and it's actually a very popular card too, just because of how flashy, celebrities and rich people will throw it out there. But it's the american express centurion card, which is more commonly referred to as the black card, and this is not to be confused with the mastercard black card, because that's a product by barclays bank, which is a good card.

But it's nowhere near the amex centurion. And i hope you're all sitting down right now, because i'm going to actually blow your mind. Of course, this card is going to be invite only like the rest of cards on this list, but the initiation fee of just getting the card is ten thousand dollars. So people are over here going please give me give me give me give me give me please i want that, invite i want that, invite and then they're like all right.

You get the invite and you're like sweet. I wan na give you ten thousand dollars for you picking me to get this card like that blows my mind and then to add salt to the wounds. Once you pay that ten thousand dollar initiation fee there's a five thousand dollar a year annual fee for the card, and it gets even worse. Okay, you can have a max of two signers on a card, so if you and a spouse or whatever you get two centers on that card, it's five thousand dollars a year per person, so you could potentially be dropping twenty thousand dollars just to get the card.

I i mean like that that that's a car, twenty thousand dollars is a car, but of course, to make things even worse to even get that invitation, so you can drop 20 grand. You have to be spending anywhere between 350 000 a year and one million dollars a year in a calendar year. I should say just to get the card you have to have that much spent on a credit card or on the credit card, to keep it and to get that card. So absolutely unreal and there's two versions, which is why it varies so much as a personal and there's a business version, and i mean that's just that's unreal.

People could spend their entire lifetime charging to that card and they might not reach that million dollars a year. Why why why that i mean that's insane, but with all of those hefty fees better come some super badass perks, or else no one would get them. So what does those hefty fees actually get? You well the coolest thing and the most important thing as to why people get the card is because they you get a personal concierge, similar to the first card we talked about, but a personal concierge that is literally on steroids and honestly. I think this is why people get the card specifically for this personal concierge, because it is so insanely awesome, so they're gon na do the same things that the previous car did right: they're gon na book, your flights they're gon na book, your hotel book, your travel, Everything like that set up your itineraries, they're gon na, do all the little things like the coffees and the dry cleaners, and all that luxury, little items that can be done, they're also so specific and so personal, and that they've built up a network of people who Are very high net worth individuals, so the strings that are pulled for you are absolutely unreal.

Okay, here's an example: let's say you're stranded in the middle of some foreign country. You can't get on a flight. There's no flights available. You don't know what to do.

You call your concierge, your concierge says: oh sean yeah. No, i actually have another amex centurion client who lives in that country and has a private jet, because, of course, everyone who has this card is uber mega rich and let me just give them a call real, quick and let me see if they can fly you Out on their jet boom put down the phone 10 minutes later they've got a flight on their way out of the country. Things like that are just insane. I mean you can't spend enough money right.

There's no flights available. It doesn't matter how much money you have you can't get on a flight, but if you've got that personal connection, that database of centurion kind of amex users, you get personalized things and personalized assistance in that scenario, and that's what your personal concierge does, which that alone Is super sick i mean imagine getting first, first row tickets to sons, games or basketball games, or i say football games or or concerts, or anything like that, because these celebrities holding the card are those athletes are those franchise owners. Are those super rich people who can pull the strings for you, um and so having that personal concierge, even if you just had that is badass and then like? Of course, you get all the normal benefits right. So when it comes to hotel perks, i mean you get the free room, upgrades the late checkout options, welcome gifts and, of course, like all the normal good stuff, like wi-fi free breakfast free, spa credits.

You know 25 bonus at like specific luxury hotels, like all that good stuff with a hotel. Then, when it comes to airline perks, you get private airport lounges, like literally all of them, not just like the delta sky club or the american club or the admiral club or whatever. No, you literally get all of them, and then you also get a personal guide. Who, like literally walks you through and expedites you through customs and immigrations, which is sick? You get free, tsa, pre-check applications every four years you get baggage, insurance and, of course, 50 airline bonuses.

On your points, i need to drink some water because we're literally just getting started with this card. Then when it comes to car rentals insurance, cruises other smaller ticket items, you get massive bonus points. You get a 500 credit on select cruises. You get free car rental upgrades to luxury cars for your car rental insurance, all the goodies when you're in the car when it comes to winding and dining there's specific tables and wine bottles at over.

A thousand of the most luxurious restaurants in the world that are literally reserved specifically for centurion card holders. You also get complimentary personalized wine buying specialists, who will put together an annual wine tasting experience just for you - and this is on top of your three free custom. Napa wine tours that you get each year, then you get a bunch of little freebie perks like customized shopping experiences, gift certificates to luxurious brands. You get purchase protection up to ten thousand dollars per occurrence, which is like personalized insurance on items that you buy.

So if you buy a laptop with a credit card um and your laptop was four thousand dollars and the next day it explodes in a fire. Your credit card company is actually going to rebuy that laptop for you. So that's really cool and then they also have something really cool that you don't see. A whole lot of is return protection, which is when a merchant won't return.

Your item within 90 days, amex will actually refund it. For you up to 300 and honestly, i'm just getting tired of stating all the perks with this card. Literally anything luxuriously based you get some sort of perk or benefit for it. This card is meant for the people who have tons of money and tons of time on their hands and they're, just literally looking to have a good time and that's what this card's all about.

It's all about luxury and travel and super high-end fun stuff. So if you're a baller and you just got tons of time and money on your hands and get this card, but for the rest of us, we're just gon na have to keep grinding to one day dream about getting this card and like the thing that drives Me crazy is the fact that there's a massive market for people who actually qualify for this type of card, because if there wasn't american express, wouldn't offer it, it wouldn't have these partnerships built up. But that just goes to show that there is some serious money out there and if you could qualify for all three of these cards, for example, if i could qualify for all three of them, the one i would pick is our number two card from jpmorgan chase. I'm not a chase fan at all, but the pound per pound value you get out of that card compared to the other.

Two is unmatched, a 595 annual fee for all of those great perks that you get i mean come on. I don't care how rich you are how rich i ever get. I am gon na be super value driven. Okay, i'm not just going to spend 10 grand to spend 10 grand hey.

I can't knock them all right if you're able to just flush the money down the toilet, then you go ahead and do that because wow all right, but those are the three most luxurious and highest and secreted hardest cards ever to get that are currently on the Market and again, this is for a worldwide basis, because i looked at cards in dubai and some other really high-end countries, and these are probably the hardest ones to get and the ones that offer the coolest and most high-end perks out there. So hopefully you enjoyed the video if you did please hit that like button again, like i mentioned, please subscribe for more content like this. I'm gon na be releasing a video soon on some of the highest end cards to get that are not invite only so. People who you know are normal people who are managing their finance as well can actually get a really nice card.

That's kind of in the higher end tier without being like a multi-millionaire, so definitely subscribe to see that video, hopefully that will be out in the next week or two. Otherwise. I hope you enjoyed the video leave me a comment down below on what your favorite card was, and otherwise i will see you in the next one. You.

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